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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and EXPRO GROUP HOLDINGS N.V. (XPRO). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $382.1M, roughly 1.3× EXPRO GROUP HOLDINGS N.V.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 1.5%, a 19.3% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs -12.5%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs -0.2%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Expro is an energy services provider headquartered in Houston, Texas, United States.
FCFS vs XPRO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $382.1M |
| Net Profit | $104.2M | $5.8M |
| Gross Margin | — | — |
| Operating Margin | 28.5% | 3.1% |
| Net Margin | 20.8% | 1.5% |
| Revenue YoY | 21.2% | -12.5% |
| Net Profit YoY | 24.7% | -74.9% |
| EPS (diluted) | $2.35 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $382.1M | ||
| Q3 25 | $411.0M | $411.4M | ||
| Q2 25 | $385.1M | $422.7M | ||
| Q1 25 | $371.1M | $390.9M | ||
| Q4 24 | $413.7M | $436.8M | ||
| Q3 24 | $363.1M | $422.8M | ||
| Q2 24 | $363.5M | $469.6M | ||
| Q1 24 | $366.8M | $383.5M |
| Q4 25 | $104.2M | $5.8M | ||
| Q3 25 | $82.8M | $14.0M | ||
| Q2 25 | $59.8M | $18.0M | ||
| Q1 25 | $83.6M | $13.9M | ||
| Q4 24 | $83.5M | $23.0M | ||
| Q3 24 | $64.8M | $16.3M | ||
| Q2 24 | $49.1M | $15.3M | ||
| Q1 24 | $61.4M | $-2.7M |
| Q4 25 | 28.5% | 3.1% | ||
| Q3 25 | 27.4% | 6.4% | ||
| Q2 25 | 21.1% | 7.7% | ||
| Q1 25 | 30.0% | 2.6% | ||
| Q4 24 | 26.5% | 7.3% | ||
| Q3 24 | 23.5% | 6.2% | ||
| Q2 24 | 18.2% | 5.9% | ||
| Q1 24 | 22.3% | 2.2% |
| Q4 25 | 20.8% | 1.5% | ||
| Q3 25 | 20.1% | 3.4% | ||
| Q2 25 | 15.5% | 4.3% | ||
| Q1 25 | 22.5% | 3.6% | ||
| Q4 24 | 20.2% | 5.3% | ||
| Q3 24 | 17.9% | 3.8% | ||
| Q2 24 | 13.5% | 3.3% | ||
| Q1 24 | 16.7% | -0.7% |
| Q4 25 | $2.35 | $0.05 | ||
| Q3 25 | $1.86 | $0.12 | ||
| Q2 25 | $1.34 | $0.16 | ||
| Q1 25 | $1.87 | $0.12 | ||
| Q4 24 | $1.86 | $0.20 | ||
| Q3 24 | $1.44 | $0.14 | ||
| Q2 24 | $1.08 | $0.13 | ||
| Q1 24 | $1.35 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $196.1M |
| Total DebtLower is stronger | $2.2B | $79.1M |
| Stockholders' EquityBook value | $2.3B | $1.5B |
| Total Assets | $5.3B | $2.3B |
| Debt / EquityLower = less leverage | 0.98× | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $196.1M | ||
| Q3 25 | $130.2M | $197.9M | ||
| Q2 25 | $101.5M | $206.8M | ||
| Q1 25 | $146.0M | $179.3M | ||
| Q4 24 | $175.1M | $183.0M | ||
| Q3 24 | $106.3M | $165.7M | ||
| Q2 24 | $113.7M | $133.5M | ||
| Q1 24 | $135.1M | $163.2M |
| Q4 25 | $2.2B | $79.1M | ||
| Q3 25 | $2.2B | $99.1M | ||
| Q2 25 | $1.7B | $121.1M | ||
| Q1 25 | $1.7B | $121.1M | ||
| Q4 24 | $1.7B | $121.1M | ||
| Q3 24 | $1.7B | $121.1M | ||
| Q2 24 | $1.7B | $121.1M | ||
| Q1 24 | $1.5B | $40.0M |
| Q4 25 | $2.3B | $1.5B | ||
| Q3 25 | $2.2B | $1.5B | ||
| Q2 25 | $2.1B | $1.5B | ||
| Q1 25 | $2.1B | $1.5B | ||
| Q4 24 | $2.1B | $1.5B | ||
| Q3 24 | $2.0B | $1.5B | ||
| Q2 24 | $2.0B | $1.5B | ||
| Q1 24 | $2.0B | $1.3B |
| Q4 25 | $5.3B | $2.3B | ||
| Q3 25 | $5.2B | $2.3B | ||
| Q2 25 | $4.5B | $2.3B | ||
| Q1 25 | $4.4B | $2.3B | ||
| Q4 24 | $4.5B | $2.3B | ||
| Q3 24 | $4.4B | $2.3B | ||
| Q2 24 | $4.3B | $2.3B | ||
| Q1 24 | $4.2B | $2.0B |
| Q4 25 | 0.98× | 0.05× | ||
| Q3 25 | 1.01× | 0.07× | ||
| Q2 25 | 0.79× | 0.08× | ||
| Q1 25 | 0.83× | 0.08× | ||
| Q4 24 | 0.85× | 0.08× | ||
| Q3 24 | 0.87× | 0.08× | ||
| Q2 24 | 0.85× | 0.08× | ||
| Q1 24 | 0.75× | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $57.1M |
| Free Cash FlowOCF − Capex | — | $23.2M |
| FCF MarginFCF / Revenue | — | 6.1% |
| Capex IntensityCapex / Revenue | — | 8.9% |
| Cash ConversionOCF / Net Profit | 1.98× | 9.89× |
| TTM Free Cash FlowTrailing 4 quarters | — | $97.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $57.1M | ||
| Q3 25 | $135.8M | $63.2M | ||
| Q2 25 | $116.9M | $48.4M | ||
| Q1 25 | $126.6M | $41.5M | ||
| Q4 24 | $198.1M | $97.4M | ||
| Q3 24 | $113.1M | $55.3M | ||
| Q2 24 | $106.2M | $-13.2M | ||
| Q1 24 | $122.5M | $29.9M |
| Q4 25 | — | $23.2M | ||
| Q3 25 | — | $39.0M | ||
| Q2 25 | — | $27.2M | ||
| Q1 25 | — | $8.4M | ||
| Q4 24 | — | $53.0M | ||
| Q3 24 | — | $23.3M | ||
| Q2 24 | — | $-49.5M | ||
| Q1 24 | — | $-801.0K |
| Q4 25 | — | 6.1% | ||
| Q3 25 | — | 9.5% | ||
| Q2 25 | — | 6.4% | ||
| Q1 25 | — | 2.1% | ||
| Q4 24 | — | 12.1% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | -10.5% | ||
| Q1 24 | — | -0.2% |
| Q4 25 | — | 8.9% | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | 5.0% | ||
| Q1 25 | — | 8.5% | ||
| Q4 24 | — | 10.2% | ||
| Q3 24 | — | 7.6% | ||
| Q2 24 | — | 7.7% | ||
| Q1 24 | — | 8.0% |
| Q4 25 | 1.98× | 9.89× | ||
| Q3 25 | 1.64× | 4.52× | ||
| Q2 25 | 1.95× | 2.69× | ||
| Q1 25 | 1.51× | 2.98× | ||
| Q4 24 | 2.37× | 4.23× | ||
| Q3 24 | 1.74× | 3.40× | ||
| Q2 24 | 2.16× | -0.86× | ||
| Q1 24 | 2.00× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
XPRO
| NLA | $130.3M | 34% |
| ESSA | $116.3M | 30% |
| MENA | $93.0M | 24% |
| Other | $42.5M | 11% |
