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Side-by-side financial comparison of FIRST CITIZENS BANCSHARES INC (FCNCA) and iHeartMedia, Inc. (IHRT). Click either name above to swap in a different company.

iHeartMedia, Inc. is the larger business by last-quarter revenue ($1.1B vs $1.1B, roughly 1.0× FIRST CITIZENS BANCSHARES INC). FIRST CITIZENS BANCSHARES INC runs the higher net margin — 49.1% vs -3.7%, a 52.8% gap on every dollar of revenue. On growth, FIRST CITIZENS BANCSHARES INC posted the faster year-over-year revenue change (3.5% vs 0.8%). Over the past eight quarters, iHeartMedia, Inc.'s revenue compounded faster (18.8% CAGR vs -33.5%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

iHeartMedia, Inc., or CC Media Holdings, Inc., is an American mass media corporation headquartered in San Antonio, Texas. It is the holding company of iHeartCommunications, Inc., formerly Clear Channel Communications, Inc., a company founded by Lowry Mays and Red McCombs in 1972, and later taken private by Bain Capital and Thomas H. Lee Partners in a leveraged buyout in 2008.

FCNCA vs IHRT — Head-to-Head

Bigger by revenue
IHRT
IHRT
1.0× larger
IHRT
$1.1B
$1.1B
FCNCA
Growing faster (revenue YoY)
FCNCA
FCNCA
+2.7% gap
FCNCA
3.5%
0.8%
IHRT
Higher net margin
FCNCA
FCNCA
52.8% more per $
FCNCA
49.1%
-3.7%
IHRT
Faster 2-yr revenue CAGR
IHRT
IHRT
Annualised
IHRT
18.8%
-33.5%
FCNCA

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FCNCA
FCNCA
IHRT
IHRT
Revenue
$1.1B
$1.1B
Net Profit
$534.0M
$-41.9M
Gross Margin
Operating Margin
7.6%
Net Margin
49.1%
-3.7%
Revenue YoY
3.5%
0.8%
Net Profit YoY
10.6%
-233.1%
EPS (diluted)
$42.63
$-0.25

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FCNCA
FCNCA
IHRT
IHRT
Q1 26
$1.1B
Q4 25
$2.4B
$1.1B
Q3 25
$2.4B
$997.0M
Q2 25
$2.4B
$933.7M
Q1 25
$2.3B
$807.1M
Q4 24
$2.4B
$1.1B
Q3 24
$2.4B
$1.0B
Q2 24
$2.5B
$929.1M
Net Profit
FCNCA
FCNCA
IHRT
IHRT
Q1 26
$534.0M
Q4 25
$580.0M
$-41.9M
Q3 25
$568.0M
$-66.3M
Q2 25
$575.0M
$-83.5M
Q1 25
$483.0M
$-281.2M
Q4 24
$700.0M
$31.5M
Q3 24
$639.0M
$-41.3M
Q2 24
$707.0M
$-981.7M
Operating Margin
FCNCA
FCNCA
IHRT
IHRT
Q1 26
Q4 25
33.3%
7.6%
Q3 25
30.9%
-11.7%
Q2 25
31.9%
3.8%
Q1 25
28.3%
-3.2%
Q4 24
30.6%
9.3%
Q3 24
35.7%
7.6%
Q2 24
39.8%
-97.9%
Net Margin
FCNCA
FCNCA
IHRT
IHRT
Q1 26
49.1%
Q4 25
23.8%
-3.7%
Q3 25
23.3%
-6.6%
Q2 25
24.2%
-8.9%
Q1 25
21.0%
-34.8%
Q4 24
29.1%
2.8%
Q3 24
26.1%
-4.1%
Q2 24
28.7%
-105.7%
EPS (diluted)
FCNCA
FCNCA
IHRT
IHRT
Q1 26
$42.63
Q4 25
$45.33
$-0.25
Q3 25
$43.08
$-0.43
Q2 25
$42.36
$-0.54
Q1 25
$34.47
$-1.84
Q4 24
$49.19
$0.21
Q3 24
$43.42
$-0.27
Q2 24
$47.54
$-6.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FCNCA
FCNCA
IHRT
IHRT
Cash + ST InvestmentsLiquidity on hand
$270.9M
Total DebtLower is stronger
$34.0B
$5.1B
Stockholders' EquityBook value
$22.0B
$-1.8B
Total Assets
$236.0B
$5.1B
Debt / EquityLower = less leverage
1.54×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FCNCA
FCNCA
IHRT
IHRT
Q1 26
Q4 25
$270.9M
Q3 25
$192.2M
Q2 25
$235.9M
Q1 25
$167.7M
Q4 24
$259.6M
Q3 24
$431.8M
Q2 24
$364.7M
Total Debt
FCNCA
FCNCA
IHRT
IHRT
Q1 26
$34.0B
Q4 25
$35.8B
$5.1B
Q3 25
$38.3B
$5.1B
Q2 25
$37.6B
$5.1B
Q1 25
$38.0B
$5.1B
Q4 24
$36.7B
$5.1B
Q3 24
$36.8B
$5.2B
Q2 24
$37.1B
$5.2B
Stockholders' Equity
FCNCA
FCNCA
IHRT
IHRT
Q1 26
$22.0B
Q4 25
$22.2B
$-1.8B
Q3 25
$22.0B
$-1.8B
Q2 25
$22.3B
$-1.7B
Q1 25
$22.3B
$-1.6B
Q4 24
$22.2B
$-1.4B
Q3 24
$22.8B
$-1.4B
Q2 24
$22.5B
$-1.4B
Total Assets
FCNCA
FCNCA
IHRT
IHRT
Q1 26
$236.0B
Q4 25
$229.7B
$5.1B
Q3 25
$233.5B
$5.1B
Q2 25
$229.7B
$5.4B
Q1 25
$228.8B
$5.3B
Q4 24
$223.7B
$5.6B
Q3 24
$220.6B
$5.8B
Q2 24
$219.8B
$5.8B
Debt / Equity
FCNCA
FCNCA
IHRT
IHRT
Q1 26
1.54×
Q4 25
1.61×
Q3 25
1.74×
Q2 25
1.69×
Q1 25
1.70×
Q4 24
1.65×
Q3 24
1.61×
Q2 24
1.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FCNCA
FCNCA
IHRT
IHRT
Operating Cash FlowLast quarter
$156.3M
Free Cash FlowOCF − Capex
$137.6M
FCF MarginFCF / Revenue
12.2%
Capex IntensityCapex / Revenue
1.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$10.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FCNCA
FCNCA
IHRT
IHRT
Q1 26
Q4 25
$1.1B
$156.3M
Q3 25
$916.0M
$-9.5M
Q2 25
$859.0M
$6.8M
Q1 25
$98.0M
$-60.9M
Q4 24
$1.1B
$1.2M
Q3 24
$991.0M
$102.8M
Q2 24
$417.0M
$26.7M
Free Cash Flow
FCNCA
FCNCA
IHRT
IHRT
Q1 26
Q4 25
$807.0M
$137.6M
Q3 25
$678.0M
$-32.8M
Q2 25
$733.0M
$-13.2M
Q1 25
$-5.0M
$-80.7M
Q4 24
$991.0M
$-24.2M
Q3 24
$885.0M
$73.3M
Q2 24
$316.0M
$5.6M
FCF Margin
FCNCA
FCNCA
IHRT
IHRT
Q1 26
Q4 25
33.1%
12.2%
Q3 25
27.9%
-3.3%
Q2 25
30.9%
-1.4%
Q1 25
-0.2%
-10.0%
Q4 24
41.2%
-2.2%
Q3 24
36.2%
7.3%
Q2 24
12.8%
0.6%
Capex Intensity
FCNCA
FCNCA
IHRT
IHRT
Q1 26
Q4 25
10.0%
1.7%
Q3 25
9.8%
2.3%
Q2 25
5.3%
2.1%
Q1 25
4.5%
2.4%
Q4 24
5.3%
2.3%
Q3 24
4.3%
2.9%
Q2 24
4.1%
2.3%
Cash Conversion
FCNCA
FCNCA
IHRT
IHRT
Q1 26
Q4 25
1.81×
Q3 25
1.61×
Q2 25
1.49×
Q1 25
0.20×
Q4 24
1.60×
0.04×
Q3 24
1.55×
Q2 24
0.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FCNCA
FCNCA

Segment breakdown not available.

IHRT
IHRT

Broadcast Radio$469.9M42%
Digital Non Podcast$212.9M19%
Tradeand Barter Transactions$124.4M11%
Networks$118.2M10%
Audio And Media Services Group Segment$78.9M7%
Sponsorship And Events$71.4M6%
Advertising Trade And Barter Transactions$23.7M2%
Other$22.7M2%

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