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Side-by-side financial comparison of FIRST CITIZENS BANCSHARES INC (FCNCA) and Rollins, Inc. (ROL). Click either name above to swap in a different company.

FIRST CITIZENS BANCSHARES INC is the larger business by last-quarter revenue ($1.1B vs $906.4M, roughly 1.2× Rollins, Inc.). FIRST CITIZENS BANCSHARES INC runs the higher net margin — 49.1% vs 11.9%, a 37.2% gap on every dollar of revenue. On growth, Rollins, Inc. posted the faster year-over-year revenue change (10.2% vs 3.5%). Over the past eight quarters, Rollins, Inc.'s revenue compounded faster (0.8% CAGR vs -33.5%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Rollins, Inc. is a North American pest control company serving residential and commercial clients. Operating globally through its wholly owned subsidiaries, Orkin, Inc., PCO Services, HomeTeam Pest Defense, Western Pest Services, Industrial Fumigant Company, TruTech, Critter Control, Crane, Waltham, OPC Services, PermaTreat, Northwest Exterminating, McCall Service and Clark Pest Control, as well UK subsidiaries Integrated Pest Management Limited, Safeguard Pest Control, NBC Environment, Europ...

FCNCA vs ROL — Head-to-Head

Bigger by revenue
FCNCA
FCNCA
1.2× larger
FCNCA
$1.1B
$906.4M
ROL
Growing faster (revenue YoY)
ROL
ROL
+6.7% gap
ROL
10.2%
3.5%
FCNCA
Higher net margin
FCNCA
FCNCA
37.2% more per $
FCNCA
49.1%
11.9%
ROL
Faster 2-yr revenue CAGR
ROL
ROL
Annualised
ROL
0.8%
-33.5%
FCNCA

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FCNCA
FCNCA
ROL
ROL
Revenue
$1.1B
$906.4M
Net Profit
$534.0M
$107.8M
Gross Margin
Operating Margin
16.1%
Net Margin
49.1%
11.9%
Revenue YoY
3.5%
10.2%
Net Profit YoY
10.6%
2.5%
EPS (diluted)
$42.63
$0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FCNCA
FCNCA
ROL
ROL
Q1 26
$1.1B
$906.4M
Q4 25
$2.4B
$912.9M
Q3 25
$2.4B
$1.0B
Q2 25
$2.4B
$999.5M
Q1 25
$2.3B
$822.5M
Q4 24
$2.4B
$832.2M
Q3 24
$2.4B
$916.3M
Q2 24
$2.5B
$891.9M
Net Profit
FCNCA
FCNCA
ROL
ROL
Q1 26
$534.0M
$107.8M
Q4 25
$580.0M
$116.4M
Q3 25
$568.0M
$163.5M
Q2 25
$575.0M
$141.5M
Q1 25
$483.0M
$105.2M
Q4 24
$700.0M
$105.7M
Q3 24
$639.0M
$136.9M
Q2 24
$707.0M
$129.4M
Operating Margin
FCNCA
FCNCA
ROL
ROL
Q1 26
16.1%
Q4 25
33.3%
17.5%
Q3 25
30.9%
21.9%
Q2 25
31.9%
19.8%
Q1 25
28.3%
17.3%
Q4 24
30.6%
18.1%
Q3 24
35.7%
20.9%
Q2 24
39.8%
20.4%
Net Margin
FCNCA
FCNCA
ROL
ROL
Q1 26
49.1%
11.9%
Q4 25
23.8%
12.8%
Q3 25
23.3%
15.9%
Q2 25
24.2%
14.2%
Q1 25
21.0%
12.8%
Q4 24
29.1%
12.7%
Q3 24
26.1%
14.9%
Q2 24
28.7%
14.5%
EPS (diluted)
FCNCA
FCNCA
ROL
ROL
Q1 26
$42.63
$0.22
Q4 25
$45.33
$0.24
Q3 25
$43.08
$0.34
Q2 25
$42.36
$0.29
Q1 25
$34.47
$0.22
Q4 24
$49.19
$0.22
Q3 24
$43.42
$0.28
Q2 24
$47.54
$0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FCNCA
FCNCA
ROL
ROL
Cash + ST InvestmentsLiquidity on hand
$116.5M
Total DebtLower is stronger
$34.0B
$650.6M
Stockholders' EquityBook value
$22.0B
$1.4B
Total Assets
$236.0B
$3.2B
Debt / EquityLower = less leverage
1.54×
0.47×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FCNCA
FCNCA
ROL
ROL
Q1 26
$116.5M
Q4 25
$100.0M
Q3 25
$127.4M
Q2 25
$123.0M
Q1 25
$201.2M
Q4 24
$89.6M
Q3 24
$95.3M
Q2 24
$106.7M
Total Debt
FCNCA
FCNCA
ROL
ROL
Q1 26
$34.0B
$650.6M
Q4 25
$35.8B
$486.1M
Q3 25
$38.3B
$485.7M
Q2 25
$37.6B
$485.3M
Q1 25
$38.0B
$485.5M
Q4 24
$36.7B
$395.3M
Q3 24
$36.8B
Q2 24
$37.1B
Stockholders' Equity
FCNCA
FCNCA
ROL
ROL
Q1 26
$22.0B
$1.4B
Q4 25
$22.2B
$1.4B
Q3 25
$22.0B
$1.5B
Q2 25
$22.3B
$1.4B
Q1 25
$22.3B
$1.4B
Q4 24
$22.2B
$1.3B
Q3 24
$22.8B
$1.3B
Q2 24
$22.5B
$1.2B
Total Assets
FCNCA
FCNCA
ROL
ROL
Q1 26
$236.0B
$3.2B
Q4 25
$229.7B
$3.1B
Q3 25
$233.5B
$3.2B
Q2 25
$229.7B
$3.2B
Q1 25
$228.8B
$2.9B
Q4 24
$223.7B
$2.8B
Q3 24
$220.6B
$2.8B
Q2 24
$219.8B
$2.8B
Debt / Equity
FCNCA
FCNCA
ROL
ROL
Q1 26
1.54×
0.47×
Q4 25
1.61×
0.35×
Q3 25
1.74×
0.32×
Q2 25
1.69×
0.34×
Q1 25
1.70×
0.36×
Q4 24
1.65×
0.30×
Q3 24
1.61×
Q2 24
1.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FCNCA
FCNCA
ROL
ROL
Operating Cash FlowLast quarter
$118.4M
Free Cash FlowOCF − Capex
$111.2M
FCF MarginFCF / Revenue
12.3%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
1.10×
TTM Free Cash FlowTrailing 4 quarters
$621.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FCNCA
FCNCA
ROL
ROL
Q1 26
$118.4M
Q4 25
$1.1B
$164.7M
Q3 25
$916.0M
$191.3M
Q2 25
$859.0M
$175.1M
Q1 25
$98.0M
$146.9M
Q4 24
$1.1B
$188.2M
Q3 24
$991.0M
$146.9M
Q2 24
$417.0M
$145.1M
Free Cash Flow
FCNCA
FCNCA
ROL
ROL
Q1 26
$111.2M
Q4 25
$807.0M
$159.0M
Q3 25
$678.0M
$182.8M
Q2 25
$733.0M
$168.0M
Q1 25
$-5.0M
$140.1M
Q4 24
$991.0M
$184.0M
Q3 24
$885.0M
$139.4M
Q2 24
$316.0M
$136.4M
FCF Margin
FCNCA
FCNCA
ROL
ROL
Q1 26
12.3%
Q4 25
33.1%
17.4%
Q3 25
27.9%
17.8%
Q2 25
30.9%
16.8%
Q1 25
-0.2%
17.0%
Q4 24
41.2%
22.1%
Q3 24
36.2%
15.2%
Q2 24
12.8%
15.3%
Capex Intensity
FCNCA
FCNCA
ROL
ROL
Q1 26
0.8%
Q4 25
10.0%
0.6%
Q3 25
9.8%
0.8%
Q2 25
5.3%
0.7%
Q1 25
4.5%
0.8%
Q4 24
5.3%
0.5%
Q3 24
4.3%
0.8%
Q2 24
4.1%
1.0%
Cash Conversion
FCNCA
FCNCA
ROL
ROL
Q1 26
1.10×
Q4 25
1.81×
1.41×
Q3 25
1.61×
1.17×
Q2 25
1.49×
1.24×
Q1 25
0.20×
1.40×
Q4 24
1.60×
1.78×
Q3 24
1.55×
1.07×
Q2 24
0.59×
1.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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