vs
Side-by-side financial comparison of FIDELITY D & D BANCORP INC (FDBC) and HAWTHORN BANCSHARES, INC. (HWBK). Click either name above to swap in a different company.
FIDELITY D & D BANCORP INC is the larger business by last-quarter revenue ($24.4M vs $21.2M, roughly 1.2× HAWTHORN BANCSHARES, INC.). On growth, FIDELITY D & D BANCORP INC posted the faster year-over-year revenue change (15.0% vs 12.2%). FIDELITY D & D BANCORP INC produced more free cash flow last quarter ($24.8M vs $22.8M). Over the past eight quarters, FIDELITY D & D BANCORP INC's revenue compounded faster (11.8% CAGR vs 9.1%).
Fidelity D & D Bancorp Inc is a US-based regional bank holding company primarily operating in northeastern Pennsylvania. It offers a full range of retail and commercial banking services including deposit accounts, consumer and business loans, mortgage lending, and wealth management solutions, catering to individual consumers, small businesses and local community clients.
Hawthorn Bancshares, Inc. is a U.S. regional bank holding company operating through its wholly owned subsidiary Hawthorn Bank. It provides a full range of retail and commercial banking services including deposit products, mortgage loans, small business financing, commercial lending, and wealth management solutions, primarily serving individual customers and small to mid-sized enterprises across local communities in Missouri.
FDBC vs HWBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $24.4M | $21.2M |
| Net Profit | $7.9M | — |
| Gross Margin | — | — |
| Operating Margin | 37.7% | 35.7% |
| Net Margin | 32.5% | — |
| Revenue YoY | 15.0% | 12.2% |
| Net Profit YoY | 36.1% | — |
| EPS (diluted) | $1.29 | $0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $24.4M | $21.2M | ||
| Q3 25 | $23.5M | $20.6M | ||
| Q2 25 | $23.3M | $19.7M | ||
| Q1 25 | $22.0M | $18.8M | ||
| Q4 24 | $21.2M | $18.9M | ||
| Q3 24 | $20.4M | $18.1M | ||
| Q2 24 | $19.7M | $18.2M | ||
| Q1 24 | $19.5M | $17.8M |
| Q4 25 | $7.9M | — | ||
| Q3 25 | $7.3M | $6.1M | ||
| Q2 25 | $6.9M | $6.1M | ||
| Q1 25 | $6.0M | $5.4M | ||
| Q4 24 | $5.8M | — | ||
| Q3 24 | $5.0M | $4.6M | ||
| Q2 24 | $4.9M | $4.6M | ||
| Q1 24 | $5.1M | $4.5M |
| Q4 25 | 37.7% | 35.7% | ||
| Q3 25 | 36.5% | 36.4% | ||
| Q2 25 | 35.5% | 37.9% | ||
| Q1 25 | 32.2% | 35.2% | ||
| Q4 24 | 31.4% | 29.9% | ||
| Q3 24 | 28.2% | 31.1% | ||
| Q2 24 | 28.9% | 31.2% | ||
| Q1 24 | 29.5% | 30.5% |
| Q4 25 | 32.5% | — | ||
| Q3 25 | 31.2% | 29.8% | ||
| Q2 25 | 29.7% | 31.0% | ||
| Q1 25 | 27.2% | 28.7% | ||
| Q4 24 | 27.5% | — | ||
| Q3 24 | 24.3% | 25.3% | ||
| Q2 24 | 25.0% | 25.5% | ||
| Q1 24 | 25.9% | 25.1% |
| Q4 25 | $1.29 | $0.90 | ||
| Q3 25 | $1.27 | $0.88 | ||
| Q2 25 | $1.27 | $0.88 | ||
| Q1 25 | $1.03 | $0.77 | ||
| Q4 24 | $1.00 | $0.66 | ||
| Q3 24 | $0.86 | $0.66 | ||
| Q2 24 | $0.86 | $0.66 | ||
| Q1 24 | $0.88 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $148.1M | $104.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $238.9M | $174.2M |
| Total Assets | $2.7B | $1.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $148.1M | $104.3M | ||
| Q3 25 | $142.2M | $99.9M | ||
| Q2 25 | $165.5M | $100.3M | ||
| Q1 25 | $211.2M | $102.3M | ||
| Q4 24 | $83.4M | $51.0M | ||
| Q3 24 | $120.2M | $54.2M | ||
| Q2 24 | $78.1M | $75.8M | ||
| Q1 24 | $72.7M | $43.5M |
| Q4 25 | $238.9M | $174.2M | ||
| Q3 25 | $229.2M | $164.9M | ||
| Q2 25 | $217.9M | $156.8M | ||
| Q1 25 | $211.7M | $153.4M | ||
| Q4 24 | $204.0M | $149.5M | ||
| Q3 24 | $207.3M | $146.5M | ||
| Q2 24 | $195.7M | $138.2M | ||
| Q1 24 | $191.6M | $136.6M |
| Q4 25 | $2.7B | $1.9B | ||
| Q3 25 | $2.7B | $1.9B | ||
| Q2 25 | $2.7B | $1.9B | ||
| Q1 25 | $2.7B | $1.9B | ||
| Q4 24 | $2.6B | $1.8B | ||
| Q3 24 | $2.6B | $1.8B | ||
| Q2 24 | $2.5B | $1.8B | ||
| Q1 24 | $2.5B | $1.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $42.4M | $26.9M |
| Free Cash FlowOCF − Capex | $24.8M | $22.8M |
| FCF MarginFCF / Revenue | 101.7% | 107.9% |
| Capex IntensityCapex / Revenue | 71.9% | 19.3% |
| Cash ConversionOCF / Net Profit | 5.34× | — |
| TTM Free Cash FlowTrailing 4 quarters | $45.4M | $32.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $42.4M | $26.9M | ||
| Q3 25 | $8.4M | $288.0K | ||
| Q2 25 | $12.6M | $5.8M | ||
| Q1 25 | $11.7M | $5.7M | ||
| Q4 24 | $29.6M | $25.6M | ||
| Q3 24 | $9.1M | $9.1M | ||
| Q2 24 | $8.7M | $8.9M | ||
| Q1 24 | $5.3M | $5.6M |
| Q4 25 | $24.8M | $22.8M | ||
| Q3 25 | $2.2M | $-734.0K | ||
| Q2 25 | $6.9M | $5.1M | ||
| Q1 25 | $11.5M | $5.5M | ||
| Q4 24 | $24.9M | $22.6M | ||
| Q3 24 | $7.8M | $8.1M | ||
| Q2 24 | $7.2M | $8.4M | ||
| Q1 24 | $4.0M | $5.1M |
| Q4 25 | 101.7% | 107.9% | ||
| Q3 25 | 9.3% | -3.6% | ||
| Q2 25 | 29.6% | 25.9% | ||
| Q1 25 | 52.3% | 29.1% | ||
| Q4 24 | 117.3% | 119.7% | ||
| Q3 24 | 38.1% | 44.9% | ||
| Q2 24 | 36.6% | 46.2% | ||
| Q1 24 | 20.7% | 28.5% |
| Q4 25 | 71.9% | 19.3% | ||
| Q3 25 | 26.5% | 5.0% | ||
| Q2 25 | 24.4% | 3.3% | ||
| Q1 25 | 0.8% | 1.5% | ||
| Q4 24 | 22.0% | 15.9% | ||
| Q3 24 | 6.3% | 5.5% | ||
| Q2 24 | 7.5% | 3.0% | ||
| Q1 24 | 6.7% | 3.1% |
| Q4 25 | 5.34× | — | ||
| Q3 25 | 1.15× | 0.05× | ||
| Q2 25 | 1.82× | 0.94× | ||
| Q1 25 | 1.95× | 1.07× | ||
| Q4 24 | 5.07× | — | ||
| Q3 24 | 1.83× | 1.99× | ||
| Q2 24 | 1.76× | 1.93× | ||
| Q1 24 | 1.05× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
