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Side-by-side financial comparison of FutureFuel Corp. (FF) and Orange County Bancorp, Inc. (OBT). Click either name above to swap in a different company.

Orange County Bancorp, Inc. is the larger business by last-quarter revenue ($33.0M vs $19.8M, roughly 1.7× FutureFuel Corp.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -60.5%, a 98.2% gap on every dollar of revenue. On growth, Orange County Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -67.7%). Orange County Bancorp, Inc. produced more free cash flow last quarter ($41.3M vs $-29.9M). Over the past eight quarters, Orange County Bancorp, Inc.'s revenue compounded faster (14.3% CAGR vs -41.7%).

FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.

Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.

FF vs OBT — Head-to-Head

Bigger by revenue
OBT
OBT
1.7× larger
OBT
$33.0M
$19.8M
FF
Growing faster (revenue YoY)
OBT
OBT
+88.4% gap
OBT
20.6%
-67.7%
FF
Higher net margin
OBT
OBT
98.2% more per $
OBT
37.6%
-60.5%
FF
More free cash flow
OBT
OBT
$71.2M more FCF
OBT
$41.3M
$-29.9M
FF
Faster 2-yr revenue CAGR
OBT
OBT
Annualised
OBT
14.3%
-41.7%
FF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FF
FF
OBT
OBT
Revenue
$19.8M
$33.0M
Net Profit
$-12.0M
$12.4M
Gross Margin
-46.7%
Operating Margin
-62.9%
41.4%
Net Margin
-60.5%
37.6%
Revenue YoY
-67.7%
20.6%
Net Profit YoY
-529.4%
73.5%
EPS (diluted)
$-0.28
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FF
FF
OBT
OBT
Q4 25
$19.8M
$33.0M
Q3 25
$22.7M
$33.7M
Q2 25
$35.7M
$32.5M
Q1 25
$17.5M
$28.0M
Q4 24
$61.5M
$27.4M
Q3 24
$51.1M
$27.1M
Q2 24
$72.4M
$27.9M
Q1 24
$58.3M
$25.3M
Net Profit
FF
FF
OBT
OBT
Q4 25
$-12.0M
$12.4M
Q3 25
$-9.3M
$10.0M
Q2 25
$-10.4M
$10.5M
Q1 25
$-17.6M
$8.7M
Q4 24
$2.8M
$7.2M
Q3 24
$-1.2M
$3.2M
Q2 24
$9.6M
$8.2M
Q1 24
$4.3M
$9.3M
Gross Margin
FF
FF
OBT
OBT
Q4 25
-46.7%
Q3 25
-30.1%
Q2 25
-24.6%
Q1 25
-83.0%
Q4 24
9.1%
Q3 24
0.7%
Q2 24
12.0%
Q1 24
8.6%
Operating Margin
FF
FF
OBT
OBT
Q4 25
-62.9%
41.4%
Q3 25
-42.9%
38.6%
Q2 25
-33.4%
41.9%
Q1 25
-107.4%
40.3%
Q4 24
2.6%
32.8%
Q3 24
-5.6%
14.8%
Q2 24
7.5%
36.6%
Q1 24
3.8%
45.9%
Net Margin
FF
FF
OBT
OBT
Q4 25
-60.5%
37.6%
Q3 25
-41.1%
29.7%
Q2 25
-29.2%
32.2%
Q1 25
-100.6%
31.1%
Q4 24
4.5%
26.2%
Q3 24
-2.3%
11.8%
Q2 24
13.2%
29.4%
Q1 24
7.4%
36.7%
EPS (diluted)
FF
FF
OBT
OBT
Q4 25
$-0.28
$0.94
Q3 25
$-0.21
$0.75
Q2 25
$-0.24
$0.87
Q1 25
$-0.40
$0.77
Q4 24
$0.06
$0.64
Q3 24
$-0.03
$0.28
Q2 24
$0.22
$0.73
Q1 24
$0.10
$0.82

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FF
FF
OBT
OBT
Cash + ST InvestmentsLiquidity on hand
$51.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$154.7M
$284.4M
Total Assets
$192.2M
$2.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FF
FF
OBT
OBT
Q4 25
$51.3M
Q3 25
$85.6M
Q2 25
$95.2M
Q1 25
$97.1M
Q4 24
$109.5M
Q3 24
$133.4M
Q2 24
$115.1M
Q1 24
$201.1M
Stockholders' Equity
FF
FF
OBT
OBT
Q4 25
$154.7M
$284.4M
Q3 25
$169.1M
$270.1M
Q2 25
$178.2M
$252.6M
Q1 25
$188.4M
$201.3M
Q4 24
$205.8M
$185.5M
Q3 24
$213.3M
$193.1M
Q2 24
$214.4M
$177.5M
Q1 24
$204.8M
$168.7M
Total Assets
FF
FF
OBT
OBT
Q4 25
$192.2M
$2.7B
Q3 25
$203.5M
$2.6B
Q2 25
$218.2M
$2.6B
Q1 25
$227.7M
$2.6B
Q4 24
$247.7M
$2.5B
Q3 24
$256.5M
$2.5B
Q2 24
$261.2M
$2.5B
Q1 24
$365.4M
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FF
FF
OBT
OBT
Operating Cash FlowLast quarter
$-27.4M
$43.8M
Free Cash FlowOCF − Capex
$-29.9M
$41.3M
FCF MarginFCF / Revenue
-150.5%
125.1%
Capex IntensityCapex / Revenue
12.2%
7.6%
Cash ConversionOCF / Net Profit
3.53×
TTM Free Cash FlowTrailing 4 quarters
$-46.0M
$69.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FF
FF
OBT
OBT
Q4 25
$-27.4M
$43.8M
Q3 25
$-1.1M
$30.2M
Q2 25
$5.2M
$-5.0M
Q1 25
$-5.4M
$4.8M
Q4 24
$-16.6M
$34.6M
Q3 24
$25.8M
$10.2M
Q2 24
$27.8M
$9.3M
Q1 24
$-12.2M
$2.3M
Free Cash Flow
FF
FF
OBT
OBT
Q4 25
$-29.9M
$41.3M
Q3 25
$-6.5M
$29.6M
Q2 25
$-263.0K
$-5.7M
Q1 25
$-9.4M
$4.3M
Q4 24
$-20.7M
$32.9M
Q3 24
$20.5M
$10.0M
Q2 24
$24.8M
$9.2M
Q1 24
$-14.5M
$2.0M
FCF Margin
FF
FF
OBT
OBT
Q4 25
-150.5%
125.1%
Q3 25
-28.5%
87.8%
Q2 25
-0.7%
-17.5%
Q1 25
-53.6%
15.5%
Q4 24
-33.6%
120.0%
Q3 24
40.1%
36.7%
Q2 24
34.3%
32.8%
Q1 24
-24.9%
7.9%
Capex Intensity
FF
FF
OBT
OBT
Q4 25
12.2%
7.6%
Q3 25
23.5%
1.8%
Q2 25
15.3%
2.3%
Q1 25
22.8%
1.8%
Q4 24
6.6%
6.3%
Q3 24
10.4%
1.1%
Q2 24
4.1%
0.4%
Q1 24
3.9%
1.0%
Cash Conversion
FF
FF
OBT
OBT
Q4 25
3.53×
Q3 25
3.01×
Q2 25
-0.47×
Q1 25
0.56×
Q4 24
-5.94×
4.83×
Q3 24
3.19×
Q2 24
2.90×
1.13×
Q1 24
-2.82×
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FF
FF

Chemicals$18.0M91%
Biofuels$1.8M9%

OBT
OBT

Segment breakdown not available.

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