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Side-by-side financial comparison of FutureFuel Corp. (FF) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

FutureFuel Corp. is the larger business by last-quarter revenue ($19.8M vs $13.5M, roughly 1.5× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -60.5%, a 85.7% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs -67.7%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $-29.9M). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -41.7%).

FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

FF vs UBFO — Head-to-Head

Bigger by revenue
FF
FF
1.5× larger
FF
$19.8M
$13.5M
UBFO
Growing faster (revenue YoY)
UBFO
UBFO
+81.3% gap
UBFO
13.6%
-67.7%
FF
Higher net margin
UBFO
UBFO
85.7% more per $
UBFO
25.2%
-60.5%
FF
More free cash flow
UBFO
UBFO
$49.6M more FCF
UBFO
$19.8M
$-29.9M
FF
Faster 2-yr revenue CAGR
UBFO
UBFO
Annualised
UBFO
3.0%
-41.7%
FF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FF
FF
UBFO
UBFO
Revenue
$19.8M
$13.5M
Net Profit
$-12.0M
$3.4M
Gross Margin
-46.7%
Operating Margin
-62.9%
31.5%
Net Margin
-60.5%
25.2%
Revenue YoY
-67.7%
13.6%
Net Profit YoY
-529.4%
36.8%
EPS (diluted)
$-0.28
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FF
FF
UBFO
UBFO
Q4 25
$19.8M
$13.5M
Q3 25
$22.7M
$14.0M
Q2 25
$35.7M
$12.6M
Q1 25
$17.5M
$13.7M
Q4 24
$61.5M
$11.9M
Q3 24
$51.1M
$13.8M
Q2 24
$72.4M
$13.0M
Q1 24
$58.3M
$12.8M
Net Profit
FF
FF
UBFO
UBFO
Q4 25
$-12.0M
$3.4M
Q3 25
$-9.3M
$4.0M
Q2 25
$-10.4M
$2.2M
Q1 25
$-17.6M
$2.7M
Q4 24
$2.8M
$2.5M
Q3 24
$-1.2M
$3.8M
Q2 24
$9.6M
$4.3M
Q1 24
$4.3M
$4.2M
Gross Margin
FF
FF
UBFO
UBFO
Q4 25
-46.7%
Q3 25
-30.1%
Q2 25
-24.6%
Q1 25
-83.0%
Q4 24
9.1%
Q3 24
0.7%
Q2 24
12.0%
Q1 24
8.6%
Operating Margin
FF
FF
UBFO
UBFO
Q4 25
-62.9%
31.5%
Q3 25
-42.9%
40.3%
Q2 25
-33.4%
24.0%
Q1 25
-107.4%
27.5%
Q4 24
2.6%
27.5%
Q3 24
-5.6%
37.1%
Q2 24
7.5%
46.4%
Q1 24
3.8%
45.9%
Net Margin
FF
FF
UBFO
UBFO
Q4 25
-60.5%
25.2%
Q3 25
-41.1%
28.7%
Q2 25
-29.2%
17.2%
Q1 25
-100.6%
19.6%
Q4 24
4.5%
20.9%
Q3 24
-2.3%
27.7%
Q2 24
13.2%
33.0%
Q1 24
7.4%
32.6%
EPS (diluted)
FF
FF
UBFO
UBFO
Q4 25
$-0.28
$0.18
Q3 25
$-0.21
$0.23
Q2 25
$-0.24
$0.13
Q1 25
$-0.40
$0.16
Q4 24
$0.06
$0.14
Q3 24
$-0.03
$0.22
Q2 24
$0.22
$0.25
Q1 24
$0.10
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FF
FF
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$51.3M
$264.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$154.7M
$139.7M
Total Assets
$192.2M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FF
FF
UBFO
UBFO
Q4 25
$51.3M
$264.2M
Q3 25
$85.6M
$211.1M
Q2 25
$95.2M
$199.5M
Q1 25
$97.1M
$198.4M
Q4 24
$109.5M
$216.9M
Q3 24
$133.4M
$216.8M
Q2 24
$115.1M
$166.3M
Q1 24
$201.1M
$168.6M
Stockholders' Equity
FF
FF
UBFO
UBFO
Q4 25
$154.7M
$139.7M
Q3 25
$169.1M
$137.4M
Q2 25
$178.2M
$134.3M
Q1 25
$188.4M
$132.9M
Q4 24
$205.8M
$130.4M
Q3 24
$213.3M
$132.9M
Q2 24
$214.4M
$127.3M
Q1 24
$204.8M
$124.2M
Total Assets
FF
FF
UBFO
UBFO
Q4 25
$192.2M
$1.2B
Q3 25
$203.5M
$1.2B
Q2 25
$218.2M
$1.2B
Q1 25
$227.7M
$1.2B
Q4 24
$247.7M
$1.2B
Q3 24
$256.5M
$1.3B
Q2 24
$261.2M
$1.2B
Q1 24
$365.4M
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FF
FF
UBFO
UBFO
Operating Cash FlowLast quarter
$-27.4M
$22.1M
Free Cash FlowOCF − Capex
$-29.9M
$19.8M
FCF MarginFCF / Revenue
-150.5%
146.0%
Capex IntensityCapex / Revenue
12.2%
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$-46.0M
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FF
FF
UBFO
UBFO
Q4 25
$-27.4M
$22.1M
Q3 25
$-1.1M
$7.0M
Q2 25
$5.2M
$8.7M
Q1 25
$-5.4M
$3.0M
Q4 24
$-16.6M
$19.6M
Q3 24
$25.8M
$5.4M
Q2 24
$27.8M
$2.3M
Q1 24
$-12.2M
$7.4M
Free Cash Flow
FF
FF
UBFO
UBFO
Q4 25
$-29.9M
$19.8M
Q3 25
$-6.5M
$6.1M
Q2 25
$-263.0K
$8.1M
Q1 25
$-9.4M
$2.9M
Q4 24
$-20.7M
$18.6M
Q3 24
$20.5M
$5.3M
Q2 24
$24.8M
$2.0M
Q1 24
$-14.5M
$7.0M
FCF Margin
FF
FF
UBFO
UBFO
Q4 25
-150.5%
146.0%
Q3 25
-28.5%
43.7%
Q2 25
-0.7%
64.3%
Q1 25
-53.6%
21.2%
Q4 24
-33.6%
156.0%
Q3 24
40.1%
38.1%
Q2 24
34.3%
15.5%
Q1 24
-24.9%
54.8%
Capex Intensity
FF
FF
UBFO
UBFO
Q4 25
12.2%
16.8%
Q3 25
23.5%
6.0%
Q2 25
15.3%
4.6%
Q1 25
22.8%
0.9%
Q4 24
6.6%
8.7%
Q3 24
10.4%
0.7%
Q2 24
4.1%
2.2%
Q1 24
3.9%
3.6%
Cash Conversion
FF
FF
UBFO
UBFO
Q4 25
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
-5.94×
7.87×
Q3 24
1.40×
Q2 24
2.90×
0.54×
Q1 24
-2.82×
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FF
FF

Chemicals$18.0M91%
Biofuels$1.8M9%

UBFO
UBFO

Segment breakdown not available.

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