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Side-by-side financial comparison of FLUSHING FINANCIAL CORP (FFIC) and Flowco Holdings Inc. (FLOC). Click either name above to swap in a different company.

Flowco Holdings Inc. is the larger business by last-quarter revenue ($85.6M vs $58.8M, roughly 1.5× FLUSHING FINANCIAL CORP). Flowco Holdings Inc. runs the higher net margin — 20.1% vs 6.8%, a 13.3% gap on every dollar of revenue. Flowco Holdings Inc. produced more free cash flow last quarter ($63.2M vs $55.8M).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

Flowco Holdings Inc. designs, manufactures and distributes specialized flow control products including industrial valves, actuation systems and custom flow management components. It serves core segments of oil and gas production, industrial manufacturing, water treatment and public infrastructure, with primary markets across North America and select European regions.

FFIC vs FLOC — Head-to-Head

Bigger by revenue
FLOC
FLOC
1.5× larger
FLOC
$85.6M
$58.8M
FFIC
Higher net margin
FLOC
FLOC
13.3% more per $
FLOC
20.1%
6.8%
FFIC
More free cash flow
FLOC
FLOC
$7.4M more FCF
FLOC
$63.2M
$55.8M
FFIC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FFIC
FFIC
FLOC
FLOC
Revenue
$58.8M
$85.6M
Net Profit
$4.0M
$17.2M
Gross Margin
-4.8%
Operating Margin
13.3%
49.0%
Net Margin
6.8%
20.1%
Revenue YoY
2597.7%
Net Profit YoY
108.2%
EPS (diluted)
$0.12
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFIC
FFIC
FLOC
FLOC
Q4 25
$58.8M
$85.6M
Q3 25
$58.6M
$70.0M
Q2 25
$63.5M
$91.1M
Q1 25
$58.1M
$95.1M
Q4 24
$2.2M
Q3 24
$51.9M
Q2 24
$47.0M
Q1 24
$45.5M
Net Profit
FFIC
FFIC
FLOC
FLOC
Q4 25
$4.0M
$17.2M
Q3 25
$10.4M
$12.5M
Q2 25
$14.2M
$5.5M
Q1 25
$-9.8M
$6.2M
Q4 24
$-49.2M
Q3 24
$8.9M
Q2 24
$5.3M
Q1 24
$3.7M
Gross Margin
FFIC
FFIC
FLOC
FLOC
Q4 25
-4.8%
Q3 25
-6.0%
Q2 25
1.0%
Q1 25
2.8%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
FFIC
FFIC
FLOC
FLOC
Q4 25
13.3%
49.0%
Q3 25
23.4%
49.4%
Q2 25
29.8%
40.7%
Q1 25
-10.2%
37.2%
Q4 24
-3296.2%
Q3 24
22.1%
Q2 24
15.2%
Q1 24
11.0%
Net Margin
FFIC
FFIC
FLOC
FLOC
Q4 25
6.8%
20.1%
Q3 25
17.8%
17.9%
Q2 25
22.4%
6.0%
Q1 25
-16.9%
6.5%
Q4 24
-2258.9%
Q3 24
17.2%
Q2 24
11.3%
Q1 24
8.1%
EPS (diluted)
FFIC
FFIC
FLOC
FLOC
Q4 25
$0.12
$0.47
Q3 25
$0.30
$0.32
Q2 25
$0.41
$0.21
Q1 25
$-0.29
$0.24
Q4 24
$-1.67
Q3 24
$0.30
Q2 24
$0.18
Q1 24
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFIC
FFIC
FLOC
FLOC
Cash + ST InvestmentsLiquidity on hand
$4.5M
Total DebtLower is stronger
$167.8M
Stockholders' EquityBook value
$708.0M
$228.6M
Total Assets
$8.7B
$1.6B
Debt / EquityLower = less leverage
0.73×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFIC
FFIC
FLOC
FLOC
Q4 25
$4.5M
Q3 25
$7.2M
Q2 25
$9.3M
Q1 25
$687.0K
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
FFIC
FFIC
FLOC
FLOC
Q4 25
$167.8M
Q3 25
$222.6M
Q2 25
$167.1M
Q1 25
$181.0M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FFIC
FFIC
FLOC
FLOC
Q4 25
$708.0M
$228.6M
Q3 25
$711.2M
$371.0M
Q2 25
$706.4M
$150.3M
Q1 25
$702.9M
$-370.1M
Q4 24
$724.5M
Q3 24
$666.9M
Q2 24
$665.3M
Q1 24
$669.8M
Total Assets
FFIC
FFIC
FLOC
FLOC
Q4 25
$8.7B
$1.6B
Q3 25
$8.9B
$1.7B
Q2 25
$8.8B
$1.6B
Q1 25
$9.0B
$1.6B
Q4 24
$9.0B
Q3 24
$9.3B
Q2 24
$9.1B
Q1 24
$8.8B
Debt / Equity
FFIC
FFIC
FLOC
FLOC
Q4 25
0.73×
Q3 25
0.60×
Q2 25
1.11×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFIC
FFIC
FLOC
FLOC
Operating Cash FlowLast quarter
$61.0M
$87.2M
Free Cash FlowOCF − Capex
$55.8M
$63.2M
FCF MarginFCF / Revenue
94.9%
73.8%
Capex IntensityCapex / Revenue
8.9%
28.0%
Cash ConversionOCF / Net Profit
15.16×
5.06×
TTM Free Cash FlowTrailing 4 quarters
$104.7M
$167.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFIC
FFIC
FLOC
FLOC
Q4 25
$61.0M
$87.2M
Q3 25
$19.6M
$82.5M
Q2 25
$25.8M
$82.2M
Q1 25
$6.9M
$42.5M
Q4 24
$12.4M
Q3 24
$5.4M
Q2 24
$9.6M
Q1 24
$-6.2M
Free Cash Flow
FFIC
FFIC
FLOC
FLOC
Q4 25
$55.8M
$63.2M
Q3 25
$19.3M
$42.8M
Q2 25
$24.4M
$46.4M
Q1 25
$5.2M
$14.7M
Q4 24
$10.1M
Q3 24
$4.8M
Q2 24
$8.8M
Q1 24
$-6.5M
FCF Margin
FFIC
FFIC
FLOC
FLOC
Q4 25
94.9%
73.8%
Q3 25
33.0%
61.2%
Q2 25
38.5%
50.9%
Q1 25
8.9%
15.5%
Q4 24
463.4%
Q3 24
9.3%
Q2 24
18.7%
Q1 24
-14.3%
Capex Intensity
FFIC
FFIC
FLOC
FLOC
Q4 25
8.9%
28.0%
Q3 25
0.4%
56.7%
Q2 25
2.1%
39.3%
Q1 25
2.9%
29.3%
Q4 24
106.0%
Q3 24
1.1%
Q2 24
1.7%
Q1 24
0.6%
Cash Conversion
FFIC
FFIC
FLOC
FLOC
Q4 25
15.16×
5.06×
Q3 25
1.87×
6.59×
Q2 25
1.81×
15.02×
Q1 25
6.89×
Q4 24
Q3 24
0.61×
Q2 24
1.80×
Q1 24
-1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FFIC
FFIC

Segment breakdown not available.

FLOC
FLOC

Transferred Over Time$65.1M76%
Natural Gas Production$21.0M25%

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