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Side-by-side financial comparison of FLUSHING FINANCIAL CORP (FFIC) and i3 Verticals, Inc. (IIIV). Click either name above to swap in a different company.

FLUSHING FINANCIAL CORP is the larger business by last-quarter revenue ($58.8M vs $52.7M, roughly 1.1× i3 Verticals, Inc.). FLUSHING FINANCIAL CORP runs the higher net margin — 6.8% vs 0.9%, a 5.9% gap on every dollar of revenue. On growth, FLUSHING FINANCIAL CORP posted the faster year-over-year revenue change (2597.7% vs -14.6%). FLUSHING FINANCIAL CORP produced more free cash flow last quarter ($55.8M vs $13.8M). Over the past eight quarters, FLUSHING FINANCIAL CORP's revenue compounded faster (13.7% CAGR vs -4.7%).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

The Prusa i3 is a family of fused filament fabrication 3D printers, manufactured by Czech company Prusa Research under the trademarked name Original Prusa i3. Part of the RepRap project, Prusa i3 printers were called the most used 3D printer in the world in 2016. The first Prusa i3 was designed by Josef Průša in 2012, and was released as a commercial kit product in 2015. The latest model is available in both kit and factory assembled versions. The Prusa i3's comparable low cost and ease of co...

FFIC vs IIIV — Head-to-Head

Bigger by revenue
FFIC
FFIC
1.1× larger
FFIC
$58.8M
$52.7M
IIIV
Growing faster (revenue YoY)
FFIC
FFIC
+2612.3% gap
FFIC
2597.7%
-14.6%
IIIV
Higher net margin
FFIC
FFIC
5.9% more per $
FFIC
6.8%
0.9%
IIIV
More free cash flow
FFIC
FFIC
$42.0M more FCF
FFIC
$55.8M
$13.8M
IIIV
Faster 2-yr revenue CAGR
FFIC
FFIC
Annualised
FFIC
13.7%
-4.7%
IIIV

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FFIC
FFIC
IIIV
IIIV
Revenue
$58.8M
$52.7M
Net Profit
$4.0M
$484.0K
Gross Margin
Operating Margin
13.3%
3.1%
Net Margin
6.8%
0.9%
Revenue YoY
2597.7%
-14.6%
Net Profit YoY
108.2%
-76.5%
EPS (diluted)
$0.12
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFIC
FFIC
IIIV
IIIV
Q4 25
$58.8M
$52.7M
Q3 25
$58.6M
$46.0M
Q2 25
$63.5M
$51.9M
Q1 25
$58.1M
$63.1M
Q4 24
$2.2M
$52.2M
Q3 24
$51.9M
$32.0M
Q2 24
$47.0M
$46.2M
Q1 24
$45.5M
$58.0M
Net Profit
FFIC
FFIC
IIIV
IIIV
Q4 25
$4.0M
$484.0K
Q3 25
$10.4M
$3.1M
Q2 25
$14.2M
$12.9M
Q1 25
$-9.8M
$-154.0K
Q4 24
$-49.2M
$2.1M
Q3 24
$8.9M
$117.9M
Q2 24
$5.3M
$-7.5M
Q1 24
$3.7M
$1.9M
Operating Margin
FFIC
FFIC
IIIV
IIIV
Q4 25
13.3%
3.1%
Q3 25
23.4%
3.2%
Q2 25
29.8%
-9.3%
Q1 25
-10.2%
8.0%
Q4 24
-3296.2%
3.9%
Q3 24
22.1%
10.6%
Q2 24
15.2%
-2.8%
Q1 24
11.0%
3.4%
Net Margin
FFIC
FFIC
IIIV
IIIV
Q4 25
6.8%
0.9%
Q3 25
17.8%
6.7%
Q2 25
22.4%
24.8%
Q1 25
-16.9%
-0.2%
Q4 24
-2258.9%
3.9%
Q3 24
17.2%
368.2%
Q2 24
11.3%
-16.3%
Q1 24
8.1%
3.2%
EPS (diluted)
FFIC
FFIC
IIIV
IIIV
Q4 25
$0.12
$0.02
Q3 25
$0.30
$0.14
Q2 25
$0.41
$0.50
Q1 25
$-0.29
$0.00
Q4 24
$-1.67
$0.08
Q3 24
$0.30
$4.93
Q2 24
$0.18
$-0.32
Q1 24
$0.12
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFIC
FFIC
IIIV
IIIV
Cash + ST InvestmentsLiquidity on hand
$37.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$708.0M
$358.5M
Total Assets
$8.7B
$595.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFIC
FFIC
IIIV
IIIV
Q4 25
$37.5M
Q3 25
$66.7M
Q2 25
$55.5M
Q1 25
$7.7M
Q4 24
$85.6M
Q3 24
$86.5M
Q2 24
$9.7M
Q1 24
$3.1M
Total Debt
FFIC
FFIC
IIIV
IIIV
Q4 25
Q3 25
$0
Q2 25
$0
Q1 25
$12.0M
Q4 24
$26.2M
Q3 24
$26.2M
Q2 24
$374.1M
Q1 24
$369.6M
Stockholders' Equity
FFIC
FFIC
IIIV
IIIV
Q4 25
$708.0M
$358.5M
Q3 25
$711.2M
$389.6M
Q2 25
$706.4M
$383.3M
Q1 25
$702.9M
$385.2M
Q4 24
$724.5M
$375.0M
Q3 24
$666.9M
$379.7M
Q2 24
$665.3M
$249.7M
Q1 24
$669.8M
$249.3M
Total Assets
FFIC
FFIC
IIIV
IIIV
Q4 25
$8.7B
$595.9M
Q3 25
$8.9B
$638.4M
Q2 25
$8.8B
$623.3M
Q1 25
$9.0B
$646.4M
Q4 24
$9.0B
$726.2M
Q3 24
$9.3B
$730.7M
Q2 24
$9.1B
$861.7M
Q1 24
$8.8B
$625.8M
Debt / Equity
FFIC
FFIC
IIIV
IIIV
Q4 25
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.03×
Q4 24
0.07×
Q3 24
0.07×
Q2 24
1.50×
Q1 24
1.48×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFIC
FFIC
IIIV
IIIV
Operating Cash FlowLast quarter
$61.0M
$14.1M
Free Cash FlowOCF − Capex
$55.8M
$13.8M
FCF MarginFCF / Revenue
94.9%
26.2%
Capex IntensityCapex / Revenue
8.9%
0.6%
Cash ConversionOCF / Net Profit
15.16×
29.18×
TTM Free Cash FlowTrailing 4 quarters
$104.7M
$6.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFIC
FFIC
IIIV
IIIV
Q4 25
$61.0M
$14.1M
Q3 25
$19.6M
$14.0M
Q2 25
$25.8M
$7.4M
Q1 25
$6.9M
$-27.1M
Q4 24
$12.4M
$11.5M
Q3 24
$5.4M
$15.1M
Q2 24
$9.6M
$8.1M
Q1 24
$-6.2M
$10.7M
Free Cash Flow
FFIC
FFIC
IIIV
IIIV
Q4 25
$55.8M
$13.8M
Q3 25
$19.3M
$13.5M
Q2 25
$24.4M
$6.8M
Q1 25
$5.2M
$-27.6M
Q4 24
$10.1M
$11.0M
Q3 24
$4.8M
$14.6M
Q2 24
$8.8M
$7.2M
Q1 24
$-6.5M
$9.9M
FCF Margin
FFIC
FFIC
IIIV
IIIV
Q4 25
94.9%
26.2%
Q3 25
33.0%
29.5%
Q2 25
38.5%
13.1%
Q1 25
8.9%
-43.8%
Q4 24
463.4%
21.1%
Q3 24
9.3%
45.6%
Q2 24
18.7%
15.6%
Q1 24
-14.3%
17.1%
Capex Intensity
FFIC
FFIC
IIIV
IIIV
Q4 25
8.9%
0.6%
Q3 25
0.4%
0.9%
Q2 25
2.1%
1.0%
Q1 25
2.9%
0.8%
Q4 24
106.0%
0.9%
Q3 24
1.1%
1.7%
Q2 24
1.7%
1.9%
Q1 24
0.6%
1.4%
Cash Conversion
FFIC
FFIC
IIIV
IIIV
Q4 25
15.16×
29.18×
Q3 25
1.87×
4.52×
Q2 25
1.81×
0.57×
Q1 25
Q4 24
5.59×
Q3 24
0.61×
0.13×
Q2 24
1.80×
Q1 24
-1.69×
5.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FFIC
FFIC

Segment breakdown not available.

IIIV
IIIV

License And Service$35.7M68%
Proprietary Payments Revenue$14.5M27%
Other Revenue$2.5M5%

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