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Side-by-side financial comparison of FLUSHING FINANCIAL CORP (FFIC) and RCI HOSPITALITY HOLDINGS, INC. (RICK). Click either name above to swap in a different company.

RCI HOSPITALITY HOLDINGS, INC. is the larger business by last-quarter revenue ($70.9M vs $58.8M, roughly 1.2× FLUSHING FINANCIAL CORP). FLUSHING FINANCIAL CORP runs the higher net margin — 6.8% vs -7.8%, a 14.6% gap on every dollar of revenue. On growth, FLUSHING FINANCIAL CORP posted the faster year-over-year revenue change (2597.7% vs -3.1%). FLUSHING FINANCIAL CORP produced more free cash flow last quarter ($55.8M vs $11.5M). Over the past eight quarters, FLUSHING FINANCIAL CORP's revenue compounded faster (13.7% CAGR vs -2.0%).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

RCI Hospitality Holdings, Inc., through its subsidiaries, operates strip clubs, nightclubs, sports bars/restaurants, and a media and convention company that serves the adult club industry. RCI went public with an IPO in 1995 is listed on The NASDAQ Global Market under the symbol RICK.

FFIC vs RICK — Head-to-Head

Bigger by revenue
RICK
RICK
1.2× larger
RICK
$70.9M
$58.8M
FFIC
Growing faster (revenue YoY)
FFIC
FFIC
+2600.8% gap
FFIC
2597.7%
-3.1%
RICK
Higher net margin
FFIC
FFIC
14.6% more per $
FFIC
6.8%
-7.8%
RICK
More free cash flow
FFIC
FFIC
$44.3M more FCF
FFIC
$55.8M
$11.5M
RICK
Faster 2-yr revenue CAGR
FFIC
FFIC
Annualised
FFIC
13.7%
-2.0%
RICK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FFIC
FFIC
RICK
RICK
Revenue
$58.8M
$70.9M
Net Profit
$4.0M
$-5.5M
Gross Margin
Operating Margin
13.3%
-0.7%
Net Margin
6.8%
-7.8%
Revenue YoY
2597.7%
-3.1%
Net Profit YoY
108.2%
-2354.9%
EPS (diluted)
$0.12
$-0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFIC
FFIC
RICK
RICK
Q4 25
$58.8M
Q3 25
$58.6M
$70.9M
Q2 25
$63.5M
$71.1M
Q1 25
$58.1M
$65.9M
Q4 24
$2.2M
$71.5M
Q3 24
$51.9M
$73.2M
Q2 24
$47.0M
$76.2M
Q1 24
$45.5M
$72.3M
Net Profit
FFIC
FFIC
RICK
RICK
Q4 25
$4.0M
Q3 25
$10.4M
$-5.5M
Q2 25
$14.2M
$4.1M
Q1 25
$-9.8M
$3.2M
Q4 24
$-49.2M
$9.0M
Q3 24
$8.9M
$244.0K
Q2 24
$5.3M
$-5.2M
Q1 24
$3.7M
$774.0K
Operating Margin
FFIC
FFIC
RICK
RICK
Q4 25
13.3%
Q3 25
23.4%
-0.7%
Q2 25
29.8%
12.2%
Q1 25
-10.2%
12.4%
Q4 24
-3296.2%
19.5%
Q3 24
22.1%
4.8%
Q2 24
15.2%
-3.3%
Q1 24
11.0%
6.4%
Net Margin
FFIC
FFIC
RICK
RICK
Q4 25
6.8%
Q3 25
17.8%
-7.8%
Q2 25
22.4%
5.7%
Q1 25
-16.9%
4.9%
Q4 24
-2258.9%
12.6%
Q3 24
17.2%
0.3%
Q2 24
11.3%
-6.9%
Q1 24
8.1%
1.1%
EPS (diluted)
FFIC
FFIC
RICK
RICK
Q4 25
$0.12
Q3 25
$0.30
$-0.60
Q2 25
$0.41
$0.46
Q1 25
$-0.29
$0.36
Q4 24
$-1.67
$1.01
Q3 24
$0.30
$0.04
Q2 24
$0.18
$-0.56
Q1 24
$0.12
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFIC
FFIC
RICK
RICK
Cash + ST InvestmentsLiquidity on hand
$33.7M
Total DebtLower is stronger
$238.2M
Stockholders' EquityBook value
$708.0M
$261.1M
Total Assets
$8.7B
$596.9M
Debt / EquityLower = less leverage
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFIC
FFIC
RICK
RICK
Q4 25
Q3 25
$33.7M
Q2 25
$29.3M
Q1 25
$32.7M
Q4 24
$34.7M
Q3 24
$32.4M
Q2 24
$34.9M
Q1 24
$20.0M
Total Debt
FFIC
FFIC
RICK
RICK
Q4 25
Q3 25
$238.2M
Q2 25
$243.8M
Q1 25
$244.1M
Q4 24
Q3 24
$241.1M
Q2 24
Q1 24
Stockholders' Equity
FFIC
FFIC
RICK
RICK
Q4 25
$708.0M
Q3 25
$711.2M
$261.1M
Q2 25
$706.4M
$269.5M
Q1 25
$702.9M
$268.8M
Q4 24
$724.5M
$269.0M
Q3 24
$666.9M
$263.4M
Q2 24
$665.3M
$271.2M
Q1 24
$669.8M
$285.8M
Total Assets
FFIC
FFIC
RICK
RICK
Q4 25
$8.7B
Q3 25
$8.9B
$596.9M
Q2 25
$8.8B
$597.4M
Q1 25
$9.0B
$589.8M
Q4 24
$9.0B
$586.2M
Q3 24
$9.3B
$584.4M
Q2 24
$9.1B
$601.0M
Q1 24
$8.8B
$609.9M
Debt / Equity
FFIC
FFIC
RICK
RICK
Q4 25
Q3 25
0.91×
Q2 25
0.90×
Q1 25
0.91×
Q4 24
Q3 24
0.92×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFIC
FFIC
RICK
RICK
Operating Cash FlowLast quarter
$61.0M
$13.7M
Free Cash FlowOCF − Capex
$55.8M
$11.5M
FCF MarginFCF / Revenue
94.9%
16.2%
Capex IntensityCapex / Revenue
8.9%
3.2%
Cash ConversionOCF / Net Profit
15.16×
TTM Free Cash FlowTrailing 4 quarters
$104.7M
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFIC
FFIC
RICK
RICK
Q4 25
$61.0M
Q3 25
$19.6M
$13.7M
Q2 25
$25.8M
$13.8M
Q1 25
$6.9M
$8.5M
Q4 24
$12.4M
$13.3M
Q3 24
$5.4M
$15.7M
Q2 24
$9.6M
$15.8M
Q1 24
$-6.2M
$10.8M
Free Cash Flow
FFIC
FFIC
RICK
RICK
Q4 25
$55.8M
Q3 25
$19.3M
$11.5M
Q2 25
$24.4M
$10.1M
Q1 25
$5.2M
$5.7M
Q4 24
$10.1M
$7.6M
Q3 24
$4.8M
$10.3M
Q2 24
$8.8M
$9.3M
Q1 24
$-6.5M
$3.2M
FCF Margin
FFIC
FFIC
RICK
RICK
Q4 25
94.9%
Q3 25
33.0%
16.2%
Q2 25
38.5%
14.2%
Q1 25
8.9%
8.6%
Q4 24
463.4%
10.6%
Q3 24
9.3%
14.0%
Q2 24
18.7%
12.3%
Q1 24
-14.3%
4.4%
Capex Intensity
FFIC
FFIC
RICK
RICK
Q4 25
8.9%
Q3 25
0.4%
3.2%
Q2 25
2.1%
5.2%
Q1 25
2.9%
4.3%
Q4 24
106.0%
8.0%
Q3 24
1.1%
7.3%
Q2 24
1.7%
8.4%
Q1 24
0.6%
10.6%
Cash Conversion
FFIC
FFIC
RICK
RICK
Q4 25
15.16×
Q3 25
1.87×
Q2 25
1.81×
3.40×
Q1 25
2.65×
Q4 24
1.48×
Q3 24
0.61×
64.14×
Q2 24
1.80×
Q1 24
-1.69×
14.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FFIC
FFIC

Segment breakdown not available.

RICK
RICK

Transferred At Point In Time$60.8M86%
Food And Merchandise$10.4M15%

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