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Side-by-side financial comparison of FLUSHING FINANCIAL CORP (FFIC) and TRINITY BIOTECH PLC (TRIB). Click either name above to swap in a different company.

FLUSHING FINANCIAL CORP is the larger business by last-quarter revenue ($58.8M vs $30.5M, roughly 1.9× TRINITY BIOTECH PLC). FLUSHING FINANCIAL CORP runs the higher net margin — 6.8% vs -33.0%, a 39.8% gap on every dollar of revenue. FLUSHING FINANCIAL CORP produced more free cash flow last quarter ($55.8M vs $-4.1M).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

Trinity Biotech PLC develops, manufactures and markets diagnostic test kits and systems for clinical laboratories and point-of-care settings. Its product portfolio covers diabetes management, infectious diseases, cardiac health, autoimmune disorders and coagulation, with core markets across North America, Europe and emerging economies.

FFIC vs TRIB — Head-to-Head

Bigger by revenue
FFIC
FFIC
1.9× larger
FFIC
$58.8M
$30.5M
TRIB
Higher net margin
FFIC
FFIC
39.8% more per $
FFIC
6.8%
-33.0%
TRIB
More free cash flow
FFIC
FFIC
$59.9M more FCF
FFIC
$55.8M
$-4.1M
TRIB

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
FFIC
FFIC
TRIB
TRIB
Revenue
$58.8M
$30.5M
Net Profit
$4.0M
$-10.1M
Gross Margin
36.8%
Operating Margin
13.3%
-23.2%
Net Margin
6.8%
-33.0%
Revenue YoY
2597.7%
Net Profit YoY
108.2%
EPS (diluted)
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFIC
FFIC
TRIB
TRIB
Q4 25
$58.8M
Q3 25
$58.6M
Q2 25
$63.5M
Q1 25
$58.1M
Q4 24
$2.2M
Q3 24
$51.9M
Q2 24
$47.0M
$30.5M
Q1 24
$45.5M
Net Profit
FFIC
FFIC
TRIB
TRIB
Q4 25
$4.0M
Q3 25
$10.4M
Q2 25
$14.2M
Q1 25
$-9.8M
Q4 24
$-49.2M
Q3 24
$8.9M
Q2 24
$5.3M
$-10.1M
Q1 24
$3.7M
Gross Margin
FFIC
FFIC
TRIB
TRIB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
36.8%
Q1 24
Operating Margin
FFIC
FFIC
TRIB
TRIB
Q4 25
13.3%
Q3 25
23.4%
Q2 25
29.8%
Q1 25
-10.2%
Q4 24
-3296.2%
Q3 24
22.1%
Q2 24
15.2%
-23.2%
Q1 24
11.0%
Net Margin
FFIC
FFIC
TRIB
TRIB
Q4 25
6.8%
Q3 25
17.8%
Q2 25
22.4%
Q1 25
-16.9%
Q4 24
-2258.9%
Q3 24
17.2%
Q2 24
11.3%
-33.0%
Q1 24
8.1%
EPS (diluted)
FFIC
FFIC
TRIB
TRIB
Q4 25
$0.12
Q3 25
$0.30
Q2 25
$0.41
Q1 25
$-0.29
Q4 24
$-1.67
Q3 24
$0.30
Q2 24
$0.18
Q1 24
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFIC
FFIC
TRIB
TRIB
Cash + ST InvestmentsLiquidity on hand
$5.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$708.0M
$-29.4M
Total Assets
$8.7B
$94.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFIC
FFIC
TRIB
TRIB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$5.3M
Q1 24
Stockholders' Equity
FFIC
FFIC
TRIB
TRIB
Q4 25
$708.0M
Q3 25
$711.2M
Q2 25
$706.4M
Q1 25
$702.9M
Q4 24
$724.5M
Q3 24
$666.9M
Q2 24
$665.3M
$-29.4M
Q1 24
$669.8M
Total Assets
FFIC
FFIC
TRIB
TRIB
Q4 25
$8.7B
Q3 25
$8.9B
Q2 25
$8.8B
Q1 25
$9.0B
Q4 24
$9.0B
Q3 24
$9.3B
Q2 24
$9.1B
$94.4M
Q1 24
$8.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFIC
FFIC
TRIB
TRIB
Operating Cash FlowLast quarter
$61.0M
$-3.9M
Free Cash FlowOCF − Capex
$55.8M
$-4.1M
FCF MarginFCF / Revenue
94.9%
-13.3%
Capex IntensityCapex / Revenue
8.9%
0.5%
Cash ConversionOCF / Net Profit
15.16×
TTM Free Cash FlowTrailing 4 quarters
$104.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFIC
FFIC
TRIB
TRIB
Q4 25
$61.0M
Q3 25
$19.6M
Q2 25
$25.8M
Q1 25
$6.9M
Q4 24
$12.4M
Q3 24
$5.4M
Q2 24
$9.6M
$-3.9M
Q1 24
$-6.2M
Free Cash Flow
FFIC
FFIC
TRIB
TRIB
Q4 25
$55.8M
Q3 25
$19.3M
Q2 25
$24.4M
Q1 25
$5.2M
Q4 24
$10.1M
Q3 24
$4.8M
Q2 24
$8.8M
$-4.1M
Q1 24
$-6.5M
FCF Margin
FFIC
FFIC
TRIB
TRIB
Q4 25
94.9%
Q3 25
33.0%
Q2 25
38.5%
Q1 25
8.9%
Q4 24
463.4%
Q3 24
9.3%
Q2 24
18.7%
-13.3%
Q1 24
-14.3%
Capex Intensity
FFIC
FFIC
TRIB
TRIB
Q4 25
8.9%
Q3 25
0.4%
Q2 25
2.1%
Q1 25
2.9%
Q4 24
106.0%
Q3 24
1.1%
Q2 24
1.7%
0.5%
Q1 24
0.6%
Cash Conversion
FFIC
FFIC
TRIB
TRIB
Q4 25
15.16×
Q3 25
1.87×
Q2 25
1.81×
Q1 25
Q4 24
Q3 24
0.61×
Q2 24
1.80×
Q1 24
-1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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