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Side-by-side financial comparison of FGI Industries Ltd. (FGI) and GREENE COUNTY BANCORP INC (GCBC). Click either name above to swap in a different company.

FGI Industries Ltd. is the larger business by last-quarter revenue ($30.5M vs $22.2M, roughly 1.4× GREENE COUNTY BANCORP INC). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -8.6%, a 55.0% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -14.4%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $2.3M). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs -0.5%).

FGI Industries Ltd is a global designer, manufacturer and distributor of kitchen and bath products, home organization solutions, and home improvement goods. It serves major retail chains, home specialty stores and e-commerce platforms across North America, Europe and the Asia-Pacific region.

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

FGI vs GCBC — Head-to-Head

Bigger by revenue
FGI
FGI
1.4× larger
FGI
$30.5M
$22.2M
GCBC
Growing faster (revenue YoY)
GCBC
GCBC
+38.2% gap
GCBC
23.8%
-14.4%
FGI
Higher net margin
GCBC
GCBC
55.0% more per $
GCBC
46.3%
-8.6%
FGI
More free cash flow
GCBC
GCBC
$3.9M more FCF
GCBC
$6.2M
$2.3M
FGI
Faster 2-yr revenue CAGR
GCBC
GCBC
Annualised
GCBC
18.9%
-0.5%
FGI

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
FGI
FGI
GCBC
GCBC
Revenue
$30.5M
$22.2M
Net Profit
$-2.6M
$10.3M
Gross Margin
26.7%
Operating Margin
-2.2%
52.0%
Net Margin
-8.6%
46.3%
Revenue YoY
-14.4%
23.8%
Net Profit YoY
-553.1%
37.4%
EPS (diluted)
$-1.63
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FGI
FGI
GCBC
GCBC
Q4 25
$30.5M
$22.2M
Q3 25
$35.8M
$21.5M
Q2 25
$31.0M
$20.5M
Q1 25
$33.2M
$20.1M
Q4 24
$35.6M
$17.9M
Q3 24
$36.1M
$16.9M
Q2 24
$29.4M
$16.6M
Q1 24
$30.8M
$15.7M
Net Profit
FGI
FGI
GCBC
GCBC
Q4 25
$-2.6M
$10.3M
Q3 25
$-1.7M
$8.9M
Q2 25
$-1.2M
$9.3M
Q1 25
$-629.1K
$8.1M
Q4 24
$-402.3K
$7.5M
Q3 24
$-550.1K
$6.3M
Q2 24
$163.6K
$6.7M
Q1 24
$-412.2K
$5.9M
Gross Margin
FGI
FGI
GCBC
GCBC
Q4 25
26.7%
Q3 25
26.5%
Q2 25
28.1%
Q1 25
26.8%
Q4 24
24.6%
Q3 24
25.8%
Q2 24
30.5%
Q1 24
27.4%
Operating Margin
FGI
FGI
GCBC
GCBC
Q4 25
-2.2%
52.0%
Q3 25
1.0%
47.4%
Q2 25
-2.7%
53.5%
Q1 25
-3.9%
44.6%
Q4 24
-3.5%
45.0%
Q3 24
-0.2%
39.6%
Q2 24
-1.5%
41.2%
Q1 24
-1.0%
39.4%
Net Margin
FGI
FGI
GCBC
GCBC
Q4 25
-8.6%
46.3%
Q3 25
-4.6%
41.2%
Q2 25
-4.0%
45.6%
Q1 25
-1.9%
40.1%
Q4 24
-1.1%
41.7%
Q3 24
-1.5%
37.1%
Q2 24
0.6%
40.6%
Q1 24
-1.3%
37.3%
EPS (diluted)
FGI
FGI
GCBC
GCBC
Q4 25
$-1.63
$0.60
Q3 25
$-0.86
$0.52
Q2 25
$-0.64
$0.55
Q1 25
$-0.07
$0.47
Q4 24
$-0.38
$0.44
Q3 24
$-0.29
$0.37
Q2 24
$0.08
$0.39
Q1 24
$-0.04
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FGI
FGI
GCBC
GCBC
Cash + ST InvestmentsLiquidity on hand
$1.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$17.3M
$258.3M
Total Assets
$69.5M
$3.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FGI
FGI
GCBC
GCBC
Q4 25
$1.9M
Q3 25
$1.9M
Q2 25
$2.5M
Q1 25
$1.2M
$155.5M
Q4 24
$4.6M
$166.4M
Q3 24
$3.0M
Q2 24
$1.3M
$190.4M
Q1 24
$3.3M
Stockholders' Equity
FGI
FGI
GCBC
GCBC
Q4 25
$17.3M
$258.3M
Q3 25
$19.7M
$248.2M
Q2 25
$21.3M
$238.8M
Q1 25
$21.8M
$229.0M
Q4 24
$22.3M
$218.4M
Q3 24
$23.5M
$216.3M
Q2 24
$23.8M
$206.0M
Q1 24
$23.9M
$199.2M
Total Assets
FGI
FGI
GCBC
GCBC
Q4 25
$69.5M
$3.1B
Q3 25
$73.0M
$3.1B
Q2 25
$71.7M
$3.0B
Q1 25
$68.5M
$3.0B
Q4 24
$75.5M
$3.0B
Q3 24
$74.7M
$2.9B
Q2 24
$69.9M
$2.8B
Q1 24
$68.6M
$2.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FGI
FGI
GCBC
GCBC
Operating Cash FlowLast quarter
$2.3M
$6.4M
Free Cash FlowOCF − Capex
$2.3M
$6.2M
FCF MarginFCF / Revenue
7.5%
28.0%
Capex IntensityCapex / Revenue
0.2%
0.9%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$-212.5K
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FGI
FGI
GCBC
GCBC
Q4 25
$2.3M
$6.4M
Q3 25
$-1.9M
$7.0M
Q2 25
$7.6M
$28.0M
Q1 25
$-7.4M
$7.3M
Q4 24
$617.4K
$5.3M
Q3 24
$-915.0K
$2.1M
Q2 24
$862.1K
$24.9M
Q1 24
$-8.0M
$5.6M
Free Cash Flow
FGI
FGI
GCBC
GCBC
Q4 25
$2.3M
$6.2M
Q3 25
$-2.1M
$6.5M
Q2 25
$7.4M
$27.3M
Q1 25
$-7.7M
$7.3M
Q4 24
$-214.1K
$5.1M
Q3 24
$-1.1M
$2.0M
Q2 24
$281.5K
$23.4M
Q1 24
$-8.6M
$4.9M
FCF Margin
FGI
FGI
GCBC
GCBC
Q4 25
7.5%
28.0%
Q3 25
-5.9%
30.4%
Q2 25
23.8%
133.3%
Q1 25
-23.3%
36.1%
Q4 24
-0.6%
28.6%
Q3 24
-3.0%
11.8%
Q2 24
1.0%
141.2%
Q1 24
-28.0%
31.3%
Capex Intensity
FGI
FGI
GCBC
GCBC
Q4 25
0.2%
0.9%
Q3 25
0.7%
1.9%
Q2 25
0.7%
3.4%
Q1 25
1.1%
0.3%
Q4 24
2.3%
1.0%
Q3 24
0.5%
0.9%
Q2 24
2.0%
9.1%
Q1 24
2.0%
4.2%
Cash Conversion
FGI
FGI
GCBC
GCBC
Q4 25
0.62×
Q3 25
0.78×
Q2 25
3.00×
Q1 25
0.91×
Q4 24
0.71×
Q3 24
0.34×
Q2 24
5.27×
3.70×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FGI
FGI

Sanitaryware$19.1M63%
Shower System$5.8M19%
Kitchen And Bath Other$3.3M11%
Bath Furniture Products$2.3M7%

GCBC
GCBC

Segment breakdown not available.

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