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Side-by-side financial comparison of FGI Industries Ltd. (FGI) and MetroCity Bankshares, Inc. (MCBS). Click either name above to swap in a different company.
MetroCity Bankshares, Inc. is the larger business by last-quarter revenue ($43.7M vs $30.5M, roughly 1.4× FGI Industries Ltd.). MetroCity Bankshares, Inc. runs the higher net margin — 50.5% vs -8.6%, a 59.1% gap on every dollar of revenue. On growth, MetroCity Bankshares, Inc. posted the faster year-over-year revenue change (23.6% vs -14.4%). MetroCity Bankshares, Inc. produced more free cash flow last quarter ($37.0M vs $2.3M). Over the past eight quarters, MetroCity Bankshares, Inc.'s revenue compounded faster (15.7% CAGR vs -0.5%).
FGI Industries Ltd is a global designer, manufacturer and distributor of kitchen and bath products, home organization solutions, and home improvement goods. It serves major retail chains, home specialty stores and e-commerce platforms across North America, Europe and the Asia-Pacific region.
Metro City Bank is a Korean-American bank based in Doraville, Georgia and offers personal and commercial banking services. It is the largest Korean-American bank to not be based out of Los Angeles, California. It currently operates a total of 19 branches in Texas, New York, New Jersey, Virginia, Georgia, Alabama, and Florida.
FGI vs MCBS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $30.5M | $43.7M |
| Net Profit | $-2.6M | $18.1M |
| Gross Margin | 26.7% | — |
| Operating Margin | -2.2% | 52.8% |
| Net Margin | -8.6% | 50.5% |
| Revenue YoY | -14.4% | 23.6% |
| Net Profit YoY | -553.1% | 11.7% |
| EPS (diluted) | $-1.63 | $0.69 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $30.5M | $43.7M | ||
| Q3 25 | $35.8M | $38.0M | ||
| Q2 25 | $31.0M | $37.9M | ||
| Q1 25 | $33.2M | $36.0M | ||
| Q4 24 | $35.6M | $35.4M | ||
| Q3 24 | $36.1M | $36.9M | ||
| Q2 24 | $29.4M | $36.3M | ||
| Q1 24 | $30.8M | $32.7M |
| Q4 25 | $-2.6M | $18.1M | ||
| Q3 25 | $-1.7M | $17.3M | ||
| Q2 25 | $-1.2M | $16.8M | ||
| Q1 25 | $-629.1K | $16.3M | ||
| Q4 24 | $-402.3K | $16.2M | ||
| Q3 24 | $-550.1K | $16.7M | ||
| Q2 24 | $163.6K | $16.9M | ||
| Q1 24 | $-412.2K | $14.6M |
| Q4 25 | 26.7% | — | ||
| Q3 25 | 26.5% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 26.8% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 30.5% | — | ||
| Q1 24 | 27.4% | — |
| Q4 25 | -2.2% | 52.8% | ||
| Q3 25 | 1.0% | 62.8% | ||
| Q2 25 | -2.7% | 62.4% | ||
| Q1 25 | -3.9% | 61.3% | ||
| Q4 24 | -3.5% | 58.9% | ||
| Q3 24 | -0.2% | 61.4% | ||
| Q2 24 | -1.5% | 64.4% | ||
| Q1 24 | -1.0% | 62.6% |
| Q4 25 | -8.6% | 50.5% | ||
| Q3 25 | -4.6% | 45.5% | ||
| Q2 25 | -4.0% | 44.4% | ||
| Q1 25 | -1.9% | 45.3% | ||
| Q4 24 | -1.1% | 54.0% | ||
| Q3 24 | -1.5% | 45.3% | ||
| Q2 24 | 0.6% | 46.7% | ||
| Q1 24 | -1.3% | 44.8% |
| Q4 25 | $-1.63 | $0.69 | ||
| Q3 25 | $-0.86 | $0.67 | ||
| Q2 25 | $-0.64 | $0.65 | ||
| Q1 25 | $-0.07 | $0.63 | ||
| Q4 24 | $-0.38 | $0.64 | ||
| Q3 24 | $-0.29 | $0.65 | ||
| Q2 24 | $0.08 | $0.66 | ||
| Q1 24 | $-0.04 | $0.57 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.9M | $383.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $17.3M | $544.2M |
| Total Assets | $69.5M | $4.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.9M | $383.7M | ||
| Q3 25 | $1.9M | $227.2M | ||
| Q2 25 | $2.5M | $286.0M | ||
| Q1 25 | $1.2M | $285.1M | ||
| Q4 24 | $4.6M | $249.9M | ||
| Q3 24 | $3.0M | $291.2M | ||
| Q2 24 | $1.3M | $327.9M | ||
| Q1 24 | $3.3M | $258.8M |
| Q4 25 | $17.3M | $544.2M | ||
| Q3 25 | $19.7M | $445.9M | ||
| Q2 25 | $21.3M | $436.1M | ||
| Q1 25 | $21.8M | $428.0M | ||
| Q4 24 | $22.3M | $421.4M | ||
| Q3 24 | $23.5M | $407.2M | ||
| Q2 24 | $23.8M | $407.2M | ||
| Q1 24 | $23.9M | $396.6M |
| Q4 25 | $69.5M | $4.8B | ||
| Q3 25 | $73.0M | $3.6B | ||
| Q2 25 | $71.7M | $3.6B | ||
| Q1 25 | $68.5M | $3.7B | ||
| Q4 24 | $75.5M | $3.6B | ||
| Q3 24 | $74.7M | $3.6B | ||
| Q2 24 | $69.9M | $3.6B | ||
| Q1 24 | $68.6M | $3.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.3M | $37.7M |
| Free Cash FlowOCF − Capex | $2.3M | $37.0M |
| FCF MarginFCF / Revenue | 7.5% | 84.7% |
| Capex IntensityCapex / Revenue | 0.2% | 1.5% |
| Cash ConversionOCF / Net Profit | — | 2.08× |
| TTM Free Cash FlowTrailing 4 quarters | $-212.5K | $79.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.3M | $37.7M | ||
| Q3 25 | $-1.9M | $16.5M | ||
| Q2 25 | $7.6M | $14.5M | ||
| Q1 25 | $-7.4M | $11.9M | ||
| Q4 24 | $617.4K | $63.5M | ||
| Q3 24 | $-915.0K | $-11.5M | ||
| Q2 24 | $862.1K | $19.4M | ||
| Q1 24 | $-8.0M | $36.4M |
| Q4 25 | $2.3M | $37.0M | ||
| Q3 25 | $-2.1M | $16.2M | ||
| Q2 25 | $7.4M | $14.3M | ||
| Q1 25 | $-7.7M | $11.8M | ||
| Q4 24 | $-214.1K | $62.2M | ||
| Q3 24 | $-1.1M | $-11.8M | ||
| Q2 24 | $281.5K | $19.0M | ||
| Q1 24 | $-8.6M | $36.1M |
| Q4 25 | 7.5% | 84.7% | ||
| Q3 25 | -5.9% | 42.7% | ||
| Q2 25 | 23.8% | 37.8% | ||
| Q1 25 | -23.3% | 32.9% | ||
| Q4 24 | -0.6% | 175.8% | ||
| Q3 24 | -3.0% | -31.9% | ||
| Q2 24 | 1.0% | 52.4% | ||
| Q1 24 | -28.0% | 110.6% |
| Q4 25 | 0.2% | 1.5% | ||
| Q3 25 | 0.7% | 0.7% | ||
| Q2 25 | 0.7% | 0.3% | ||
| Q1 25 | 1.1% | 0.2% | ||
| Q4 24 | 2.3% | 3.6% | ||
| Q3 24 | 0.5% | 0.8% | ||
| Q2 24 | 2.0% | 1.0% | ||
| Q1 24 | 2.0% | 0.7% |
| Q4 25 | — | 2.08× | ||
| Q3 25 | — | 0.95× | ||
| Q2 25 | — | 0.86× | ||
| Q1 25 | — | 0.73× | ||
| Q4 24 | — | 3.91× | ||
| Q3 24 | — | -0.69× | ||
| Q2 24 | 5.27× | 1.14× | ||
| Q1 24 | — | 2.49× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FGI
| Sanitaryware | $19.1M | 63% |
| Shower System | $5.8M | 19% |
| Kitchen And Bath Other | $3.3M | 11% |
| Bath Furniture Products | $2.3M | 7% |
MCBS
Segment breakdown not available.
