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Side-by-side financial comparison of FGI Industries Ltd. (FGI) and OP Bancorp (OPBK). Click either name above to swap in a different company.
FGI Industries Ltd. is the larger business by last-quarter revenue ($30.5M vs $24.3M, roughly 1.3× OP Bancorp). On growth, OP Bancorp posted the faster year-over-year revenue change (13.7% vs -14.4%). OP Bancorp produced more free cash flow last quarter ($23.4M vs $2.3M). Over the past eight quarters, OP Bancorp's revenue compounded faster (11.4% CAGR vs -0.5%).
FGI Industries Ltd is a global designer, manufacturer and distributor of kitchen and bath products, home organization solutions, and home improvement goods. It serves major retail chains, home specialty stores and e-commerce platforms across North America, Europe and the Asia-Pacific region.
OP Bancorp is the bank holding company for Open Bank, a community-oriented commercial bank headquartered in California, United States. It provides a full range of banking solutions including deposit accounts, commercial real estate loans, small business financing, and consumer lending products, primarily catering to small and medium-sized enterprises, local immigrant communities, and retail clients across Southern California.
FGI vs OPBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $30.5M | $24.3M |
| Net Profit | $-2.6M | — |
| Gross Margin | 26.7% | — |
| Operating Margin | -2.2% | 39.2% |
| Net Margin | -8.6% | — |
| Revenue YoY | -14.4% | 13.7% |
| Net Profit YoY | -553.1% | — |
| EPS (diluted) | $-1.63 | $0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $30.5M | $24.3M | ||
| Q3 25 | $35.8M | $24.5M | ||
| Q2 25 | $31.0M | $23.7M | ||
| Q1 25 | $33.2M | $22.2M | ||
| Q4 24 | $35.6M | $21.3M | ||
| Q3 24 | $36.1M | $20.7M | ||
| Q2 24 | $29.4M | $20.4M | ||
| Q1 24 | $30.8M | $19.6M |
| Q4 25 | $-2.6M | — | ||
| Q3 25 | $-1.7M | $6.7M | ||
| Q2 25 | $-1.2M | $6.3M | ||
| Q1 25 | $-629.1K | $5.6M | ||
| Q4 24 | $-402.3K | — | ||
| Q3 24 | $-550.1K | $5.4M | ||
| Q2 24 | $163.6K | $5.4M | ||
| Q1 24 | $-412.2K | $5.2M |
| Q4 25 | 26.7% | — | ||
| Q3 25 | 26.5% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 26.8% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 30.5% | — | ||
| Q1 24 | 27.4% | — |
| Q4 25 | -2.2% | 39.2% | ||
| Q3 25 | 1.0% | 39.5% | ||
| Q2 25 | -2.7% | 35.7% | ||
| Q1 25 | -3.9% | 34.6% | ||
| Q4 24 | -3.5% | 31.2% | ||
| Q3 24 | -0.2% | 36.5% | ||
| Q2 24 | -1.5% | 37.2% | ||
| Q1 24 | -1.0% | 37.1% |
| Q4 25 | -8.6% | — | ||
| Q3 25 | -4.6% | 27.4% | ||
| Q2 25 | -4.0% | 26.7% | ||
| Q1 25 | -1.9% | 25.0% | ||
| Q4 24 | -1.1% | — | ||
| Q3 24 | -1.5% | 26.2% | ||
| Q2 24 | 0.6% | 26.7% | ||
| Q1 24 | -1.3% | 26.7% |
| Q4 25 | $-1.63 | $0.48 | ||
| Q3 25 | $-0.86 | $0.45 | ||
| Q2 25 | $-0.64 | $0.42 | ||
| Q1 25 | $-0.07 | $0.37 | ||
| Q4 24 | $-0.38 | $0.33 | ||
| Q3 24 | $-0.29 | $0.36 | ||
| Q2 24 | $0.08 | $0.36 | ||
| Q1 24 | $-0.04 | $0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.9M | $167.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $17.3M | $227.9M |
| Total Assets | $69.5M | $2.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.9M | $167.3M | ||
| Q3 25 | $1.9M | $166.7M | ||
| Q2 25 | $2.5M | $205.4M | ||
| Q1 25 | $1.2M | $198.9M | ||
| Q4 24 | $4.6M | $134.9M | ||
| Q3 24 | $3.0M | $166.8M | ||
| Q2 24 | $1.3M | $127.7M | ||
| Q1 24 | $3.3M | $139.2M |
| Q4 25 | $17.3M | $227.9M | ||
| Q3 25 | $19.7M | $221.5M | ||
| Q2 25 | $21.3M | $213.7M | ||
| Q1 25 | $21.8M | $210.1M | ||
| Q4 24 | $22.3M | $205.0M | ||
| Q3 24 | $23.5M | $203.6M | ||
| Q2 24 | $23.8M | $195.9M | ||
| Q1 24 | $23.9M | $194.7M |
| Q4 25 | $69.5M | $2.7B | ||
| Q3 25 | $73.0M | $2.6B | ||
| Q2 25 | $71.7M | $2.6B | ||
| Q1 25 | $68.5M | $2.5B | ||
| Q4 24 | $75.5M | $2.4B | ||
| Q3 24 | $74.7M | $2.4B | ||
| Q2 24 | $69.9M | $2.3B | ||
| Q1 24 | $68.6M | $2.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.3M | $26.2M |
| Free Cash FlowOCF − Capex | $2.3M | $23.4M |
| FCF MarginFCF / Revenue | 7.5% | 96.2% |
| Capex IntensityCapex / Revenue | 0.2% | 11.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-212.5K | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.3M | $26.2M | ||
| Q3 25 | $-1.9M | $23.9M | ||
| Q2 25 | $7.6M | $-7.0M | ||
| Q1 25 | $-7.4M | $5.6M | ||
| Q4 24 | $617.4K | $31.2M | ||
| Q3 24 | $-915.0K | $13.3M | ||
| Q2 24 | $862.1K | $15.8M | ||
| Q1 24 | $-8.0M | $-3.2M |
| Q4 25 | $2.3M | $23.4M | ||
| Q3 25 | $-2.1M | $23.4M | ||
| Q2 25 | $7.4M | $-7.7M | ||
| Q1 25 | $-7.7M | $4.2M | ||
| Q4 24 | $-214.1K | $29.7M | ||
| Q3 24 | $-1.1M | $12.8M | ||
| Q2 24 | $281.5K | $15.7M | ||
| Q1 24 | $-8.6M | $-3.2M |
| Q4 25 | 7.5% | 96.2% | ||
| Q3 25 | -5.9% | 95.6% | ||
| Q2 25 | 23.8% | -32.5% | ||
| Q1 25 | -23.3% | 19.0% | ||
| Q4 24 | -0.6% | 139.0% | ||
| Q3 24 | -3.0% | 61.5% | ||
| Q2 24 | 1.0% | 77.0% | ||
| Q1 24 | -28.0% | -16.6% |
| Q4 25 | 0.2% | 11.5% | ||
| Q3 25 | 0.7% | 2.3% | ||
| Q2 25 | 0.7% | 3.0% | ||
| Q1 25 | 1.1% | 6.4% | ||
| Q4 24 | 2.3% | 7.3% | ||
| Q3 24 | 0.5% | 2.8% | ||
| Q2 24 | 2.0% | 0.4% | ||
| Q1 24 | 2.0% | 0.5% |
| Q4 25 | — | — | ||
| Q3 25 | — | 3.57× | ||
| Q2 25 | — | -1.10× | ||
| Q1 25 | — | 1.02× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.45× | ||
| Q2 24 | 5.27× | 2.90× | ||
| Q1 24 | — | -0.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FGI
| Sanitaryware | $19.1M | 63% |
| Shower System | $5.8M | 19% |
| Kitchen And Bath Other | $3.3M | 11% |
| Bath Furniture Products | $2.3M | 7% |
OPBK
Segment breakdown not available.
