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Side-by-side financial comparison of FGI Industries Ltd. (FGI) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $30.5M, roughly 1.2× FGI Industries Ltd.). UNITY BANCORP INC runs the higher net margin — 43.9% vs -8.6%, a 52.5% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs -14.4%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $2.3M). Over the past eight quarters, UNITY BANCORP INC's revenue compounded faster (17.5% CAGR vs -0.5%).
FGI Industries Ltd is a global designer, manufacturer and distributor of kitchen and bath products, home organization solutions, and home improvement goods. It serves major retail chains, home specialty stores and e-commerce platforms across North America, Europe and the Asia-Pacific region.
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
FGI vs UNTY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $30.5M | $35.3M |
| Net Profit | $-2.6M | $15.5M |
| Gross Margin | 26.7% | — |
| Operating Margin | -2.2% | 55.8% |
| Net Margin | -8.6% | 43.9% |
| Revenue YoY | -14.4% | 24.2% |
| Net Profit YoY | -553.1% | 34.5% |
| EPS (diluted) | $-1.63 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $30.5M | $35.3M | ||
| Q3 25 | $35.8M | $32.8M | ||
| Q2 25 | $31.0M | $34.4M | ||
| Q1 25 | $33.2M | $29.4M | ||
| Q4 24 | $35.6M | $28.4M | ||
| Q3 24 | $36.1M | $27.7M | ||
| Q2 24 | $29.4M | $25.5M | ||
| Q1 24 | $30.8M | $25.6M |
| Q4 25 | $-2.6M | $15.5M | ||
| Q3 25 | $-1.7M | $14.4M | ||
| Q2 25 | $-1.2M | $16.5M | ||
| Q1 25 | $-629.1K | $11.6M | ||
| Q4 24 | $-402.3K | $11.5M | ||
| Q3 24 | $-550.1K | $10.9M | ||
| Q2 24 | $163.6K | $9.5M | ||
| Q1 24 | $-412.2K | $9.6M |
| Q4 25 | 26.7% | — | ||
| Q3 25 | 26.5% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 26.8% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 30.5% | — | ||
| Q1 24 | 27.4% | — |
| Q4 25 | -2.2% | 55.8% | ||
| Q3 25 | 1.0% | 57.5% | ||
| Q2 25 | -2.7% | 62.6% | ||
| Q1 25 | -3.9% | 52.6% | ||
| Q4 24 | -3.5% | 51.0% | ||
| Q3 24 | -0.2% | 52.7% | ||
| Q2 24 | -1.5% | 49.3% | ||
| Q1 24 | -1.0% | 50.0% |
| Q4 25 | -8.6% | 43.9% | ||
| Q3 25 | -4.6% | 43.8% | ||
| Q2 25 | -4.0% | 48.0% | ||
| Q1 25 | -1.9% | 39.5% | ||
| Q4 24 | -1.1% | 40.5% | ||
| Q3 24 | -1.5% | 39.4% | ||
| Q2 24 | 0.6% | 37.1% | ||
| Q1 24 | -1.3% | 37.5% |
| Q4 25 | $-1.63 | $1.52 | ||
| Q3 25 | $-0.86 | $1.41 | ||
| Q2 25 | $-0.64 | $1.61 | ||
| Q1 25 | $-0.07 | $1.13 | ||
| Q4 24 | $-0.38 | $1.13 | ||
| Q3 24 | $-0.29 | $1.07 | ||
| Q2 24 | $0.08 | $0.92 | ||
| Q1 24 | $-0.04 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.9M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $17.3M | $345.6M |
| Total Assets | $69.5M | $3.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.9M | — | ||
| Q3 25 | $1.9M | — | ||
| Q2 25 | $2.5M | — | ||
| Q1 25 | $1.2M | — | ||
| Q4 24 | $4.6M | — | ||
| Q3 24 | $3.0M | — | ||
| Q2 24 | $1.3M | — | ||
| Q1 24 | $3.3M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $230.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $17.3M | $345.6M | ||
| Q3 25 | $19.7M | $334.0M | ||
| Q2 25 | $21.3M | $319.8M | ||
| Q1 25 | $21.8M | $306.1M | ||
| Q4 24 | $22.3M | $295.6M | ||
| Q3 24 | $23.5M | $284.3M | ||
| Q2 24 | $23.8M | $273.4M | ||
| Q1 24 | $23.9M | $266.8M |
| Q4 25 | $69.5M | $3.0B | ||
| Q3 25 | $73.0M | $2.9B | ||
| Q2 25 | $71.7M | $2.9B | ||
| Q1 25 | $68.5M | $2.8B | ||
| Q4 24 | $75.5M | $2.7B | ||
| Q3 24 | $74.7M | $2.6B | ||
| Q2 24 | $69.9M | $2.6B | ||
| Q1 24 | $68.6M | $2.6B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.78× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.3M | $44.9M |
| Free Cash FlowOCF − Capex | $2.3M | $44.3M |
| FCF MarginFCF / Revenue | 7.5% | 125.7% |
| Capex IntensityCapex / Revenue | 0.2% | 1.6% |
| Cash ConversionOCF / Net Profit | — | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | $-212.5K | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.3M | $44.9M | ||
| Q3 25 | $-1.9M | $45.5M | ||
| Q2 25 | $7.6M | $-25.3M | ||
| Q1 25 | $-7.4M | $17.9M | ||
| Q4 24 | $617.4K | $48.0M | ||
| Q3 24 | $-915.0K | $17.7M | ||
| Q2 24 | $862.1K | $-8.4M | ||
| Q1 24 | $-8.0M | $15.8M |
| Q4 25 | $2.3M | $44.3M | ||
| Q3 25 | $-2.1M | $45.3M | ||
| Q2 25 | $7.4M | $-25.5M | ||
| Q1 25 | $-7.7M | $17.6M | ||
| Q4 24 | $-214.1K | $47.3M | ||
| Q3 24 | $-1.1M | $17.5M | ||
| Q2 24 | $281.5K | $-8.6M | ||
| Q1 24 | $-8.6M | $15.7M |
| Q4 25 | 7.5% | 125.7% | ||
| Q3 25 | -5.9% | 138.1% | ||
| Q2 25 | 23.8% | -74.2% | ||
| Q1 25 | -23.3% | 59.9% | ||
| Q4 24 | -0.6% | 166.5% | ||
| Q3 24 | -3.0% | 63.3% | ||
| Q2 24 | 1.0% | -33.7% | ||
| Q1 24 | -28.0% | 61.4% |
| Q4 25 | 0.2% | 1.6% | ||
| Q3 25 | 0.7% | 0.7% | ||
| Q2 25 | 0.7% | 0.5% | ||
| Q1 25 | 1.1% | 1.0% | ||
| Q4 24 | 2.3% | 2.4% | ||
| Q3 24 | 0.5% | 0.5% | ||
| Q2 24 | 2.0% | 0.5% | ||
| Q1 24 | 2.0% | 0.3% |
| Q4 25 | — | 2.90× | ||
| Q3 25 | — | 3.16× | ||
| Q2 25 | — | -1.54× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | — | 4.17× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | 5.27× | -0.89× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FGI
| Sanitaryware | $19.1M | 63% |
| Shower System | $5.8M | 19% |
| Kitchen And Bath Other | $3.3M | 11% |
| Bath Furniture Products | $2.3M | 7% |
UNTY
Segment breakdown not available.
