vs

Side-by-side financial comparison of FIRST HAWAIIAN, INC. (FHB) and Genie Energy Ltd. (GNE). Click either name above to swap in a different company.

FIRST HAWAIIAN, INC. is the larger business by last-quarter revenue ($220.3M vs $138.3M, roughly 1.6× Genie Energy Ltd.). FIRST HAWAIIAN, INC. runs the higher net margin — 30.8% vs 4.9%, a 25.9% gap on every dollar of revenue. Over the past eight quarters, Genie Energy Ltd.'s revenue compounded faster (14.8% CAGR vs 3.8%).

First Hawaiian, Inc. is a bank holding company headquartered in Honolulu, Hawaiʻi. Its principal subsidiary, First Hawaiian Bank, founded in 1858, is Hawaiʻi’s oldest and largest financial institution headquartered in Honolulu at the First Hawaiian Center. The bank has 57 branches throughout Hawaiʻi, three in Guam and one in Saipan. It offers banking services to consumer and commercial customers, including deposit products, lending services and wealth management, insurance, private banking an...

Genie Energy Ltd. is an American energy company headquartered in Newark, New Jersey. It is a holding company comprising Genie Retail Energy, Genie Retail Energy International, Genie Energy Services, and Genie Energy Oil and Gas. Michael Stein is the Chief Executive Officer, Genie Energy Ltd.

FHB vs GNE — Head-to-Head

Bigger by revenue
FHB
FHB
1.6× larger
FHB
$220.3M
$138.3M
GNE
Higher net margin
FHB
FHB
25.9% more per $
FHB
30.8%
4.9%
GNE
Faster 2-yr revenue CAGR
GNE
GNE
Annualised
GNE
14.8%
3.8%
FHB

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
FHB
FHB
GNE
GNE
Revenue
$220.3M
$138.3M
Net Profit
$67.8M
$6.7M
Gross Margin
21.7%
Operating Margin
5.0%
Net Margin
30.8%
4.9%
Revenue YoY
23.6%
Net Profit YoY
14.4%
-33.9%
EPS (diluted)
$0.55
$0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FHB
FHB
GNE
GNE
Q1 26
$220.3M
Q4 25
$225.9M
Q3 25
$226.4M
$138.3M
Q2 25
$217.5M
$105.3M
Q1 25
$211.0M
$136.8M
Q4 24
$188.1M
$102.9M
Q3 24
$210.0M
$111.9M
Q2 24
$204.6M
$90.7M
Net Profit
FHB
FHB
GNE
GNE
Q1 26
$67.8M
Q4 25
$69.9M
Q3 25
$73.8M
$6.7M
Q2 25
$73.2M
$2.8M
Q1 25
$59.2M
$10.3M
Q4 24
$52.5M
$-15.3M
Q3 24
$61.5M
$10.2M
Q2 24
$61.9M
$9.6M
Gross Margin
FHB
FHB
GNE
GNE
Q1 26
Q4 25
Q3 25
21.7%
Q2 25
22.3%
Q1 25
27.3%
Q4 24
32.5%
Q3 24
33.9%
Q2 24
36.8%
Operating Margin
FHB
FHB
GNE
GNE
Q1 26
Q4 25
41.2%
Q3 25
42.5%
5.0%
Q2 25
40.5%
1.9%
Q1 25
36.5%
9.4%
Q4 24
34.4%
-20.2%
Q3 24
36.4%
10.4%
Q2 24
39.5%
11.6%
Net Margin
FHB
FHB
GNE
GNE
Q1 26
30.8%
Q4 25
31.0%
Q3 25
32.6%
4.9%
Q2 25
33.7%
2.7%
Q1 25
28.1%
7.5%
Q4 24
27.9%
-14.9%
Q3 24
29.3%
9.1%
Q2 24
30.3%
10.6%
EPS (diluted)
FHB
FHB
GNE
GNE
Q1 26
$0.55
Q4 25
$0.56
Q3 25
$0.59
$0.26
Q2 25
$0.58
$0.11
Q1 25
$0.47
$0.40
Q4 24
$0.41
$-0.58
Q3 24
$0.48
$0.38
Q2 24
$0.48
$0.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FHB
FHB
GNE
GNE
Cash + ST InvestmentsLiquidity on hand
$109.8M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$2.8B
$198.8M
Total Assets
$24.3B
$394.1M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FHB
FHB
GNE
GNE
Q1 26
Q4 25
Q3 25
$109.8M
Q2 25
$106.0M
Q1 25
$118.3M
Q4 24
$110.1M
Q3 24
$141.8M
Q2 24
$126.8M
Total Debt
FHB
FHB
GNE
GNE
Q1 26
$0
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
FHB
FHB
GNE
GNE
Q1 26
$2.8B
Q4 25
$2.8B
Q3 25
$2.7B
$198.8M
Q2 25
$2.7B
$197.0M
Q1 25
$2.6B
$198.0M
Q4 24
$2.6B
$190.5M
Q3 24
$2.6B
$211.1M
Q2 24
$2.6B
$202.1M
Total Assets
FHB
FHB
GNE
GNE
Q1 26
$24.3B
Q4 25
$24.0B
Q3 25
$24.1B
$394.1M
Q2 25
$23.8B
$383.1M
Q1 25
$23.7B
$384.4M
Q4 24
$23.8B
$371.3M
Q3 24
$23.8B
$341.7M
Q2 24
$24.0B
$322.8M
Debt / Equity
FHB
FHB
GNE
GNE
Q1 26
0.00×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FHB
FHB
GNE
GNE
Operating Cash FlowLast quarter
$13.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.07×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FHB
FHB
GNE
GNE
Q1 26
Q4 25
$335.1M
Q3 25
$57.1M
$13.9M
Q2 25
$136.4M
$1.1M
Q1 25
$36.7M
$15.3M
Q4 24
$317.5M
$13.0M
Q3 24
$58.9M
$24.4M
Q2 24
$78.2M
$20.4M
Free Cash Flow
FHB
FHB
GNE
GNE
Q1 26
Q4 25
$303.3M
Q3 25
$49.5M
Q2 25
$125.2M
Q1 25
$28.6M
$13.6M
Q4 24
$288.7M
Q3 24
$52.3M
$21.9M
Q2 24
$72.2M
$20.1M
FCF Margin
FHB
FHB
GNE
GNE
Q1 26
Q4 25
134.3%
Q3 25
21.9%
Q2 25
57.5%
Q1 25
13.6%
9.9%
Q4 24
153.5%
Q3 24
24.9%
19.6%
Q2 24
35.3%
22.1%
Capex Intensity
FHB
FHB
GNE
GNE
Q1 26
Q4 25
14.1%
Q3 25
3.3%
Q2 25
5.2%
Q1 25
3.8%
1.3%
Q4 24
15.3%
Q3 24
3.1%
2.2%
Q2 24
2.9%
0.4%
Cash Conversion
FHB
FHB
GNE
GNE
Q1 26
Q4 25
4.79×
Q3 25
0.77×
2.07×
Q2 25
1.86×
0.40×
Q1 25
0.62×
1.49×
Q4 24
6.05×
Q3 24
0.96×
2.39×
Q2 24
1.26×
2.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FHB
FHB

Net Interest Income$167.5M76%
Noninterest Income$52.8M24%

GNE
GNE

Sales Channel Directly To Consumer$108.8M79%
Sales Channel Through Intermediary$23.5M17%
Genie Renewables GREW$6.0M4%

Related Comparisons