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Side-by-side financial comparison of FIRST HAWAIIAN, INC. (FHB) and Oil-Dri Corp of America (ODC). Click either name above to swap in a different company.

FIRST HAWAIIAN, INC. is the larger business by last-quarter revenue ($220.3M vs $120.5M, roughly 1.8× Oil-Dri Corp of America). FIRST HAWAIIAN, INC. runs the higher net margin — 30.8% vs 12.8%, a 17.9% gap on every dollar of revenue. Over the past eight quarters, Oil-Dri Corp of America's revenue compounded faster (6.8% CAGR vs 3.8%).

First Hawaiian, Inc. is a bank holding company headquartered in Honolulu, Hawaiʻi. Its principal subsidiary, First Hawaiian Bank, founded in 1858, is Hawaiʻi’s oldest and largest financial institution headquartered in Honolulu at the First Hawaiian Center. The bank has 57 branches throughout Hawaiʻi, three in Guam and one in Saipan. It offers banking services to consumer and commercial customers, including deposit products, lending services and wealth management, insurance, private banking an...

Oil-Dri Corporation of America is a leading manufacturer and marketer of specialty sorbent and clay-based products. Its offerings include industrial spill cleanup absorbents, pet care goods such as cat litter, agricultural soil amendments, and sports field conditioning materials, serving customers across North America and other global commercial markets.

FHB vs ODC — Head-to-Head

Bigger by revenue
FHB
FHB
1.8× larger
FHB
$220.3M
$120.5M
ODC
Higher net margin
FHB
FHB
17.9% more per $
FHB
30.8%
12.8%
ODC
Faster 2-yr revenue CAGR
ODC
ODC
Annualised
ODC
6.8%
3.8%
FHB

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FHB
FHB
ODC
ODC
Revenue
$220.3M
$120.5M
Net Profit
$67.8M
$15.5M
Gross Margin
29.5%
Operating Margin
14.1%
Net Margin
30.8%
12.8%
Revenue YoY
-5.8%
Net Profit YoY
14.4%
-5.6%
EPS (diluted)
$0.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FHB
FHB
ODC
ODC
Q1 26
$220.3M
Q4 25
$225.9M
$120.5M
Q3 25
$226.4M
$125.2M
Q2 25
$217.5M
$115.5M
Q1 25
$211.0M
$116.9M
Q4 24
$188.1M
$127.9M
Q3 24
$210.0M
$113.7M
Q2 24
$204.6M
$106.8M
Net Profit
FHB
FHB
ODC
ODC
Q1 26
$67.8M
Q4 25
$69.9M
$15.5M
Q3 25
$73.8M
$13.1M
Q2 25
$73.2M
$11.6M
Q1 25
$59.2M
$12.9M
Q4 24
$52.5M
$16.4M
Q3 24
$61.5M
$8.5M
Q2 24
$61.9M
$7.8M
Gross Margin
FHB
FHB
ODC
ODC
Q1 26
Q4 25
29.5%
Q3 25
27.8%
Q2 25
28.6%
Q1 25
29.5%
Q4 24
31.9%
Q3 24
29.0%
Q2 24
28.2%
Operating Margin
FHB
FHB
ODC
ODC
Q1 26
Q4 25
41.2%
14.1%
Q3 25
42.5%
12.5%
Q2 25
40.5%
12.0%
Q1 25
36.5%
15.0%
Q4 24
34.4%
16.6%
Q3 24
36.4%
11.3%
Q2 24
39.5%
9.8%
Net Margin
FHB
FHB
ODC
ODC
Q1 26
30.8%
Q4 25
31.0%
12.8%
Q3 25
32.6%
10.4%
Q2 25
33.7%
10.1%
Q1 25
28.1%
11.1%
Q4 24
27.9%
12.8%
Q3 24
29.3%
7.5%
Q2 24
30.3%
7.3%
EPS (diluted)
FHB
FHB
ODC
ODC
Q1 26
$0.55
Q4 25
$0.56
Q3 25
$0.59
Q2 25
$0.58
Q1 25
$0.47
Q4 24
$0.41
Q3 24
$0.48
Q2 24
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FHB
FHB
ODC
ODC
Cash + ST InvestmentsLiquidity on hand
$42.4M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$2.8B
$266.5M
Total Assets
$24.3B
$380.7M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FHB
FHB
ODC
ODC
Q1 26
Q4 25
$42.4M
Q3 25
$50.5M
Q2 25
$36.5M
Q1 25
$22.6M
Q4 24
$12.5M
Q3 24
$23.5M
Q2 24
$46.8M
Total Debt
FHB
FHB
ODC
ODC
Q1 26
$0
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
FHB
FHB
ODC
ODC
Q1 26
$2.8B
Q4 25
$2.8B
$266.5M
Q3 25
$2.7B
$259.1M
Q2 25
$2.7B
$246.9M
Q1 25
$2.6B
$235.9M
Q4 24
$2.6B
$224.0M
Q3 24
$2.6B
$210.6M
Q2 24
$2.6B
$202.9M
Total Assets
FHB
FHB
ODC
ODC
Q1 26
$24.3B
Q4 25
$24.0B
$380.7M
Q3 25
$24.1B
$391.7M
Q2 25
$23.8B
$369.5M
Q1 25
$23.7B
$353.7M
Q4 24
$23.8B
$350.2M
Q3 24
$23.8B
$354.6M
Q2 24
$24.0B
$319.2M
Debt / Equity
FHB
FHB
ODC
ODC
Q1 26
0.00×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FHB
FHB
ODC
ODC
Operating Cash FlowLast quarter
$10.3M
Free Cash FlowOCF − Capex
$1.3M
FCF MarginFCF / Revenue
1.1%
Capex IntensityCapex / Revenue
7.5%
Cash ConversionOCF / Net Profit
0.67×
TTM Free Cash FlowTrailing 4 quarters
$50.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FHB
FHB
ODC
ODC
Q1 26
Q4 25
$335.1M
$10.3M
Q3 25
$57.1M
$25.2M
Q2 25
$136.4M
$22.7M
Q1 25
$36.7M
$21.4M
Q4 24
$317.5M
$10.9M
Q3 24
$58.9M
$23.4M
Q2 24
$78.2M
$19.0M
Free Cash Flow
FHB
FHB
ODC
ODC
Q1 26
Q4 25
$303.3M
$1.3M
Q3 25
$49.5M
$17.1M
Q2 25
$125.2M
$16.0M
Q1 25
$28.6M
$16.4M
Q4 24
$288.7M
$-1.9M
Q3 24
$52.3M
$15.1M
Q2 24
$72.2M
$10.8M
FCF Margin
FHB
FHB
ODC
ODC
Q1 26
Q4 25
134.3%
1.1%
Q3 25
21.9%
13.7%
Q2 25
57.5%
13.8%
Q1 25
13.6%
14.0%
Q4 24
153.5%
-1.5%
Q3 24
24.9%
13.3%
Q2 24
35.3%
10.1%
Capex Intensity
FHB
FHB
ODC
ODC
Q1 26
Q4 25
14.1%
7.5%
Q3 25
3.3%
6.5%
Q2 25
5.2%
5.8%
Q1 25
3.8%
4.3%
Q4 24
15.3%
10.0%
Q3 24
3.1%
7.3%
Q2 24
2.9%
7.7%
Cash Conversion
FHB
FHB
ODC
ODC
Q1 26
Q4 25
4.79×
0.67×
Q3 25
0.77×
1.93×
Q2 25
1.86×
1.95×
Q1 25
0.62×
1.66×
Q4 24
6.05×
0.67×
Q3 24
0.96×
2.74×
Q2 24
1.26×
2.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FHB
FHB

Net Interest Income$167.5M76%
Noninterest Income$52.8M24%

ODC
ODC

Cat Litter$64.6M54%
Fluids Purification$26.7M22%
Agriculturaland Horticultural$12.9M11%
Industrialand Sports$11.6M10%
Animal Healthand Nutrition$4.7M4%

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