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Side-by-side financial comparison of FIRST HAWAIIAN, INC. (FHB) and PAR TECHNOLOGY CORP (PAR). Click either name above to swap in a different company.

FIRST HAWAIIAN, INC. is the larger business by last-quarter revenue ($220.3M vs $120.1M, roughly 1.8× PAR TECHNOLOGY CORP). Over the past eight quarters, PAR TECHNOLOGY CORP's revenue compounded faster (30.9% CAGR vs 3.8%).

First Hawaiian, Inc. is a bank holding company headquartered in Honolulu, Hawaiʻi. Its principal subsidiary, First Hawaiian Bank, founded in 1858, is Hawaiʻi’s oldest and largest financial institution headquartered in Honolulu at the First Hawaiian Center. The bank has 57 branches throughout Hawaiʻi, three in Guam and one in Saipan. It offers banking services to consumer and commercial customers, including deposit products, lending services and wealth management, insurance, private banking an...

PAR Technology Corp is a global provider of point-of-sale systems, restaurant management software, and integrated tech solutions. Its core segments serve food service, hospitality, and government security markets, offering cloud tools to streamline operations, enhance customer experiences, and boost efficiency for enterprise and small-to-medium clients.

FHB vs PAR — Head-to-Head

Bigger by revenue
FHB
FHB
1.8× larger
FHB
$220.3M
$120.1M
PAR
Faster 2-yr revenue CAGR
PAR
PAR
Annualised
PAR
30.9%
3.8%
FHB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FHB
FHB
PAR
PAR
Revenue
$220.3M
$120.1M
Net Profit
$67.8M
Gross Margin
41.2%
Operating Margin
-15.0%
Net Margin
30.8%
Revenue YoY
14.4%
Net Profit YoY
14.4%
EPS (diluted)
$0.55
$-0.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FHB
FHB
PAR
PAR
Q1 26
$220.3M
Q4 25
$225.9M
$120.1M
Q3 25
$226.4M
$119.2M
Q2 25
$217.5M
$112.4M
Q1 25
$211.0M
$103.9M
Q4 24
$188.1M
$105.0M
Q3 24
$210.0M
$96.8M
Q2 24
$204.6M
$78.2M
Net Profit
FHB
FHB
PAR
PAR
Q1 26
$67.8M
Q4 25
$69.9M
Q3 25
$73.8M
$-18.2M
Q2 25
$73.2M
$-21.0M
Q1 25
$59.2M
$-24.4M
Q4 24
$52.5M
Q3 24
$61.5M
$-19.8M
Q2 24
$61.9M
$54.2M
Gross Margin
FHB
FHB
PAR
PAR
Q1 26
Q4 25
41.2%
Q3 25
41.3%
Q2 25
45.4%
Q1 25
46.5%
Q4 24
42.9%
Q3 24
44.5%
Q2 24
41.0%
Operating Margin
FHB
FHB
PAR
PAR
Q1 26
Q4 25
41.2%
-15.0%
Q3 25
42.5%
-14.8%
Q2 25
40.5%
-15.4%
Q1 25
36.5%
-15.2%
Q4 24
34.4%
-15.6%
Q3 24
36.4%
-15.7%
Q2 24
39.5%
-26.5%
Net Margin
FHB
FHB
PAR
PAR
Q1 26
30.8%
Q4 25
31.0%
Q3 25
32.6%
-15.3%
Q2 25
33.7%
-18.7%
Q1 25
28.1%
-23.4%
Q4 24
27.9%
Q3 24
29.3%
-20.5%
Q2 24
30.3%
69.3%
EPS (diluted)
FHB
FHB
PAR
PAR
Q1 26
$0.55
Q4 25
$0.56
$-0.52
Q3 25
$0.59
$-0.45
Q2 25
$0.58
$-0.52
Q1 25
$0.47
$-0.60
Q4 24
$0.41
$-0.56
Q3 24
$0.48
$-0.56
Q2 24
$0.48
$1.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FHB
FHB
PAR
PAR
Cash + ST InvestmentsLiquidity on hand
$80.1M
Total DebtLower is stronger
$0
$394.0M
Stockholders' EquityBook value
$2.8B
$825.1M
Total Assets
$24.3B
$1.4B
Debt / EquityLower = less leverage
0.00×
0.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FHB
FHB
PAR
PAR
Q1 26
Q4 25
$80.1M
Q3 25
$93.0M
Q2 25
$85.7M
Q1 25
$92.2M
Q4 24
$108.6M
Q3 24
$118.4M
Q2 24
$142.5M
Total Debt
FHB
FHB
PAR
PAR
Q1 26
$0
Q4 25
$394.0M
Q3 25
$393.4M
Q2 25
$392.8M
Q1 25
$392.3M
Q4 24
$368.4M
Q3 24
$466.7M
Q2 24
$378.7M
Stockholders' Equity
FHB
FHB
PAR
PAR
Q1 26
$2.8B
Q4 25
$2.8B
$825.1M
Q3 25
$2.7B
$838.0M
Q2 25
$2.7B
$859.1M
Q1 25
$2.6B
$852.0M
Q4 24
$2.6B
$871.7M
Q3 24
$2.6B
$692.7M
Q2 24
$2.6B
$588.3M
Total Assets
FHB
FHB
PAR
PAR
Q1 26
$24.3B
Q4 25
$24.0B
$1.4B
Q3 25
$24.1B
$1.4B
Q2 25
$23.8B
$1.4B
Q1 25
$23.7B
$1.4B
Q4 24
$23.8B
$1.4B
Q3 24
$23.8B
$1.3B
Q2 24
$24.0B
$1.1B
Debt / Equity
FHB
FHB
PAR
PAR
Q1 26
0.00×
Q4 25
0.48×
Q3 25
0.47×
Q2 25
0.46×
Q1 25
0.46×
Q4 24
0.42×
Q3 24
0.67×
Q2 24
0.64×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FHB
FHB
PAR
PAR
Operating Cash FlowLast quarter
$-11.8M
Free Cash FlowOCF − Capex
$-12.5M
FCF MarginFCF / Revenue
-10.4%
Capex IntensityCapex / Revenue
0.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-30.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FHB
FHB
PAR
PAR
Q1 26
Q4 25
$335.1M
$-11.8M
Q3 25
$57.1M
$8.4M
Q2 25
$136.4M
$-6.6M
Q1 25
$36.7M
$-17.2M
Q4 24
$317.5M
$3.4M
Q3 24
$58.9M
$8.8M
Q2 24
$78.2M
$-13.8M
Free Cash Flow
FHB
FHB
PAR
PAR
Q1 26
Q4 25
$303.3M
$-12.5M
Q3 25
$49.5M
$7.0M
Q2 25
$125.2M
$-7.4M
Q1 25
$28.6M
$-17.6M
Q4 24
$288.7M
$3.2M
Q3 24
$52.3M
$8.4M
Q2 24
$72.2M
$-14.2M
FCF Margin
FHB
FHB
PAR
PAR
Q1 26
Q4 25
134.3%
-10.4%
Q3 25
21.9%
5.9%
Q2 25
57.5%
-6.6%
Q1 25
13.6%
-16.9%
Q4 24
153.5%
3.0%
Q3 24
24.9%
8.7%
Q2 24
35.3%
-18.2%
Capex Intensity
FHB
FHB
PAR
PAR
Q1 26
Q4 25
14.1%
0.7%
Q3 25
3.3%
1.1%
Q2 25
5.2%
0.7%
Q1 25
3.8%
0.4%
Q4 24
15.3%
0.2%
Q3 24
3.1%
0.4%
Q2 24
2.9%
0.5%
Cash Conversion
FHB
FHB
PAR
PAR
Q1 26
Q4 25
4.79×
Q3 25
0.77×
Q2 25
1.86×
Q1 25
0.62×
Q4 24
6.05×
Q3 24
0.96×
Q2 24
1.26×
-0.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FHB
FHB

Net Interest Income$167.5M76%
Noninterest Income$52.8M24%

PAR
PAR

Subscription Service$76.1M63%
Hardware$27.8M23%
Professional Service$16.2M13%

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