vs

Side-by-side financial comparison of FIRST HAWAIIAN, INC. (FHB) and Gentherm Inc (THRM). Click either name above to swap in a different company.

Gentherm Inc is the larger business by last-quarter revenue ($382.8M vs $220.3M, roughly 1.7× FIRST HAWAIIAN, INC.). FIRST HAWAIIAN, INC. runs the higher net margin — 30.8% vs 0.8%, a 30.0% gap on every dollar of revenue. Over the past eight quarters, FIRST HAWAIIAN, INC.'s revenue compounded faster (3.8% CAGR vs 3.7%).

First Hawaiian, Inc. is a bank holding company headquartered in Honolulu, Hawaiʻi. Its principal subsidiary, First Hawaiian Bank, founded in 1858, is Hawaiʻi’s oldest and largest financial institution headquartered in Honolulu at the First Hawaiian Center. The bank has 57 branches throughout Hawaiʻi, three in Guam and one in Saipan. It offers banking services to consumer and commercial customers, including deposit products, lending services and wealth management, insurance, private banking an...

Gentherm Incorporated, formerly Amerigon, is an American thermal management technologies company. Gentherm created the first thermoelectrically heated and cooled seat system for the automotive industry. Called the "Climate Control Seat" system, it was first adopted by the Ford Motor Company and introduced as an option on the model year 2000 Lincoln Navigator in 1999. Today it is available on more than 50 vehicles sold by Ford, General Motors, Toyota (Lexus), Kia, Hyundai, Nissan (Infiniti), R...

FHB vs THRM — Head-to-Head

Bigger by revenue
THRM
THRM
1.7× larger
THRM
$382.8M
$220.3M
FHB
Higher net margin
FHB
FHB
30.0% more per $
FHB
30.8%
0.8%
THRM
Faster 2-yr revenue CAGR
FHB
FHB
Annualised
FHB
3.8%
3.7%
THRM

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FHB
FHB
THRM
THRM
Revenue
$220.3M
$382.8M
Net Profit
$67.8M
$3.0M
Gross Margin
23.7%
Operating Margin
4.6%
Net Margin
30.8%
0.8%
Revenue YoY
8.5%
Net Profit YoY
14.4%
-80.5%
EPS (diluted)
$0.55
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FHB
FHB
THRM
THRM
Q1 26
$220.3M
Q4 25
$225.9M
$382.8M
Q3 25
$226.4M
$386.9M
Q2 25
$217.5M
$375.1M
Q1 25
$211.0M
$353.9M
Q4 24
$188.1M
$352.9M
Q3 24
$210.0M
$371.5M
Q2 24
$204.6M
$375.7M
Net Profit
FHB
FHB
THRM
THRM
Q1 26
$67.8M
Q4 25
$69.9M
$3.0M
Q3 25
$73.8M
$14.9M
Q2 25
$73.2M
$477.0K
Q1 25
$59.2M
$-128.0K
Q4 24
$52.5M
$15.3M
Q3 24
$61.5M
$16.0M
Q2 24
$61.9M
$18.9M
Gross Margin
FHB
FHB
THRM
THRM
Q1 26
Q4 25
23.7%
Q3 25
24.6%
Q2 25
23.9%
Q1 25
24.4%
Q4 24
24.4%
Q3 24
25.5%
Q2 24
25.7%
Operating Margin
FHB
FHB
THRM
THRM
Q1 26
Q4 25
41.2%
4.6%
Q3 25
42.5%
6.2%
Q2 25
40.5%
6.4%
Q1 25
36.5%
4.8%
Q4 24
34.4%
6.7%
Q3 24
36.4%
8.7%
Q2 24
39.5%
8.8%
Net Margin
FHB
FHB
THRM
THRM
Q1 26
30.8%
Q4 25
31.0%
0.8%
Q3 25
32.6%
3.9%
Q2 25
33.7%
0.1%
Q1 25
28.1%
-0.0%
Q4 24
27.9%
4.3%
Q3 24
29.3%
4.3%
Q2 24
30.3%
5.0%
EPS (diluted)
FHB
FHB
THRM
THRM
Q1 26
$0.55
Q4 25
$0.56
$0.08
Q3 25
$0.59
$0.49
Q2 25
$0.58
$0.02
Q1 25
$0.47
$0.00
Q4 24
$0.41
$0.48
Q3 24
$0.48
$0.51
Q2 24
$0.48
$0.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FHB
FHB
THRM
THRM
Cash + ST InvestmentsLiquidity on hand
$160.8M
Total DebtLower is stronger
$0
$189.0M
Stockholders' EquityBook value
$2.8B
$720.3M
Total Assets
$24.3B
$1.4B
Debt / EquityLower = less leverage
0.00×
0.26×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FHB
FHB
THRM
THRM
Q1 26
Q4 25
$160.8M
Q3 25
$154.3M
Q2 25
$128.3M
Q1 25
$163.1M
Q4 24
$134.1M
Q3 24
$150.6M
Q2 24
$123.5M
Total Debt
FHB
FHB
THRM
THRM
Q1 26
$0
Q4 25
$189.0M
Q3 25
$189.0M
Q2 25
$209.0M
Q1 25
$262.0M
Q4 24
$220.1M
Q3 24
$222.1M
Q2 24
$222.1M
Stockholders' Equity
FHB
FHB
THRM
THRM
Q1 26
$2.8B
Q4 25
$2.8B
$720.3M
Q3 25
$2.7B
$717.9M
Q2 25
$2.7B
$699.7M
Q1 25
$2.6B
$646.5M
Q4 24
$2.6B
$616.9M
Q3 24
$2.6B
$660.7M
Q2 24
$2.6B
$640.3M
Total Assets
FHB
FHB
THRM
THRM
Q1 26
$24.3B
Q4 25
$24.0B
$1.4B
Q3 25
$24.1B
$1.4B
Q2 25
$23.8B
$1.4B
Q1 25
$23.7B
$1.3B
Q4 24
$23.8B
$1.2B
Q3 24
$23.8B
$1.3B
Q2 24
$24.0B
$1.2B
Debt / Equity
FHB
FHB
THRM
THRM
Q1 26
0.00×
Q4 25
0.26×
Q3 25
0.26×
Q2 25
0.30×
Q1 25
0.41×
Q4 24
0.36×
Q3 24
0.34×
Q2 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FHB
FHB
THRM
THRM
Operating Cash FlowLast quarter
$29.0M
Free Cash FlowOCF − Capex
$6.7M
FCF MarginFCF / Revenue
1.7%
Capex IntensityCapex / Revenue
5.8%
Cash ConversionOCF / Net Profit
9.70×
TTM Free Cash FlowTrailing 4 quarters
$61.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FHB
FHB
THRM
THRM
Q1 26
Q4 25
$335.1M
$29.0M
Q3 25
$57.1M
$56.1M
Q2 25
$136.4M
$45.0M
Q1 25
$36.7M
$-13.3M
Q4 24
$317.5M
$36.6M
Q3 24
$58.9M
$46.3M
Q2 24
$78.2M
$37.1M
Free Cash Flow
FHB
FHB
THRM
THRM
Q1 26
Q4 25
$303.3M
$6.7M
Q3 25
$49.5M
$46.5M
Q2 25
$125.2M
$36.2M
Q1 25
$28.6M
$-28.2M
Q4 24
$288.7M
$13.6M
Q3 24
$52.3M
$26.6M
Q2 24
$72.2M
$17.8M
FCF Margin
FHB
FHB
THRM
THRM
Q1 26
Q4 25
134.3%
1.7%
Q3 25
21.9%
12.0%
Q2 25
57.5%
9.6%
Q1 25
13.6%
-8.0%
Q4 24
153.5%
3.9%
Q3 24
24.9%
7.2%
Q2 24
35.3%
4.7%
Capex Intensity
FHB
FHB
THRM
THRM
Q1 26
Q4 25
14.1%
5.8%
Q3 25
3.3%
2.5%
Q2 25
5.2%
2.4%
Q1 25
3.8%
4.2%
Q4 24
15.3%
6.5%
Q3 24
3.1%
5.3%
Q2 24
2.9%
5.2%
Cash Conversion
FHB
FHB
THRM
THRM
Q1 26
Q4 25
4.79×
9.70×
Q3 25
0.77×
3.75×
Q2 25
1.86×
94.43×
Q1 25
0.62×
Q4 24
6.05×
2.39×
Q3 24
0.96×
2.90×
Q2 24
1.26×
1.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FHB
FHB

Net Interest Income$167.5M76%
Noninterest Income$52.8M24%

THRM
THRM

Climate Control Seats$200.9M52%
Lumbar And Massage Comfort Solutions$58.5M15%
Climate Control Interiors$50.3M13%
Other Automotive$27.6M7%
Valve Systems$24.1M6%
Medical Segments$13.9M4%
Climate And Comfort Electronics$7.4M2%

Related Comparisons