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Side-by-side financial comparison of FIRST HORIZON CORP (FHN) and KB HOME (KBH). Click either name above to swap in a different company.
KB HOME is the larger business by last-quarter revenue ($1.7B vs $888.0M, roughly 1.9× FIRST HORIZON CORP). FIRST HORIZON CORP runs the higher net margin — 29.4% vs 6.0%, a 23.4% gap on every dollar of revenue. On growth, FIRST HORIZON CORP posted the faster year-over-year revenue change (21.8% vs -15.3%). FIRST HORIZON CORP produced more free cash flow last quarter ($389.0M vs $290.1M). Over the past eight quarters, FIRST HORIZON CORP's revenue compounded faster (20.0% CAGR vs 7.4%).
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
KB Home is an American homebuilding company founded in 1957 as Kaufman & Broad in Detroit, Michigan. It was the first company to be traded on the New York Stock Exchange as a home builder. Its headquarters are in Los Angeles, California.
FHN vs KBH — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $888.0M | $1.7B |
| Net Profit | $261.0M | $101.5M |
| Gross Margin | — | — |
| Operating Margin | 38.5% | — |
| Net Margin | 29.4% | 6.0% |
| Revenue YoY | 21.8% | -15.3% |
| Net Profit YoY | 57.2% | -46.7% |
| EPS (diluted) | $0.51 | $1.55 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $888.0M | $1.7B | ||
| Q3 25 | $889.0M | $1.6B | ||
| Q2 25 | $830.0M | $1.5B | ||
| Q1 25 | $812.0M | $1.4B | ||
| Q4 24 | $729.0M | $2.0B | ||
| Q3 24 | $827.0M | $1.8B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | $819.0M | $1.5B |
| Q4 25 | $261.0M | $101.5M | ||
| Q3 25 | $262.0M | $109.8M | ||
| Q2 25 | $241.0M | $107.9M | ||
| Q1 25 | $218.0M | $109.6M | ||
| Q4 24 | $166.0M | $190.6M | ||
| Q3 24 | $218.0M | $157.3M | ||
| Q2 24 | — | $168.4M | ||
| Q1 24 | $192.0M | $138.7M |
| Q4 25 | 38.5% | — | ||
| Q3 25 | 38.7% | — | ||
| Q2 25 | 37.2% | — | ||
| Q1 25 | 35.1% | — | ||
| Q4 24 | 28.8% | — | ||
| Q3 24 | 34.0% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 31.0% | — |
| Q4 25 | 29.4% | 6.0% | ||
| Q3 25 | 29.5% | 6.8% | ||
| Q2 25 | 29.0% | 7.1% | ||
| Q1 25 | 26.8% | 7.9% | ||
| Q4 24 | 22.8% | 9.5% | ||
| Q3 24 | 26.4% | 9.0% | ||
| Q2 24 | — | 9.9% | ||
| Q1 24 | 23.4% | 9.4% |
| Q4 25 | $0.51 | $1.55 | ||
| Q3 25 | $0.50 | $1.61 | ||
| Q2 25 | $0.45 | $1.50 | ||
| Q1 25 | $0.41 | $1.49 | ||
| Q4 24 | $0.29 | $2.50 | ||
| Q3 24 | $0.40 | $2.04 | ||
| Q2 24 | — | $2.15 | ||
| Q1 24 | $0.33 | $1.76 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $8.8B | $3.9B |
| Total Assets | $83.9B | $6.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.8B | $3.9B | ||
| Q3 25 | $8.9B | $3.9B | ||
| Q2 25 | $9.0B | $4.0B | ||
| Q1 25 | $8.7B | $4.1B | ||
| Q4 24 | $8.8B | $4.1B | ||
| Q3 24 | $9.0B | $4.0B | ||
| Q2 24 | — | $4.0B | ||
| Q1 24 | $8.9B | $3.9B |
| Q4 25 | $83.9B | $6.7B | ||
| Q3 25 | $83.2B | $7.0B | ||
| Q2 25 | $82.1B | $7.0B | ||
| Q1 25 | $81.5B | $7.0B | ||
| Q4 24 | $82.2B | $6.9B | ||
| Q3 24 | $82.6B | $6.8B | ||
| Q2 24 | — | $6.8B | ||
| Q1 24 | $81.8B | $6.7B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $396.0M | $303.8M |
| Free Cash FlowOCF − Capex | $389.0M | $290.1M |
| FCF MarginFCF / Revenue | 43.8% | 17.1% |
| Capex IntensityCapex / Revenue | 0.8% | 0.8% |
| Cash ConversionOCF / Net Profit | 1.52× | 2.99× |
| TTM Free Cash FlowTrailing 4 quarters | $595.0M | $287.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $396.0M | $303.8M | ||
| Q3 25 | $-200.0M | $197.7M | ||
| Q2 25 | $83.0M | $168.4M | ||
| Q1 25 | $349.0M | $-334.3M | ||
| Q4 24 | $191.0M | $362.6M | ||
| Q3 24 | $389.0M | $-89.9M | ||
| Q2 24 | — | $61.5M | ||
| Q1 24 | $838.0M | $28.5M |
| Q4 25 | $389.0M | $290.1M | ||
| Q3 25 | $-208.0M | $185.8M | ||
| Q2 25 | $74.0M | $156.9M | ||
| Q1 25 | $340.0M | $-345.5M | ||
| Q4 24 | $174.0M | $352.6M | ||
| Q3 24 | $383.0M | $-99.4M | ||
| Q2 24 | — | $51.2M | ||
| Q1 24 | $828.0M | $19.1M |
| Q4 25 | 43.8% | 17.1% | ||
| Q3 25 | -23.4% | 11.5% | ||
| Q2 25 | 8.9% | 10.3% | ||
| Q1 25 | 41.9% | -24.8% | ||
| Q4 24 | 23.9% | 17.6% | ||
| Q3 24 | 46.3% | -5.7% | ||
| Q2 24 | — | 3.0% | ||
| Q1 24 | 101.1% | 1.3% |
| Q4 25 | 0.8% | 0.8% | ||
| Q3 25 | 0.9% | 0.7% | ||
| Q2 25 | 1.1% | 0.8% | ||
| Q1 25 | 1.1% | 0.8% | ||
| Q4 24 | 2.3% | 0.5% | ||
| Q3 24 | 0.7% | 0.5% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | 1.2% | 0.6% |
| Q4 25 | 1.52× | 2.99× | ||
| Q3 25 | -0.76× | 1.80× | ||
| Q2 25 | 0.34× | 1.56× | ||
| Q1 25 | 1.60× | -3.05× | ||
| Q4 24 | 1.15× | 1.90× | ||
| Q3 24 | 1.78× | -0.57× | ||
| Q2 24 | — | 0.37× | ||
| Q1 24 | 4.36× | 0.21× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
KBH
| Home Building | $1.7B | 99% |
| Financial Service | $8.7M | 1% |
