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Side-by-side financial comparison of FIRST HORIZON CORP (FHN) and PRICESMART INC (PSMT). Click either name above to swap in a different company.
PRICESMART INC is the larger business by last-quarter revenue ($1.4B vs $888.0M, roughly 1.6× FIRST HORIZON CORP). FIRST HORIZON CORP runs the higher net margin — 29.4% vs 2.9%, a 26.5% gap on every dollar of revenue. On growth, FIRST HORIZON CORP posted the faster year-over-year revenue change (21.8% vs 9.9%). FIRST HORIZON CORP produced more free cash flow last quarter ($389.0M vs $32.6M). Over the past eight quarters, FIRST HORIZON CORP's revenue compounded faster (20.0% CAGR vs 3.5%).
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
PRICESMART INCPSMTEarnings & Financial Report
PriceSmart, Inc. is a United States based operator of membership warehouse clubs in Central America, the Caribbean, and South America. PriceSmart was founded by Sol and Robert Price, founders of Price Club; Robert Price is chairman of the board.
FHN vs PSMT — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $888.0M | $1.4B |
| Net Profit | $261.0M | $40.2M |
| Gross Margin | — | 17.7% |
| Operating Margin | 38.5% | 4.6% |
| Net Margin | 29.4% | 2.9% |
| Revenue YoY | 21.8% | 9.9% |
| Net Profit YoY | 57.2% | 7.3% |
| EPS (diluted) | $0.51 | $1.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $888.0M | $1.4B | ||
| Q3 25 | $889.0M | $1.3B | ||
| Q2 25 | $830.0M | $1.3B | ||
| Q1 25 | $812.0M | $1.4B | ||
| Q4 24 | $729.0M | $1.3B | ||
| Q3 24 | $827.0M | $1.2B | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | $819.0M | $1.3B |
| Q4 25 | $261.0M | $40.2M | ||
| Q3 25 | $262.0M | $31.5M | ||
| Q2 25 | $241.0M | $35.2M | ||
| Q1 25 | $218.0M | $43.8M | ||
| Q4 24 | $166.0M | $37.4M | ||
| Q3 24 | $218.0M | $29.1M | ||
| Q2 24 | — | $32.5M | ||
| Q1 24 | $192.0M | $39.3M |
| Q4 25 | — | 17.7% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 17.1% | ||
| Q4 24 | — | 17.4% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 38.5% | 4.6% | ||
| Q3 25 | 38.7% | 4.0% | ||
| Q2 25 | 37.2% | 4.3% | ||
| Q1 25 | 35.1% | 4.8% | ||
| Q4 24 | 28.8% | 4.6% | ||
| Q3 24 | 34.0% | 4.0% | ||
| Q2 24 | — | 4.1% | ||
| Q1 24 | 31.0% | 4.9% |
| Q4 25 | 29.4% | 2.9% | ||
| Q3 25 | 29.5% | 2.4% | ||
| Q2 25 | 29.0% | 2.7% | ||
| Q1 25 | 26.8% | 3.2% | ||
| Q4 24 | 22.8% | 3.0% | ||
| Q3 24 | 26.4% | 2.4% | ||
| Q2 24 | — | 2.6% | ||
| Q1 24 | 23.4% | 3.0% |
| Q4 25 | $0.51 | $1.29 | ||
| Q3 25 | $0.50 | $1.02 | ||
| Q2 25 | $0.45 | $1.14 | ||
| Q1 25 | $0.41 | $1.45 | ||
| Q4 24 | $0.29 | $1.21 | ||
| Q3 24 | $0.40 | $0.94 | ||
| Q2 24 | — | $1.08 | ||
| Q1 24 | $0.33 | $1.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $320.6M |
| Total DebtLower is stronger | — | $180.3M |
| Stockholders' EquityBook value | $8.8B | $1.3B |
| Total Assets | $83.9B | $2.4B |
| Debt / EquityLower = less leverage | — | 0.14× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $320.6M | ||
| Q3 25 | — | $314.2M | ||
| Q2 25 | — | $262.4M | ||
| Q1 25 | — | $247.3M | ||
| Q4 24 | — | $222.2M | ||
| Q3 24 | — | $225.5M | ||
| Q2 24 | — | $228.2M | ||
| Q1 24 | — | $264.2M |
| Q4 25 | — | $180.3M | ||
| Q3 25 | — | $186.6M | ||
| Q2 25 | — | $103.1M | ||
| Q1 25 | — | $107.1M | ||
| Q4 24 | — | $115.6M | ||
| Q3 24 | — | $130.4M | ||
| Q2 24 | — | $135.1M | ||
| Q1 24 | — | $140.0M |
| Q4 25 | $8.8B | $1.3B | ||
| Q3 25 | $8.9B | $1.2B | ||
| Q2 25 | $9.0B | $1.2B | ||
| Q1 25 | $8.7B | $1.2B | ||
| Q4 24 | $8.8B | $1.2B | ||
| Q3 24 | $9.0B | $1.1B | ||
| Q2 24 | — | $1.1B | ||
| Q1 24 | $8.9B | $1.1B |
| Q4 25 | $83.9B | $2.4B | ||
| Q3 25 | $83.2B | $2.3B | ||
| Q2 25 | $82.1B | $2.1B | ||
| Q1 25 | $81.5B | $2.1B | ||
| Q4 24 | $82.2B | $2.1B | ||
| Q3 24 | $82.6B | $2.0B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | $81.8B | $2.0B |
| Q4 25 | — | 0.14× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.08× | ||
| Q1 25 | — | 0.09× | ||
| Q4 24 | — | 0.10× | ||
| Q3 24 | — | 0.12× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 0.13× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $396.0M | $71.2M |
| Free Cash FlowOCF − Capex | $389.0M | $32.6M |
| FCF MarginFCF / Revenue | 43.8% | 2.4% |
| Capex IntensityCapex / Revenue | 0.8% | 2.8% |
| Cash ConversionOCF / Net Profit | 1.52× | 1.77× |
| TTM Free Cash FlowTrailing 4 quarters | $595.0M | $125.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $396.0M | $71.2M | ||
| Q3 25 | $-200.0M | $82.1M | ||
| Q2 25 | $83.0M | $52.8M | ||
| Q1 25 | $349.0M | $87.9M | ||
| Q4 24 | $191.0M | $38.5M | ||
| Q3 24 | $389.0M | $41.8M | ||
| Q2 24 | — | $38.1M | ||
| Q1 24 | $838.0M | $86.6M |
| Q4 25 | $389.0M | $32.6M | ||
| Q3 25 | $-208.0M | $25.6M | ||
| Q2 25 | $74.0M | $14.0M | ||
| Q1 25 | $340.0M | $53.2M | ||
| Q4 24 | $174.0M | $10.3M | ||
| Q3 24 | $383.0M | $15.2M | ||
| Q2 24 | — | $-308.0K | ||
| Q1 24 | $828.0M | $16.4M |
| Q4 25 | 43.8% | 2.4% | ||
| Q3 25 | -23.4% | 1.9% | ||
| Q2 25 | 8.9% | 1.1% | ||
| Q1 25 | 41.9% | 3.9% | ||
| Q4 24 | 23.9% | 0.8% | ||
| Q3 24 | 46.3% | 1.2% | ||
| Q2 24 | — | -0.0% | ||
| Q1 24 | 101.1% | 1.3% |
| Q4 25 | 0.8% | 2.8% | ||
| Q3 25 | 0.9% | 4.2% | ||
| Q2 25 | 1.1% | 2.9% | ||
| Q1 25 | 1.1% | 2.5% | ||
| Q4 24 | 2.3% | 2.2% | ||
| Q3 24 | 0.7% | 2.2% | ||
| Q2 24 | — | 3.1% | ||
| Q1 24 | 1.2% | 5.4% |
| Q4 25 | 1.52× | 1.77× | ||
| Q3 25 | -0.76× | 2.60× | ||
| Q2 25 | 0.34× | 1.50× | ||
| Q1 25 | 1.60× | 2.01× | ||
| Q4 24 | 1.15× | 1.03× | ||
| Q3 24 | 1.78× | 1.44× | ||
| Q2 24 | — | 1.17× | ||
| Q1 24 | 4.36× | 2.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
PSMT
| Fresh Foods | $454.9M | 33% |
| Caribbean Operations Segment | $396.5M | 29% |
| Colombia Operations Segment | $204.1M | 15% |
| Hardlines | $162.6M | 12% |
| Softlines | $99.8M | 7% |
| ship Income Member | $24.5M | 2% |
| Health Services | $14.5M | 1% |
| Other Revenue And Income | $4.2M | 0% |
| United States Operations Segment | $510.0K | 0% |
| Export Sales | $359.0K | 0% |
