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Side-by-side financial comparison of FIRST HORIZON CORP (FHN) and Schneider National, Inc. (SNDR). Click either name above to swap in a different company.
Schneider National, Inc. is the larger business by last-quarter revenue ($1.4B vs $888.0M, roughly 1.6× FIRST HORIZON CORP). FIRST HORIZON CORP runs the higher net margin — 29.4% vs 1.6%, a 27.8% gap on every dollar of revenue. On growth, FIRST HORIZON CORP posted the faster year-over-year revenue change (21.8% vs 4.5%). FIRST HORIZON CORP produced more free cash flow last quarter ($389.0M vs $145.5M). Over the past eight quarters, FIRST HORIZON CORP's revenue compounded faster (20.0% CAGR vs 3.0%).
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
Schneider National, Inc. is an American transportation company that provides truckload, intermodal, and logistics services. Schneider's services include regional, long-haul, expedited, dedicated, bulk, intermodal, brokerage, cross-dock logistics, pool point distribution, supply chain management, and port logistics.
FHN vs SNDR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $888.0M | $1.4B |
| Net Profit | $261.0M | $22.1M |
| Gross Margin | — | — |
| Operating Margin | 38.5% | 2.6% |
| Net Margin | 29.4% | 1.6% |
| Revenue YoY | 21.8% | 4.5% |
| Net Profit YoY | 57.2% | -32.2% |
| EPS (diluted) | $0.51 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $888.0M | $1.4B | ||
| Q3 25 | $889.0M | $1.5B | ||
| Q2 25 | $830.0M | $1.4B | ||
| Q1 25 | $812.0M | $1.4B | ||
| Q4 24 | $729.0M | $1.3B | ||
| Q3 24 | $827.0M | $1.3B | ||
| Q2 24 | — | $1.3B | ||
| Q1 24 | $819.0M | $1.3B |
| Q4 25 | $261.0M | $22.1M | ||
| Q3 25 | $262.0M | $19.4M | ||
| Q2 25 | $241.0M | $36.0M | ||
| Q1 25 | $218.0M | $26.1M | ||
| Q4 24 | $166.0M | $32.6M | ||
| Q3 24 | $218.0M | $30.6M | ||
| Q2 24 | — | $35.3M | ||
| Q1 24 | $192.0M | $18.5M |
| Q4 25 | 38.5% | 2.6% | ||
| Q3 25 | 38.7% | 2.4% | ||
| Q2 25 | 37.2% | 3.9% | ||
| Q1 25 | 35.1% | 3.0% | ||
| Q4 24 | 28.8% | 3.2% | ||
| Q3 24 | 34.0% | 3.3% | ||
| Q2 24 | — | 3.9% | ||
| Q1 24 | 31.0% | 2.2% |
| Q4 25 | 29.4% | 1.6% | ||
| Q3 25 | 29.5% | 1.3% | ||
| Q2 25 | 29.0% | 2.5% | ||
| Q1 25 | 26.8% | 1.9% | ||
| Q4 24 | 22.8% | 2.4% | ||
| Q3 24 | 26.4% | 2.3% | ||
| Q2 24 | — | 2.7% | ||
| Q1 24 | 23.4% | 1.4% |
| Q4 25 | $0.51 | $0.13 | ||
| Q3 25 | $0.50 | $0.11 | ||
| Q2 25 | $0.45 | $0.20 | ||
| Q1 25 | $0.41 | $0.15 | ||
| Q4 24 | $0.29 | $0.19 | ||
| Q3 24 | $0.40 | $0.17 | ||
| Q2 24 | — | $0.20 | ||
| Q1 24 | $0.33 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $41.8M |
| Total DebtLower is stronger | — | $390.9M |
| Stockholders' EquityBook value | $8.8B | $3.0B |
| Total Assets | $83.9B | $4.8B |
| Debt / EquityLower = less leverage | — | 0.13× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $41.8M | ||
| Q3 25 | — | $235.7M | ||
| Q2 25 | — | $205.1M | ||
| Q1 25 | — | $154.3M | ||
| Q4 24 | — | $165.5M | ||
| Q3 24 | — | $231.6M | ||
| Q2 24 | — | $157.2M | ||
| Q1 24 | — | $124.2M |
| Q4 25 | — | $390.9M | ||
| Q3 25 | — | $509.8M | ||
| Q2 25 | — | $512.7M | ||
| Q1 25 | — | $565.8M | ||
| Q4 24 | — | $420.8M | ||
| Q3 24 | — | $124.7M | ||
| Q2 24 | — | $125.8M | ||
| Q1 24 | — | $96.6M |
| Q4 25 | $8.8B | $3.0B | ||
| Q3 25 | $8.9B | $3.0B | ||
| Q2 25 | $9.0B | $3.0B | ||
| Q1 25 | $8.7B | $3.0B | ||
| Q4 24 | $8.8B | $3.0B | ||
| Q3 24 | $9.0B | $3.0B | ||
| Q2 24 | — | $3.0B | ||
| Q1 24 | $8.9B | $2.9B |
| Q4 25 | $83.9B | $4.8B | ||
| Q3 25 | $83.2B | $5.0B | ||
| Q2 25 | $82.1B | $5.0B | ||
| Q1 25 | $81.5B | $5.0B | ||
| Q4 24 | $82.2B | $4.9B | ||
| Q3 24 | $82.6B | $4.6B | ||
| Q2 24 | — | $4.5B | ||
| Q1 24 | $81.8B | $4.6B |
| Q4 25 | — | 0.13× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.04× | ||
| Q1 24 | — | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $396.0M | $186.0M |
| Free Cash FlowOCF − Capex | $389.0M | $145.5M |
| FCF MarginFCF / Revenue | 43.8% | 10.4% |
| Capex IntensityCapex / Revenue | 0.8% | 2.9% |
| Cash ConversionOCF / Net Profit | 1.52× | 8.42× |
| TTM Free Cash FlowTrailing 4 quarters | $595.0M | $285.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $396.0M | $186.0M | ||
| Q3 25 | $-200.0M | $184.2M | ||
| Q2 25 | $83.0M | $175.5M | ||
| Q1 25 | $349.0M | $91.7M | ||
| Q4 24 | $191.0M | $199.5M | ||
| Q3 24 | $389.0M | $206.4M | ||
| Q2 24 | — | $182.6M | ||
| Q1 24 | $838.0M | $97.6M |
| Q4 25 | $389.0M | $145.5M | ||
| Q3 25 | $-208.0M | $56.2M | ||
| Q2 25 | $74.0M | $106.4M | ||
| Q1 25 | $340.0M | $-22.7M | ||
| Q4 24 | $174.0M | $113.6M | ||
| Q3 24 | $383.0M | $98.7M | ||
| Q2 24 | — | $85.5M | ||
| Q1 24 | $828.0M | $-25.7M |
| Q4 25 | 43.8% | 10.4% | ||
| Q3 25 | -23.4% | 3.9% | ||
| Q2 25 | 8.9% | 7.5% | ||
| Q1 25 | 41.9% | -1.6% | ||
| Q4 24 | 23.9% | 8.5% | ||
| Q3 24 | 46.3% | 7.5% | ||
| Q2 24 | — | 6.5% | ||
| Q1 24 | 101.1% | -1.9% |
| Q4 25 | 0.8% | 2.9% | ||
| Q3 25 | 0.9% | 8.8% | ||
| Q2 25 | 1.1% | 4.9% | ||
| Q1 25 | 1.1% | 8.2% | ||
| Q4 24 | 2.3% | 6.4% | ||
| Q3 24 | 0.7% | 8.2% | ||
| Q2 24 | — | 7.4% | ||
| Q1 24 | 1.2% | 9.3% |
| Q4 25 | 1.52× | 8.42× | ||
| Q3 25 | -0.76× | 9.49× | ||
| Q2 25 | 0.34× | 4.88× | ||
| Q1 25 | 1.60× | 3.51× | ||
| Q4 24 | 1.15× | 6.12× | ||
| Q3 24 | 1.78× | 6.75× | ||
| Q2 24 | — | 5.17× | ||
| Q1 24 | 4.36× | 5.28× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
SNDR
| Transportation | $1.3B | 93% |
| Logistics Management | $52.3M | 4% |
| Other | $46.2M | 3% |
