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Side-by-side financial comparison of FIRST INTERSTATE BANCSYSTEM INC (FIBK) and Metallus Inc. (MTUS). Click either name above to swap in a different company.
FIRST INTERSTATE BANCSYSTEM INC is the larger business by last-quarter revenue ($313.0M vs $308.3M, roughly 1.0× Metallus Inc.). FIRST INTERSTATE BANCSYSTEM INC runs the higher net margin — 34.8% vs 1.8%, a 33.0% gap on every dollar of revenue. On growth, FIRST INTERSTATE BANCSYSTEM INC posted the faster year-over-year revenue change (19.8% vs 9.9%). Over the past eight quarters, FIRST INTERSTATE BANCSYSTEM INC's revenue compounded faster (13.7% CAGR vs 2.3%).
First Interstate BancSystem, Inc. is a financial holding company headquartered in Billings, Montana. It is the parent company of First Interstate Bank, a community bank with locations throughout 14 states within the Western and Midwestern United States. It is the largest bank based in Montana, as measured by total assets.
FIBK vs MTUS — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $313.0M | $308.3M |
| Net Profit | $108.8M | $5.4M |
| Gross Margin | — | 8.1% |
| Operating Margin | 44.5% | — |
| Net Margin | 34.8% | 1.8% |
| Revenue YoY | 19.8% | 9.9% |
| Net Profit YoY | 108.8% | 315.4% |
| EPS (diluted) | $1.07 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $308.3M | ||
| Q4 25 | $313.0M | $267.3M | ||
| Q3 25 | $250.5M | $305.9M | ||
| Q2 25 | $248.3M | $304.6M | ||
| Q1 25 | $247.0M | $280.5M | ||
| Q4 24 | $261.3M | $240.5M | ||
| Q3 24 | $251.9M | $227.2M | ||
| Q2 24 | $244.3M | $294.7M |
| Q1 26 | — | $5.4M | ||
| Q4 25 | $108.8M | $-14.3M | ||
| Q3 25 | $71.4M | $8.1M | ||
| Q2 25 | $71.7M | $3.7M | ||
| Q1 25 | $50.2M | $1.3M | ||
| Q4 24 | $52.1M | $-21.4M | ||
| Q3 24 | $55.5M | $-5.9M | ||
| Q2 24 | $60.0M | $4.6M |
| Q1 26 | — | 8.1% | ||
| Q4 25 | — | 2.2% | ||
| Q3 25 | — | 11.4% | ||
| Q2 25 | — | 10.6% | ||
| Q1 25 | — | 7.8% | ||
| Q4 24 | — | 4.5% | ||
| Q3 24 | — | 5.3% | ||
| Q2 24 | — | 8.2% |
| Q1 26 | — | — | ||
| Q4 25 | 44.5% | -7.7% | ||
| Q3 25 | 37.0% | 3.6% | ||
| Q2 25 | 37.7% | 2.8% | ||
| Q1 25 | 26.9% | 1.0% | ||
| Q4 24 | 25.5% | -10.1% | ||
| Q3 24 | 28.9% | -3.1% | ||
| Q2 24 | 32.1% | 2.1% |
| Q1 26 | — | 1.8% | ||
| Q4 25 | 34.8% | -5.3% | ||
| Q3 25 | 28.5% | 2.6% | ||
| Q2 25 | 28.9% | 1.2% | ||
| Q1 25 | 20.3% | 0.5% | ||
| Q4 24 | 19.9% | -8.9% | ||
| Q3 24 | 22.0% | -2.6% | ||
| Q2 24 | 24.6% | 1.6% |
| Q1 26 | — | $0.13 | ||
| Q4 25 | $1.07 | $-0.34 | ||
| Q3 25 | $0.69 | $0.19 | ||
| Q2 25 | $0.69 | $0.09 | ||
| Q1 25 | $0.49 | $0.03 | ||
| Q4 24 | $0.50 | $-0.46 | ||
| Q3 24 | $0.54 | $-0.13 | ||
| Q2 24 | $0.58 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $104.0M |
| Total DebtLower is stronger | $146.3M | — |
| Stockholders' EquityBook value | $3.4B | $683.0M |
| Total Assets | $26.6B | $1.1B |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $104.0M | ||
| Q4 25 | — | $156.7M | ||
| Q3 25 | — | $191.5M | ||
| Q2 25 | — | $190.8M | ||
| Q1 25 | — | $180.3M | ||
| Q4 24 | — | $240.7M | ||
| Q3 24 | — | $254.6M | ||
| Q2 24 | — | $272.8M |
| Q1 26 | — | — | ||
| Q4 25 | $146.3M | — | ||
| Q3 25 | $146.2M | $0 | ||
| Q2 25 | $252.0M | $0 | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | $132.2M | $5.4M | ||
| Q3 24 | $137.3M | $13.2M | ||
| Q2 24 | $383.4M | $13.2M |
| Q1 26 | — | $683.0M | ||
| Q4 25 | $3.4B | $686.0M | ||
| Q3 25 | $3.4B | $697.7M | ||
| Q2 25 | $3.4B | $690.0M | ||
| Q1 25 | $3.4B | $686.1M | ||
| Q4 24 | $3.3B | $690.5M | ||
| Q3 24 | $3.4B | $712.7M | ||
| Q2 24 | $3.2B | $736.3M |
| Q1 26 | — | $1.1B | ||
| Q4 25 | $26.6B | $1.1B | ||
| Q3 25 | $27.3B | $1.2B | ||
| Q2 25 | $27.6B | $1.1B | ||
| Q1 25 | $28.3B | $1.1B | ||
| Q4 24 | $29.1B | $1.1B | ||
| Q3 24 | $29.6B | $1.1B | ||
| Q2 24 | $30.3B | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | 0.00× | ||
| Q2 25 | 0.07× | 0.00× | ||
| Q1 25 | — | 0.01× | ||
| Q4 24 | 0.04× | 0.01× | ||
| Q3 24 | 0.04× | 0.02× | ||
| Q2 24 | 0.12× | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $305.6M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | 2.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $305.6M | $-1.9M | ||
| Q3 25 | $91.7M | $22.0M | ||
| Q2 25 | $68.1M | $34.8M | ||
| Q1 25 | $78.5M | $-38.9M | ||
| Q4 24 | $355.0M | $13.9M | ||
| Q3 24 | $89.9M | $-15.3M | ||
| Q2 24 | $82.3M | $8.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-37.2M | ||
| Q3 25 | — | $-6.4M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $-66.4M | ||
| Q4 24 | — | $-1.3M | ||
| Q3 24 | — | $-32.9M | ||
| Q2 24 | — | $-5.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | -13.9% | ||
| Q3 25 | — | -2.1% | ||
| Q2 25 | — | 5.6% | ||
| Q1 25 | — | -23.7% | ||
| Q4 24 | — | -0.5% | ||
| Q3 24 | — | -14.5% | ||
| Q2 24 | — | -2.0% |
| Q1 26 | — | 0.0% | ||
| Q4 25 | — | 13.2% | ||
| Q3 25 | — | 9.3% | ||
| Q2 25 | — | 5.8% | ||
| Q1 25 | — | 9.8% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | — | 7.7% | ||
| Q2 24 | — | 4.8% |
| Q1 26 | — | — | ||
| Q4 25 | 2.81× | — | ||
| Q3 25 | 1.28× | 2.72× | ||
| Q2 25 | 0.95× | 9.41× | ||
| Q1 25 | 1.56× | -29.92× | ||
| Q4 24 | 6.81× | — | ||
| Q3 24 | 1.62× | — | ||
| Q2 24 | 1.37× | 1.80× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
