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Side-by-side financial comparison of FIRST INTERSTATE BANCSYSTEM INC (FIBK) and Smith Douglas Homes Corp. (SDHC). Click either name above to swap in a different company.
FIRST INTERSTATE BANCSYSTEM INC is the larger business by last-quarter revenue ($313.0M vs $260.4M, roughly 1.2× Smith Douglas Homes Corp.). FIRST INTERSTATE BANCSYSTEM INC runs the higher net margin — 34.8% vs 1.4%, a 33.4% gap on every dollar of revenue. On growth, FIRST INTERSTATE BANCSYSTEM INC posted the faster year-over-year revenue change (19.8% vs -9.4%). Over the past eight quarters, Smith Douglas Homes Corp.'s revenue compounded faster (17.3% CAGR vs 13.7%).
First Interstate BancSystem, Inc. is a financial holding company headquartered in Billings, Montana. It is the parent company of First Interstate Bank, a community bank with locations throughout 14 states within the Western and Midwestern United States. It is the largest bank based in Montana, as measured by total assets.
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
FIBK vs SDHC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $313.0M | $260.4M |
| Net Profit | $108.8M | $3.5M |
| Gross Margin | — | 19.9% |
| Operating Margin | 44.5% | 6.5% |
| Net Margin | 34.8% | 1.4% |
| Revenue YoY | 19.8% | -9.4% |
| Net Profit YoY | 108.8% | -14.3% |
| EPS (diluted) | $1.07 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $313.0M | $260.4M | ||
| Q3 25 | $250.5M | $262.0M | ||
| Q2 25 | $248.3M | $223.9M | ||
| Q1 25 | $247.0M | $224.7M | ||
| Q4 24 | $261.3M | $287.5M | ||
| Q3 24 | $251.9M | $277.8M | ||
| Q2 24 | $244.3M | $220.9M | ||
| Q1 24 | $242.2M | $189.2M |
| Q4 25 | $108.8M | $3.5M | ||
| Q3 25 | $71.4M | $2.1M | ||
| Q2 25 | $71.7M | $2.4M | ||
| Q1 25 | $50.2M | $2.7M | ||
| Q4 24 | $52.1M | $4.1M | ||
| Q3 24 | $55.5M | $5.3M | ||
| Q2 24 | $60.0M | $3.6M | ||
| Q1 24 | $58.4M | $3.0M |
| Q4 25 | — | 19.9% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 23.2% | ||
| Q1 25 | — | 23.8% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 26.5% | ||
| Q2 24 | — | 26.7% | ||
| Q1 24 | — | 26.1% |
| Q4 25 | 44.5% | 6.5% | ||
| Q3 25 | 37.0% | 6.6% | ||
| Q2 25 | 37.7% | 7.7% | ||
| Q1 25 | 26.9% | 8.7% | ||
| Q4 24 | 25.5% | 10.4% | ||
| Q3 24 | 28.9% | 14.2% | ||
| Q2 24 | 32.1% | 11.7% | ||
| Q1 24 | 31.7% | 11.3% |
| Q4 25 | 34.8% | 1.4% | ||
| Q3 25 | 28.5% | 0.8% | ||
| Q2 25 | 28.9% | 1.1% | ||
| Q1 25 | 20.3% | 1.2% | ||
| Q4 24 | 19.9% | 1.4% | ||
| Q3 24 | 22.0% | 1.9% | ||
| Q2 24 | 24.6% | 1.7% | ||
| Q1 24 | 24.1% | 1.6% |
| Q4 25 | $1.07 | $0.39 | ||
| Q3 25 | $0.69 | $0.24 | ||
| Q2 25 | $0.69 | $0.26 | ||
| Q1 25 | $0.49 | $0.30 | ||
| Q4 24 | $0.50 | $0.50 | ||
| Q3 24 | $0.54 | $0.58 | ||
| Q2 24 | $0.58 | $0.40 | ||
| Q1 24 | $0.57 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $12.7M |
| Total DebtLower is stronger | $146.3M | — |
| Stockholders' EquityBook value | $3.4B | $86.7M |
| Total Assets | $26.6B | $557.6M |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $12.7M | ||
| Q3 25 | — | $14.8M | ||
| Q2 25 | — | $16.8M | ||
| Q1 25 | — | $12.7M | ||
| Q4 24 | — | $22.4M | ||
| Q3 24 | — | $23.7M | ||
| Q2 24 | — | $17.3M | ||
| Q1 24 | — | $32.8M |
| Q4 25 | $146.3M | — | ||
| Q3 25 | $146.2M | — | ||
| Q2 25 | $252.0M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $132.2M | — | ||
| Q3 24 | $137.3M | — | ||
| Q2 24 | $383.4M | — | ||
| Q1 24 | $370.8M | — |
| Q4 25 | $3.4B | $86.7M | ||
| Q3 25 | $3.4B | $82.2M | ||
| Q2 25 | $3.4B | $80.0M | ||
| Q1 25 | $3.4B | $76.9M | ||
| Q4 24 | $3.3B | $73.6M | ||
| Q3 24 | $3.4B | $68.4M | ||
| Q2 24 | $3.2B | $62.1M | ||
| Q1 24 | $3.2B | $59.7M |
| Q4 25 | $26.6B | $557.6M | ||
| Q3 25 | $27.3B | $571.6M | ||
| Q2 25 | $27.6B | $570.2M | ||
| Q1 25 | $28.3B | $513.9M | ||
| Q4 24 | $29.1B | $475.9M | ||
| Q3 24 | $29.6B | $460.1M | ||
| Q2 24 | $30.3B | $429.3M | ||
| Q1 24 | $30.1B | $401.3M |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.07× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $305.6M | $9.8M |
| Free Cash FlowOCF − Capex | — | $8.7M |
| FCF MarginFCF / Revenue | — | 3.4% |
| Capex IntensityCapex / Revenue | — | 0.4% |
| Cash ConversionOCF / Net Profit | 2.81× | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $305.6M | $9.8M | ||
| Q3 25 | $91.7M | $22.8M | ||
| Q2 25 | $68.1M | $-28.9M | ||
| Q1 25 | $78.5M | $-34.9M | ||
| Q4 24 | $355.0M | $5.5M | ||
| Q3 24 | $89.9M | $22.9M | ||
| Q2 24 | $82.3M | $39.0K | ||
| Q1 24 | $87.6M | $-9.3M |
| Q4 25 | — | $8.7M | ||
| Q3 25 | — | $21.4M | ||
| Q2 25 | — | $-31.1M | ||
| Q1 25 | — | $-35.9M | ||
| Q4 24 | — | $4.8M | ||
| Q3 24 | — | $22.3M | ||
| Q2 24 | — | $-2.1M | ||
| Q1 24 | — | $-9.7M |
| Q4 25 | — | 3.4% | ||
| Q3 25 | — | 8.2% | ||
| Q2 25 | — | -13.9% | ||
| Q1 25 | — | -16.0% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 8.0% | ||
| Q2 24 | — | -1.0% | ||
| Q1 24 | — | -5.1% |
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | 0.2% |
| Q4 25 | 2.81× | 2.77× | ||
| Q3 25 | 1.28× | 10.70× | ||
| Q2 25 | 0.95× | -12.24× | ||
| Q1 25 | 1.56× | -13.01× | ||
| Q4 24 | 6.81× | 1.33× | ||
| Q3 24 | 1.62× | 4.28× | ||
| Q2 24 | 1.37× | 0.01× | ||
| Q1 24 | 1.50× | -3.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FIBK
Segment breakdown not available.
SDHC
| Southeast | $164.7M | 63% |
| Central | $95.8M | 37% |
