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Side-by-side financial comparison of Fair Isaac (FICO) and Hudson Pacific Properties, Inc. (HPP). Click either name above to swap in a different company.

Fair Isaac is the larger business by last-quarter revenue ($512.0M vs $256.0M, roughly 2.0× Hudson Pacific Properties, Inc.). Fair Isaac runs the higher net margin — 30.9% vs -109.4%, a 140.4% gap on every dollar of revenue. On growth, Hudson Pacific Properties, Inc. posted the faster year-over-year revenue change (22.1% vs 16.4%). Over the past eight quarters, Hudson Pacific Properties, Inc.'s revenue compounded faster (9.4% CAGR vs 8.6%).

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

Hudson Pacific Properties is a real estate investment trust with 15.8 million square feet of office buildings, 1.5 million square feet of sound stages, and undeveloped rights for 3 million square feet of additional commercial property. Its properties are on the West Coast of the United States and Vancouver. It is organized in Maryland and headquartered in Los Angeles. It is the largest independent operator of sound stages in Los Angeles.

FICO vs HPP — Head-to-Head

Bigger by revenue
FICO
FICO
2.0× larger
FICO
$512.0M
$256.0M
HPP
Growing faster (revenue YoY)
HPP
HPP
+5.7% gap
HPP
22.1%
16.4%
FICO
Higher net margin
FICO
FICO
140.4% more per $
FICO
30.9%
-109.4%
HPP
Faster 2-yr revenue CAGR
HPP
HPP
Annualised
HPP
9.4%
8.6%
FICO

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FICO
FICO
HPP
HPP
Revenue
$512.0M
$256.0M
Net Profit
$158.4M
$-280.2M
Gross Margin
83.0%
60.0%
Operating Margin
45.7%
-109.8%
Net Margin
30.9%
-109.4%
Revenue YoY
16.4%
22.1%
Net Profit YoY
3.8%
-61.5%
EPS (diluted)
$6.61
$-11.57

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FICO
FICO
HPP
HPP
Q4 25
$512.0M
$256.0M
Q3 25
$515.8M
$186.6M
Q2 25
$536.4M
$190.0M
Q1 25
$498.7M
$198.5M
Q4 24
$440.0M
$209.7M
Q3 24
$453.8M
$200.4M
Q2 24
$447.8M
$218.0M
Q1 24
$433.8M
$214.0M
Net Profit
FICO
FICO
HPP
HPP
Q4 25
$158.4M
$-280.2M
Q3 25
$155.0M
$-144.1M
Q2 25
$181.8M
$-87.8M
Q1 25
$162.6M
$-80.3M
Q4 24
$152.5M
$-173.5M
Q3 24
$135.7M
$-107.0M
Q2 24
$126.3M
$-47.6M
Q1 24
$129.8M
$-53.4M
Gross Margin
FICO
FICO
HPP
HPP
Q4 25
83.0%
60.0%
Q3 25
82.3%
44.3%
Q2 25
83.7%
43.1%
Q1 25
82.4%
42.9%
Q4 24
80.1%
44.7%
Q3 24
80.3%
42.7%
Q2 24
80.3%
48.0%
Q1 24
80.0%
48.6%
Operating Margin
FICO
FICO
HPP
HPP
Q4 25
45.7%
-109.8%
Q3 25
46.0%
-77.2%
Q2 25
48.9%
-46.0%
Q1 25
49.3%
-40.4%
Q4 24
40.8%
-83.2%
Q3 24
43.4%
-52.3%
Q2 24
42.5%
-21.6%
Q1 24
44.9%
-24.9%
Net Margin
FICO
FICO
HPP
HPP
Q4 25
30.9%
-109.4%
Q3 25
30.1%
-77.2%
Q2 25
33.9%
-46.2%
Q1 25
32.6%
-40.5%
Q4 24
34.7%
-82.7%
Q3 24
29.9%
-53.4%
Q2 24
28.2%
-21.8%
Q1 24
29.9%
-24.9%
EPS (diluted)
FICO
FICO
HPP
HPP
Q4 25
$6.61
$-11.57
Q3 25
$6.41
$-0.30
Q2 25
$7.40
$-0.41
Q1 25
$6.59
$-0.53
Q4 24
$6.14
$-1.19
Q3 24
$5.44
$-0.69
Q2 24
$5.05
$-0.33
Q1 24
$5.16
$-0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FICO
FICO
HPP
HPP
Cash + ST InvestmentsLiquidity on hand
$162.0M
$138.4M
Total DebtLower is stronger
$3.2B
Stockholders' EquityBook value
$-1.8B
$3.0B
Total Assets
$1.9B
$7.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FICO
FICO
HPP
HPP
Q4 25
$162.0M
$138.4M
Q3 25
$134.1M
$190.4M
Q2 25
$189.0M
$236.0M
Q1 25
$146.6M
$86.5M
Q4 24
$184.3M
$63.3M
Q3 24
$150.7M
$90.7M
Q2 24
$156.0M
$78.5M
Q1 24
$135.7M
$114.3M
Total Debt
FICO
FICO
HPP
HPP
Q4 25
$3.2B
Q3 25
$3.1B
Q2 25
$2.8B
Q1 25
$2.5B
Q4 24
$2.4B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.0B
Stockholders' Equity
FICO
FICO
HPP
HPP
Q4 25
$-1.8B
$3.0B
Q3 25
$-1.7B
$3.2B
Q2 25
$-1.4B
$3.4B
Q1 25
$-1.1B
$2.8B
Q4 24
$-1.1B
$2.9B
Q3 24
$-962.7M
$3.0B
Q2 24
$-829.3M
$3.1B
Q1 24
$-735.7M
$3.2B
Total Assets
FICO
FICO
HPP
HPP
Q4 25
$1.9B
$7.3B
Q3 25
$1.9B
$7.8B
Q2 25
$1.9B
$8.1B
Q1 25
$1.8B
$8.0B
Q4 24
$1.7B
$8.1B
Q3 24
$1.7B
$8.3B
Q2 24
$1.7B
$8.4B
Q1 24
$1.7B
$8.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FICO
FICO
HPP
HPP
Operating Cash FlowLast quarter
$174.1M
$121.0M
Free Cash FlowOCF − Capex
$173.9M
FCF MarginFCF / Revenue
34.0%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
1.10×
TTM Free Cash FlowTrailing 4 quarters
$750.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FICO
FICO
HPP
HPP
Q4 25
$174.1M
$121.0M
Q3 25
$223.7M
$33.2M
Q2 25
$286.2M
$-2.0M
Q1 25
$74.9M
$30.5M
Q4 24
$194.0M
$164.7M
Q3 24
$226.5M
$63.7M
Q2 24
$213.3M
$35.6M
Q1 24
$71.0M
$65.1M
Free Cash Flow
FICO
FICO
HPP
HPP
Q4 25
$173.9M
Q3 25
$219.5M
Q2 25
$284.4M
Q1 25
$72.8M
Q4 24
$193.2M
Q3 24
$224.7M
Q2 24
$211.6M
Q1 24
$67.0M
FCF Margin
FICO
FICO
HPP
HPP
Q4 25
34.0%
Q3 25
42.6%
Q2 25
53.0%
Q1 25
14.6%
Q4 24
43.9%
Q3 24
49.5%
Q2 24
47.2%
Q1 24
15.4%
Capex Intensity
FICO
FICO
HPP
HPP
Q4 25
0.0%
Q3 25
0.8%
Q2 25
0.3%
Q1 25
0.4%
Q4 24
0.2%
Q3 24
0.4%
Q2 24
0.4%
Q1 24
0.9%
Cash Conversion
FICO
FICO
HPP
HPP
Q4 25
1.10×
Q3 25
1.44×
Q2 25
1.57×
Q1 25
0.46×
Q4 24
1.27×
Q3 24
1.67×
Q2 24
1.69×
Q1 24
0.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

HPP
HPP

Core Office$217.1M85%
Studio Segment$21.8M9%
Ancillary Revenue$20.2M8%
Chargebacks$3.3M1%

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