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Side-by-side financial comparison of Fair Isaac (FICO) and LEGGETT & PLATT INC (LEG). Click either name above to swap in a different company.

LEGGETT & PLATT INC is the larger business by last-quarter revenue ($938.6M vs $512.0M, roughly 1.8× Fair Isaac). Fair Isaac runs the higher net margin — 30.9% vs 2.7%, a 28.3% gap on every dollar of revenue. On growth, Fair Isaac posted the faster year-over-year revenue change (16.4% vs -11.2%). Fair Isaac produced more free cash flow last quarter ($173.9M vs $101.9M). Over the past eight quarters, Fair Isaac's revenue compounded faster (8.6% CAGR vs -7.5%).

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

Leggett & Platt (L&P), based in Carthage, Missouri, is an American diversified manufacturer that designs and produces various engineered components and products that can be found in homes and automobiles. The firm was founded in 1883, and consists of 15 business units, 20,000 employee-partners, and 135 manufacturing facilities located in 18 countries.

FICO vs LEG — Head-to-Head

Bigger by revenue
LEG
LEG
1.8× larger
LEG
$938.6M
$512.0M
FICO
Growing faster (revenue YoY)
FICO
FICO
+27.5% gap
FICO
16.4%
-11.2%
LEG
Higher net margin
FICO
FICO
28.3% more per $
FICO
30.9%
2.7%
LEG
More free cash flow
FICO
FICO
$72.0M more FCF
FICO
$173.9M
$101.9M
LEG
Faster 2-yr revenue CAGR
FICO
FICO
Annualised
FICO
8.6%
-7.5%
LEG

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FICO
FICO
LEG
LEG
Revenue
$512.0M
$938.6M
Net Profit
$158.4M
$25.1M
Gross Margin
83.0%
17.9%
Operating Margin
45.7%
2.0%
Net Margin
30.9%
2.7%
Revenue YoY
16.4%
-11.2%
Net Profit YoY
3.8%
76.8%
EPS (diluted)
$6.61
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FICO
FICO
LEG
LEG
Q4 25
$512.0M
$938.6M
Q3 25
$515.8M
$1.0B
Q2 25
$536.4M
$1.1B
Q1 25
$498.7M
$1.0B
Q4 24
$440.0M
$1.1B
Q3 24
$453.8M
$1.1B
Q2 24
$447.8M
$1.1B
Q1 24
$433.8M
$1.1B
Net Profit
FICO
FICO
LEG
LEG
Q4 25
$158.4M
$25.1M
Q3 25
$155.0M
$127.1M
Q2 25
$181.8M
$52.5M
Q1 25
$162.6M
$30.6M
Q4 24
$152.5M
$14.2M
Q3 24
$135.7M
$44.9M
Q2 24
$126.3M
$-602.2M
Q1 24
$129.8M
$31.6M
Gross Margin
FICO
FICO
LEG
LEG
Q4 25
83.0%
17.9%
Q3 25
82.3%
18.7%
Q2 25
83.7%
18.2%
Q1 25
82.4%
18.6%
Q4 24
80.1%
16.6%
Q3 24
80.3%
18.2%
Q2 24
80.3%
16.5%
Q1 24
80.0%
17.0%
Operating Margin
FICO
FICO
LEG
LEG
Q4 25
45.7%
2.0%
Q3 25
46.0%
14.9%
Q2 25
48.9%
6.8%
Q1 25
49.3%
4.4%
Q4 24
40.8%
2.4%
Q3 24
43.4%
5.2%
Q2 24
42.5%
-56.2%
Q1 24
44.9%
3.9%
Net Margin
FICO
FICO
LEG
LEG
Q4 25
30.9%
2.7%
Q3 25
30.1%
12.3%
Q2 25
33.9%
5.0%
Q1 25
32.6%
3.0%
Q4 24
34.7%
1.3%
Q3 24
29.9%
4.1%
Q2 24
28.2%
-53.4%
Q1 24
29.9%
2.9%
EPS (diluted)
FICO
FICO
LEG
LEG
Q4 25
$6.61
$0.18
Q3 25
$6.41
$0.91
Q2 25
$7.40
$0.38
Q1 25
$6.59
$0.22
Q4 24
$6.14
$0.10
Q3 24
$5.44
$0.33
Q2 24
$5.05
$-4.39
Q1 24
$5.16
$0.23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FICO
FICO
LEG
LEG
Cash + ST InvestmentsLiquidity on hand
$162.0M
$587.4M
Total DebtLower is stronger
$3.2B
$1.5B
Stockholders' EquityBook value
$-1.8B
$1.0B
Total Assets
$1.9B
$3.5B
Debt / EquityLower = less leverage
1.46×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FICO
FICO
LEG
LEG
Q4 25
$162.0M
$587.4M
Q3 25
$134.1M
$460.7M
Q2 25
$189.0M
$368.8M
Q1 25
$146.6M
$412.6M
Q4 24
$184.3M
$350.2M
Q3 24
$150.7M
$277.2M
Q2 24
$156.0M
$307.0M
Q1 24
$135.7M
$361.3M
Total Debt
FICO
FICO
LEG
LEG
Q4 25
$3.2B
$1.5B
Q3 25
$3.1B
$1.5B
Q2 25
$2.8B
$1.8B
Q1 25
$2.5B
$1.9B
Q4 24
$2.4B
$1.9B
Q3 24
$2.2B
$1.6B
Q2 24
$2.1B
$1.7B
Q1 24
$2.0B
$1.8B
Stockholders' Equity
FICO
FICO
LEG
LEG
Q4 25
$-1.8B
$1.0B
Q3 25
$-1.7B
$971.8M
Q2 25
$-1.4B
$855.0M
Q1 25
$-1.1B
$746.8M
Q4 24
$-1.1B
$689.4M
Q3 24
$-962.7M
$741.0M
Q2 24
$-829.3M
$667.6M
Q1 24
$-735.7M
$1.3B
Total Assets
FICO
FICO
LEG
LEG
Q4 25
$1.9B
$3.5B
Q3 25
$1.9B
$3.5B
Q2 25
$1.9B
$3.7B
Q1 25
$1.8B
$3.7B
Q4 24
$1.7B
$3.7B
Q3 24
$1.7B
$3.8B
Q2 24
$1.7B
$3.8B
Q1 24
$1.7B
$4.6B
Debt / Equity
FICO
FICO
LEG
LEG
Q4 25
1.46×
Q3 25
1.54×
Q2 25
2.10×
Q1 25
2.59×
Q4 24
2.70×
Q3 24
2.13×
Q2 24
2.55×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FICO
FICO
LEG
LEG
Operating Cash FlowLast quarter
$174.1M
$121.5M
Free Cash FlowOCF − Capex
$173.9M
$101.9M
FCF MarginFCF / Revenue
34.0%
10.9%
Capex IntensityCapex / Revenue
0.0%
2.1%
Cash ConversionOCF / Net Profit
1.10×
4.84×
TTM Free Cash FlowTrailing 4 quarters
$750.6M
$281.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FICO
FICO
LEG
LEG
Q4 25
$174.1M
$121.5M
Q3 25
$223.7M
$125.9M
Q2 25
$286.2M
$84.0M
Q1 25
$74.9M
$6.8M
Q4 24
$194.0M
$122.3M
Q3 24
$226.5M
$95.5M
Q2 24
$213.3M
$94.0M
Q1 24
$71.0M
$-6.1M
Free Cash Flow
FICO
FICO
LEG
LEG
Q4 25
$173.9M
$101.9M
Q3 25
$219.5M
$110.1M
Q2 25
$284.4M
$75.5M
Q1 25
$72.8M
$-6.5M
Q4 24
$193.2M
$100.5M
Q3 24
$224.7M
$77.1M
Q2 24
$211.6M
$78.5M
Q1 24
$67.0M
$-32.0M
FCF Margin
FICO
FICO
LEG
LEG
Q4 25
34.0%
10.9%
Q3 25
42.6%
10.6%
Q2 25
53.0%
7.1%
Q1 25
14.6%
-0.6%
Q4 24
43.9%
9.5%
Q3 24
49.5%
7.0%
Q2 24
47.2%
7.0%
Q1 24
15.4%
-2.9%
Capex Intensity
FICO
FICO
LEG
LEG
Q4 25
0.0%
2.1%
Q3 25
0.8%
1.5%
Q2 25
0.3%
0.8%
Q1 25
0.4%
1.3%
Q4 24
0.2%
2.1%
Q3 24
0.4%
1.7%
Q2 24
0.4%
1.4%
Q1 24
0.9%
2.4%
Cash Conversion
FICO
FICO
LEG
LEG
Q4 25
1.10×
4.84×
Q3 25
1.44×
0.99×
Q2 25
1.57×
1.60×
Q1 25
0.46×
0.22×
Q4 24
1.27×
8.61×
Q3 24
1.67×
2.13×
Q2 24
1.69×
Q1 24
0.55×
-0.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

LEG
LEG

Bedding Products$373.8M40%
Flooring And Textile Products Group$196.9M21%
Automotive Group$194.9M21%
Work Furniture Group$66.2M7%
Home Furniture Group$61.0M6%
Hydraulic Cylinders$45.8M5%

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