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Side-by-side financial comparison of Fair Isaac (FICO) and NEUROCRINE BIOSCIENCES INC (NBIX). Click either name above to swap in a different company.

NEUROCRINE BIOSCIENCES INC is the larger business by last-quarter revenue ($814.5M vs $512.0M, roughly 1.6× Fair Isaac). Fair Isaac runs the higher net margin — 30.9% vs 24.3%, a 6.6% gap on every dollar of revenue. On growth, NEUROCRINE BIOSCIENCES INC posted the faster year-over-year revenue change (42.2% vs 16.4%). Over the past eight quarters, NEUROCRINE BIOSCIENCES INC's revenue compounded faster (17.5% CAGR vs 8.6%).

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

Neurocrine Biosciences, Inc. is an American biopharmaceutical company founded in 1992. It is headquartered in San Diego, California, and led by CEO Kyle Gano as of October 11, 2024. Neurocrine develops treatments for neurological and endocrine-related diseases and disorders. In 2017, the company's drug valbenazine (Ingrezza) was approved in the US to treat adults with tardive dyskinesia (TD).

FICO vs NBIX — Head-to-Head

Bigger by revenue
NBIX
NBIX
1.6× larger
NBIX
$814.5M
$512.0M
FICO
Growing faster (revenue YoY)
NBIX
NBIX
+25.9% gap
NBIX
42.2%
16.4%
FICO
Higher net margin
FICO
FICO
6.6% more per $
FICO
30.9%
24.3%
NBIX
Faster 2-yr revenue CAGR
NBIX
NBIX
Annualised
NBIX
17.5%
8.6%
FICO

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
FICO
FICO
NBIX
NBIX
Revenue
$512.0M
$814.5M
Net Profit
$158.4M
$197.9M
Gross Margin
83.0%
98.3%
Operating Margin
45.7%
23.7%
Net Margin
30.9%
24.3%
Revenue YoY
16.4%
42.2%
Net Profit YoY
3.8%
EPS (diluted)
$6.61
$1.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FICO
FICO
NBIX
NBIX
Q2 26
$814.5M
Q4 25
$512.0M
$805.5M
Q3 25
$515.8M
$794.9M
Q2 25
$536.4M
$687.5M
Q1 25
$498.7M
$572.6M
Q4 24
$440.0M
$627.7M
Q3 24
$453.8M
$622.1M
Q2 24
$447.8M
$590.2M
Net Profit
FICO
FICO
NBIX
NBIX
Q2 26
$197.9M
Q4 25
$158.4M
$153.7M
Q3 25
$155.0M
$209.5M
Q2 25
$181.8M
$107.5M
Q1 25
$162.6M
$7.9M
Q4 24
$152.5M
$103.1M
Q3 24
$135.7M
$129.8M
Q2 24
$126.3M
$65.0M
Gross Margin
FICO
FICO
NBIX
NBIX
Q2 26
98.3%
Q4 25
83.0%
97.8%
Q3 25
82.3%
98.2%
Q2 25
83.7%
98.4%
Q1 25
82.4%
98.4%
Q4 24
80.1%
98.5%
Q3 24
80.3%
98.7%
Q2 24
80.3%
98.4%
Operating Margin
FICO
FICO
NBIX
NBIX
Q2 26
23.7%
Q4 25
45.7%
26.2%
Q3 25
46.0%
30.1%
Q2 25
48.9%
21.2%
Q1 25
49.3%
4.1%
Q4 24
40.8%
22.6%
Q3 24
43.4%
29.5%
Q2 24
42.5%
24.6%
Net Margin
FICO
FICO
NBIX
NBIX
Q2 26
24.3%
Q4 25
30.9%
19.1%
Q3 25
30.1%
26.4%
Q2 25
33.9%
15.6%
Q1 25
32.6%
1.4%
Q4 24
34.7%
16.4%
Q3 24
29.9%
20.9%
Q2 24
28.2%
11.0%
EPS (diluted)
FICO
FICO
NBIX
NBIX
Q2 26
$1.91
Q4 25
$6.61
$1.49
Q3 25
$6.41
$2.04
Q2 25
$7.40
$1.06
Q1 25
$6.59
$0.08
Q4 24
$6.14
$1.00
Q3 24
$5.44
$1.24
Q2 24
$5.05
$0.63

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FICO
FICO
NBIX
NBIX
Cash + ST InvestmentsLiquidity on hand
$162.0M
Total DebtLower is stronger
$3.2B
Stockholders' EquityBook value
$-1.8B
$3.4B
Total Assets
$1.9B
$4.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FICO
FICO
NBIX
NBIX
Q2 26
Q4 25
$162.0M
$713.0M
Q3 25
$134.1M
$340.2M
Q2 25
$189.0M
$264.0M
Q1 25
$146.6M
$194.1M
Q4 24
$184.3M
$233.0M
Q3 24
$150.7M
$349.1M
Q2 24
$156.0M
$139.7M
Total Debt
FICO
FICO
NBIX
NBIX
Q2 26
Q4 25
$3.2B
Q3 25
$3.1B
Q2 25
$2.8B
Q1 25
$2.5B
Q4 24
$2.4B
Q3 24
$2.2B
Q2 24
$2.1B
Stockholders' Equity
FICO
FICO
NBIX
NBIX
Q2 26
$3.4B
Q4 25
$-1.8B
$3.3B
Q3 25
$-1.7B
$3.0B
Q2 25
$-1.4B
$2.7B
Q1 25
$-1.1B
$2.5B
Q4 24
$-1.1B
$2.6B
Q3 24
$-962.7M
$2.7B
Q2 24
$-829.3M
$2.5B
Total Assets
FICO
FICO
NBIX
NBIX
Q2 26
$4.9B
Q4 25
$1.9B
$4.6B
Q3 25
$1.9B
$4.3B
Q2 25
$1.9B
$3.9B
Q1 25
$1.8B
$3.7B
Q4 24
$1.7B
$3.7B
Q3 24
$1.7B
$3.5B
Q2 24
$1.7B
$3.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FICO
FICO
NBIX
NBIX
Operating Cash FlowLast quarter
$174.1M
Free Cash FlowOCF − Capex
$173.9M
FCF MarginFCF / Revenue
34.0%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
1.10×
TTM Free Cash FlowTrailing 4 quarters
$750.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FICO
FICO
NBIX
NBIX
Q2 26
Q4 25
$174.1M
$388.4M
Q3 25
$223.7M
$227.5M
Q2 25
$286.2M
$102.0M
Q1 25
$74.9M
$64.8M
Q4 24
$194.0M
$242.5M
Q3 24
$226.5M
$158.0M
Q2 24
$213.3M
$64.6M
Free Cash Flow
FICO
FICO
NBIX
NBIX
Q2 26
Q4 25
$173.9M
$386.0M
Q3 25
$219.5M
$214.3M
Q2 25
$284.4M
$89.5M
Q1 25
$72.8M
$54.1M
Q4 24
$193.2M
$235.2M
Q3 24
$224.7M
$149.9M
Q2 24
$211.6M
$53.0M
FCF Margin
FICO
FICO
NBIX
NBIX
Q2 26
Q4 25
34.0%
47.9%
Q3 25
42.6%
27.0%
Q2 25
53.0%
13.0%
Q1 25
14.6%
9.4%
Q4 24
43.9%
37.5%
Q3 24
49.5%
24.1%
Q2 24
47.2%
9.0%
Capex Intensity
FICO
FICO
NBIX
NBIX
Q2 26
Q4 25
0.0%
0.3%
Q3 25
0.8%
1.7%
Q2 25
0.3%
1.8%
Q1 25
0.4%
1.9%
Q4 24
0.2%
1.2%
Q3 24
0.4%
1.3%
Q2 24
0.4%
2.0%
Cash Conversion
FICO
FICO
NBIX
NBIX
Q2 26
Q4 25
1.10×
2.53×
Q3 25
1.44×
1.09×
Q2 25
1.57×
0.95×
Q1 25
0.46×
8.20×
Q4 24
1.27×
2.35×
Q3 24
1.67×
1.22×
Q2 24
1.69×
0.99×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

NBIX
NBIX

INGREZZA Net Product Sales$656.9M81%
CRENESSITY Net Product Sales$153.3M19%
Other Revenues$4.3M1%

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