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Side-by-side financial comparison of Fair Isaac (FICO) and SiteOne Landscape Supply, Inc. (SITE). Click either name above to swap in a different company.

SiteOne Landscape Supply, Inc. is the larger business by last-quarter revenue ($940.1M vs $512.0M, roughly 1.8× Fair Isaac). On growth, Fair Isaac posted the faster year-over-year revenue change (16.4% vs 0.1%). Over the past eight quarters, Fair Isaac's revenue compounded faster (8.6% CAGR vs -18.5%).

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

SiteOne Landscape Supply, Inc. is a leading North American wholesale distributor of landscape supplies. Its offerings cover irrigation components, outdoor lighting, hardscape materials, nursery plants, landscaping tools and related accessories. It mainly serves professional landscapers, contractors, golf course operators, municipal maintenance teams, with a wide branch network across the U.S. and Canada.

FICO vs SITE — Head-to-Head

Bigger by revenue
SITE
SITE
1.8× larger
SITE
$940.1M
$512.0M
FICO
Growing faster (revenue YoY)
FICO
FICO
+16.3% gap
FICO
16.4%
0.1%
SITE
Faster 2-yr revenue CAGR
FICO
FICO
Annualised
FICO
8.6%
-18.5%
SITE

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FICO
FICO
SITE
SITE
Revenue
$512.0M
$940.1M
Net Profit
$158.4M
Gross Margin
83.0%
33.9%
Operating Margin
45.7%
Net Margin
30.9%
Revenue YoY
16.4%
0.1%
Net Profit YoY
3.8%
EPS (diluted)
$6.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FICO
FICO
SITE
SITE
Q1 26
$940.1M
Q4 25
$512.0M
$1.0B
Q3 25
$515.8M
$1.3B
Q2 25
$536.4M
$1.5B
Q1 25
$498.7M
$939.4M
Q4 24
$440.0M
$1.0B
Q3 24
$453.8M
$1.2B
Q2 24
$447.8M
$1.4B
Net Profit
FICO
FICO
SITE
SITE
Q1 26
Q4 25
$158.4M
$-9.0M
Q3 25
$155.0M
$59.1M
Q2 25
$181.8M
$129.0M
Q1 25
$162.6M
$-27.3M
Q4 24
$152.5M
$-21.7M
Q3 24
$135.7M
$44.4M
Q2 24
$126.3M
$120.2M
Gross Margin
FICO
FICO
SITE
SITE
Q1 26
33.9%
Q4 25
83.0%
34.1%
Q3 25
82.3%
34.7%
Q2 25
83.7%
36.4%
Q1 25
82.4%
33.0%
Q4 24
80.1%
33.3%
Q3 24
80.3%
34.0%
Q2 24
80.3%
36.1%
Operating Margin
FICO
FICO
SITE
SITE
Q1 26
Q4 25
45.7%
-0.5%
Q3 25
46.0%
6.8%
Q2 25
48.9%
12.8%
Q1 25
49.3%
-3.1%
Q4 24
40.8%
-2.5%
Q3 24
43.4%
5.8%
Q2 24
42.5%
12.0%
Net Margin
FICO
FICO
SITE
SITE
Q1 26
Q4 25
30.9%
-0.9%
Q3 25
30.1%
4.7%
Q2 25
33.9%
8.8%
Q1 25
32.6%
-2.9%
Q4 24
34.7%
-2.1%
Q3 24
29.9%
3.7%
Q2 24
28.2%
8.5%
EPS (diluted)
FICO
FICO
SITE
SITE
Q1 26
Q4 25
$6.61
$-0.19
Q3 25
$6.41
$1.31
Q2 25
$7.40
$2.86
Q1 25
$6.59
$-0.61
Q4 24
$6.14
$-0.46
Q3 24
$5.44
$0.97
Q2 24
$5.05
$2.63

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FICO
FICO
SITE
SITE
Cash + ST InvestmentsLiquidity on hand
$162.0M
$84.0M
Total DebtLower is stronger
$3.2B
$531.9M
Stockholders' EquityBook value
$-1.8B
$1.6B
Total Assets
$1.9B
$3.5B
Debt / EquityLower = less leverage
0.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FICO
FICO
SITE
SITE
Q1 26
$84.0M
Q4 25
$162.0M
$190.6M
Q3 25
$134.1M
$106.9M
Q2 25
$189.0M
$78.6M
Q1 25
$146.6M
$56.6M
Q4 24
$184.3M
$107.1M
Q3 24
$150.7M
$85.5M
Q2 24
$156.0M
$71.9M
Total Debt
FICO
FICO
SITE
SITE
Q1 26
$531.9M
Q4 25
$3.2B
$385.4M
Q3 25
$3.1B
$388.4M
Q2 25
$2.8B
$469.9M
Q1 25
$2.5B
$503.0M
Q4 24
$2.4B
$388.2M
Q3 24
$2.2B
$410.6M
Q2 24
$2.1B
$480.2M
Stockholders' Equity
FICO
FICO
SITE
SITE
Q1 26
$1.6B
Q4 25
$-1.8B
$1.7B
Q3 25
$-1.7B
$1.7B
Q2 25
$-1.4B
$1.6B
Q1 25
$-1.1B
$1.6B
Q4 24
$-1.1B
$1.6B
Q3 24
$-962.7M
$1.6B
Q2 24
$-829.3M
$1.6B
Total Assets
FICO
FICO
SITE
SITE
Q1 26
$3.5B
Q4 25
$1.9B
$3.2B
Q3 25
$1.9B
$3.3B
Q2 25
$1.9B
$3.3B
Q1 25
$1.8B
$3.3B
Q4 24
$1.7B
$3.1B
Q3 24
$1.7B
$3.1B
Q2 24
$1.7B
$3.2B
Debt / Equity
FICO
FICO
SITE
SITE
Q1 26
0.33×
Q4 25
0.23×
Q3 25
0.23×
Q2 25
0.29×
Q1 25
0.32×
Q4 24
0.25×
Q3 24
0.25×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FICO
FICO
SITE
SITE
Operating Cash FlowLast quarter
$174.1M
Free Cash FlowOCF − Capex
$173.9M
FCF MarginFCF / Revenue
34.0%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
1.10×
TTM Free Cash FlowTrailing 4 quarters
$750.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FICO
FICO
SITE
SITE
Q1 26
Q4 25
$174.1M
$164.8M
Q3 25
$223.7M
$128.6M
Q2 25
$286.2M
$136.7M
Q1 25
$74.9M
$-129.6M
Q4 24
$194.0M
$119.4M
Q3 24
$226.5M
$115.9M
Q2 24
$213.3M
$147.4M
Free Cash Flow
FICO
FICO
SITE
SITE
Q1 26
Q4 25
$173.9M
$150.3M
Q3 25
$219.5M
$118.5M
Q2 25
$284.4M
$122.4M
Q1 25
$72.8M
$-144.4M
Q4 24
$193.2M
$109.9M
Q3 24
$224.7M
$105.9M
Q2 24
$211.6M
$135.3M
FCF Margin
FICO
FICO
SITE
SITE
Q1 26
Q4 25
34.0%
14.4%
Q3 25
42.6%
9.4%
Q2 25
53.0%
8.4%
Q1 25
14.6%
-15.4%
Q4 24
43.9%
10.8%
Q3 24
49.5%
8.8%
Q2 24
47.2%
9.6%
Capex Intensity
FICO
FICO
SITE
SITE
Q1 26
Q4 25
0.0%
1.4%
Q3 25
0.8%
0.8%
Q2 25
0.3%
1.0%
Q1 25
0.4%
1.6%
Q4 24
0.2%
0.9%
Q3 24
0.4%
0.8%
Q2 24
0.4%
0.9%
Cash Conversion
FICO
FICO
SITE
SITE
Q1 26
Q4 25
1.10×
Q3 25
1.44×
2.18×
Q2 25
1.57×
1.06×
Q1 25
0.46×
Q4 24
1.27×
Q3 24
1.67×
2.61×
Q2 24
1.69×
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

SITE
SITE

Segment breakdown not available.

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