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Side-by-side financial comparison of Fair Isaac (FICO) and Westlake Chemical Partners LP (WLKP). Click either name above to swap in a different company.

Fair Isaac is the larger business by last-quarter revenue ($512.0M vs $323.0M, roughly 1.6× Westlake Chemical Partners LP). Fair Isaac runs the higher net margin — 30.9% vs 4.5%, a 26.4% gap on every dollar of revenue. On growth, Fair Isaac posted the faster year-over-year revenue change (16.4% vs 11.4%). Fair Isaac produced more free cash flow last quarter ($173.9M vs $111.5M). Over the past eight quarters, Fair Isaac's revenue compounded faster (8.6% CAGR vs 6.5%).

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

Westlake Chemical Partners LP is a petrochemical limited partnership that manufactures and markets basic products including ethylene, polyethylene, and styrene monomers. It operates mainly in North America, serving packaging, construction, consumer goods, and industrial manufacturing sectors.

FICO vs WLKP — Head-to-Head

Bigger by revenue
FICO
FICO
1.6× larger
FICO
$512.0M
$323.0M
WLKP
Growing faster (revenue YoY)
FICO
FICO
+5.0% gap
FICO
16.4%
11.4%
WLKP
Higher net margin
FICO
FICO
26.4% more per $
FICO
30.9%
4.5%
WLKP
More free cash flow
FICO
FICO
$62.3M more FCF
FICO
$173.9M
$111.5M
WLKP
Faster 2-yr revenue CAGR
FICO
FICO
Annualised
FICO
8.6%
6.5%
WLKP

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FICO
FICO
WLKP
WLKP
Revenue
$512.0M
$323.0M
Net Profit
$158.4M
$14.5M
Gross Margin
83.0%
30.0%
Operating Margin
45.7%
27.8%
Net Margin
30.9%
4.5%
Revenue YoY
16.4%
11.4%
Net Profit YoY
3.8%
-3.0%
EPS (diluted)
$6.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FICO
FICO
WLKP
WLKP
Q4 25
$512.0M
$323.0M
Q3 25
$515.8M
$308.9M
Q2 25
$536.4M
$297.1M
Q1 25
$498.7M
$237.6M
Q4 24
$440.0M
$290.1M
Q3 24
$453.8M
$277.0M
Q2 24
$447.8M
$284.2M
Q1 24
$433.8M
$284.7M
Net Profit
FICO
FICO
WLKP
WLKP
Q4 25
$158.4M
$14.5M
Q3 25
$155.0M
$14.7M
Q2 25
$181.8M
$14.6M
Q1 25
$162.6M
$4.9M
Q4 24
$152.5M
$15.0M
Q3 24
$135.7M
$18.1M
Q2 24
$126.3M
$14.4M
Q1 24
$129.8M
$14.8M
Gross Margin
FICO
FICO
WLKP
WLKP
Q4 25
83.0%
30.0%
Q3 25
82.3%
32.2%
Q2 25
83.7%
32.8%
Q1 25
82.4%
22.8%
Q4 24
80.1%
34.0%
Q3 24
80.3%
42.2%
Q2 24
80.3%
35.6%
Q1 24
80.0%
35.9%
Operating Margin
FICO
FICO
WLKP
WLKP
Q4 25
45.7%
27.8%
Q3 25
46.0%
29.8%
Q2 25
48.9%
30.7%
Q1 25
49.3%
19.6%
Q4 24
40.8%
31.7%
Q3 24
43.4%
39.6%
Q2 24
42.5%
32.9%
Q1 24
44.9%
33.4%
Net Margin
FICO
FICO
WLKP
WLKP
Q4 25
30.9%
4.5%
Q3 25
30.1%
4.7%
Q2 25
33.9%
4.9%
Q1 25
32.6%
2.1%
Q4 24
34.7%
5.2%
Q3 24
29.9%
6.5%
Q2 24
28.2%
5.1%
Q1 24
29.9%
5.2%
EPS (diluted)
FICO
FICO
WLKP
WLKP
Q4 25
$6.61
Q3 25
$6.41
Q2 25
$7.40
Q1 25
$6.59
Q4 24
$6.14
Q3 24
$5.44
Q2 24
$5.05
Q1 24
$5.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FICO
FICO
WLKP
WLKP
Cash + ST InvestmentsLiquidity on hand
$162.0M
$44.3M
Total DebtLower is stronger
$3.2B
Stockholders' EquityBook value
$-1.8B
Total Assets
$1.9B
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FICO
FICO
WLKP
WLKP
Q4 25
$162.0M
$44.3M
Q3 25
$134.1M
$37.9M
Q2 25
$189.0M
$36.6M
Q1 25
$146.6M
$49.6M
Q4 24
$184.3M
$58.3M
Q3 24
$150.7M
$60.2M
Q2 24
$156.0M
$66.0M
Q1 24
$135.7M
$55.8M
Total Debt
FICO
FICO
WLKP
WLKP
Q4 25
$3.2B
Q3 25
$3.1B
Q2 25
$2.8B
Q1 25
$2.5B
Q4 24
$2.4B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.0B
Stockholders' Equity
FICO
FICO
WLKP
WLKP
Q4 25
$-1.8B
Q3 25
$-1.7B
Q2 25
$-1.4B
Q1 25
$-1.1B
Q4 24
$-1.1B
Q3 24
$-962.7M
Q2 24
$-829.3M
Q1 24
$-735.7M
Total Assets
FICO
FICO
WLKP
WLKP
Q4 25
$1.9B
$1.3B
Q3 25
$1.9B
$1.3B
Q2 25
$1.9B
$1.3B
Q1 25
$1.8B
$1.4B
Q4 24
$1.7B
$1.3B
Q3 24
$1.7B
$1.3B
Q2 24
$1.7B
$1.3B
Q1 24
$1.7B
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FICO
FICO
WLKP
WLKP
Operating Cash FlowLast quarter
$174.1M
$120.4M
Free Cash FlowOCF − Capex
$173.9M
$111.5M
FCF MarginFCF / Revenue
34.0%
34.5%
Capex IntensityCapex / Revenue
0.0%
2.7%
Cash ConversionOCF / Net Profit
1.10×
8.28×
TTM Free Cash FlowTrailing 4 quarters
$750.6M
$201.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FICO
FICO
WLKP
WLKP
Q4 25
$174.1M
$120.4M
Q3 25
$223.7M
$105.2M
Q2 25
$286.2M
$9.1M
Q1 25
$74.9M
$45.8M
Q4 24
$194.0M
$132.5M
Q3 24
$226.5M
$126.1M
Q2 24
$213.3M
$121.9M
Q1 24
$71.0M
$104.6M
Free Cash Flow
FICO
FICO
WLKP
WLKP
Q4 25
$173.9M
$111.5M
Q3 25
$219.5M
$75.6M
Q2 25
$284.4M
$-15.3M
Q1 25
$72.8M
$29.8M
Q4 24
$193.2M
$119.0M
Q3 24
$224.7M
$110.5M
Q2 24
$211.6M
$111.7M
Q1 24
$67.0M
$94.8M
FCF Margin
FICO
FICO
WLKP
WLKP
Q4 25
34.0%
34.5%
Q3 25
42.6%
24.5%
Q2 25
53.0%
-5.2%
Q1 25
14.6%
12.6%
Q4 24
43.9%
41.0%
Q3 24
49.5%
39.9%
Q2 24
47.2%
39.3%
Q1 24
15.4%
33.3%
Capex Intensity
FICO
FICO
WLKP
WLKP
Q4 25
0.0%
2.7%
Q3 25
0.8%
9.6%
Q2 25
0.3%
8.2%
Q1 25
0.4%
6.7%
Q4 24
0.2%
4.6%
Q3 24
0.4%
5.6%
Q2 24
0.4%
3.6%
Q1 24
0.9%
3.4%
Cash Conversion
FICO
FICO
WLKP
WLKP
Q4 25
1.10×
8.28×
Q3 25
1.44×
7.18×
Q2 25
1.57×
0.62×
Q1 25
0.46×
9.25×
Q4 24
1.27×
8.83×
Q3 24
1.67×
6.95×
Q2 24
1.69×
8.45×
Q1 24
0.55×
7.05×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

WLKP
WLKP

Affiliated Entity$296.9M92%
Nonrelated Party$26.2M8%

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