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Side-by-side financial comparison of Figma, Inc. (FIG) and PROVIDENT FINANCIAL SERVICES INC (PFS). Click either name above to swap in a different company.

Figma, Inc. is the larger business by last-quarter revenue ($274.2M vs $225.7M, roughly 1.2× PROVIDENT FINANCIAL SERVICES INC). On growth, Figma, Inc. posted the faster year-over-year revenue change (38.0% vs 9.6%). PROVIDENT FINANCIAL SERVICES INC produced more free cash flow last quarter ($430.7M vs $49.5M).

Figma is a collaborative web application for interface design, with additional offline features enabled by desktop applications for macOS and Windows. The feature set of Figma focuses on user interface and user experience design, with an emphasis on real-time collaboration, utilizing a variety of vector graphics editor and prototyping tools. The Figma mobile app for Android and iOS allows viewing and interacting with Figma prototypes in real-time on mobile and tablet devices.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

FIG vs PFS — Head-to-Head

Bigger by revenue
FIG
FIG
1.2× larger
FIG
$274.2M
$225.7M
PFS
Growing faster (revenue YoY)
FIG
FIG
+28.4% gap
FIG
38.0%
9.6%
PFS
More free cash flow
PFS
PFS
$381.3M more FCF
PFS
$430.7M
$49.5M
FIG

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
FIG
FIG
PFS
PFS
Revenue
$274.2M
$225.7M
Net Profit
$-1.1B
Gross Margin
69.4%
Operating Margin
-414.6%
49.7%
Net Margin
-400.1%
Revenue YoY
38.0%
9.6%
Net Profit YoY
-6933.0%
EPS (diluted)
$-2.72
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FIG
FIG
PFS
PFS
Q4 25
$225.7M
Q3 25
$274.2M
$221.8M
Q2 25
$249.6M
$214.2M
Q1 25
$208.8M
Q4 24
$205.9M
Q3 24
$198.6M
$210.6M
Q2 24
$177.2M
$163.8M
Q1 24
$114.5M
Net Profit
FIG
FIG
PFS
PFS
Q4 25
Q3 25
$-1.1B
$71.7M
Q2 25
$28.2M
$72.0M
Q1 25
$64.0M
Q4 24
Q3 24
$-15.6M
$46.4M
Q2 24
$-827.9M
$-11.5M
Q1 24
$32.1M
Gross Margin
FIG
FIG
PFS
PFS
Q4 25
Q3 25
69.4%
Q2 25
88.8%
Q1 25
Q4 24
Q3 24
90.6%
Q2 24
77.7%
Q1 24
Operating Margin
FIG
FIG
PFS
PFS
Q4 25
49.7%
Q3 25
-414.6%
45.8%
Q2 25
0.8%
47.8%
Q1 25
44.0%
Q4 24
30.5%
Q3 24
-23.8%
31.0%
Q2 24
-504.7%
-13.0%
Q1 24
37.5%
Net Margin
FIG
FIG
PFS
PFS
Q4 25
Q3 25
-400.1%
32.3%
Q2 25
11.3%
33.6%
Q1 25
30.7%
Q4 24
Q3 24
-7.9%
22.0%
Q2 24
-467.2%
-7.0%
Q1 24
28.0%
EPS (diluted)
FIG
FIG
PFS
PFS
Q4 25
$0.64
Q3 25
$-2.72
$0.55
Q2 25
$0.00
$0.55
Q1 25
$0.49
Q4 24
$0.37
Q3 24
$-0.07
$0.36
Q2 24
$-4.39
$-0.11
Q1 24
$0.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FIG
FIG
PFS
PFS
Cash + ST InvestmentsLiquidity on hand
$1.6B
$209.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.4B
$2.8B
Total Assets
$2.1B
$25.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FIG
FIG
PFS
PFS
Q4 25
$209.1M
Q3 25
$1.6B
$299.2M
Q2 25
$1.6B
$258.0M
Q1 25
$234.1M
Q4 24
$205.9M
Q3 24
$416.1M
$244.0M
Q2 24
$586.1M
$290.5M
Q1 24
$158.3M
Stockholders' Equity
FIG
FIG
PFS
PFS
Q4 25
$2.8B
Q3 25
$1.4B
$2.8B
Q2 25
$1.4B
$2.7B
Q1 25
$2.7B
Q4 24
$2.6B
Q3 24
$1.2B
$2.6B
Q2 24
$862.4M
$2.6B
Q1 24
$1.7B
Total Assets
FIG
FIG
PFS
PFS
Q4 25
$25.0B
Q3 25
$2.1B
$24.8B
Q2 25
$2.0B
$24.5B
Q1 25
$24.2B
Q4 24
$24.1B
Q3 24
$24.0B
Q2 24
$24.1B
Q1 24
$14.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FIG
FIG
PFS
PFS
Operating Cash FlowLast quarter
$51.2M
$442.3M
Free Cash FlowOCF − Capex
$49.5M
$430.7M
FCF MarginFCF / Revenue
18.0%
190.8%
Capex IntensityCapex / Revenue
0.6%
5.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$797.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FIG
FIG
PFS
PFS
Q4 25
$442.3M
Q3 25
$51.2M
$98.0M
Q2 25
$186.8M
Q1 25
$88.5M
Q4 24
$426.4M
Q3 24
$69.2M
Q2 24
$76.5M
Q1 24
$41.4M
Free Cash Flow
FIG
FIG
PFS
PFS
Q4 25
$430.7M
Q3 25
$49.5M
$96.7M
Q2 25
$182.6M
Q1 25
$87.4M
Q4 24
$425.1M
Q3 24
$67.9M
Q2 24
$75.5M
Q1 24
$40.9M
FCF Margin
FIG
FIG
PFS
PFS
Q4 25
190.8%
Q3 25
18.0%
43.6%
Q2 25
85.2%
Q1 25
41.9%
Q4 24
206.4%
Q3 24
32.2%
Q2 24
46.1%
Q1 24
35.7%
Capex Intensity
FIG
FIG
PFS
PFS
Q4 25
5.1%
Q3 25
0.6%
0.6%
Q2 25
2.0%
Q1 25
0.5%
Q4 24
0.6%
Q3 24
0.6%
Q2 24
0.6%
Q1 24
0.5%
Cash Conversion
FIG
FIG
PFS
PFS
Q4 25
Q3 25
1.37×
Q2 25
2.59×
Q1 25
1.38×
Q4 24
Q3 24
1.49×
Q2 24
Q1 24
1.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FIG
FIG

Non Us$147.4M54%
US$126.8M46%

PFS
PFS

Segment breakdown not available.

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