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Side-by-side financial comparison of Figure Technology Solutions, Inc. (FIGR) and HAVERTY FURNITURE COMPANIES INC (HVT). Click either name above to swap in a different company.

HAVERTY FURNITURE COMPANIES INC is the larger business by last-quarter revenue ($201.9M vs $156.4M, roughly 1.3× Figure Technology Solutions, Inc.). Figure Technology Solutions, Inc. runs the higher net margin — 57.3% vs 4.2%, a 53.1% gap on every dollar of revenue.

Figure Technology Solutions, Inc. is a financial technology company in Reno, Nevada, United States. Established in 2018, it develops and operates blockchain-based platforms used in lending, capital markets, and asset management.

Furniture Brands International, Inc. was a home furnishings company, headquartered in Clayton, Missouri. The company began in 1911 as International Shoe Company with the merger of Roberts, Johnson & Rand Shoe Company and Peters Shoe Company. In 1966, the company changed its name to Interco as the result of diversification, and once the company exited the shoe business, adopted the name Furniture Brands International. Some of the brands it owned in the furniture industry included Broyhill, Tho...

FIGR vs HVT — Head-to-Head

Bigger by revenue
HVT
HVT
1.3× larger
HVT
$201.9M
$156.4M
FIGR
Higher net margin
FIGR
FIGR
53.1% more per $
FIGR
57.3%
4.2%
HVT

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
FIGR
FIGR
HVT
HVT
Revenue
$156.4M
$201.9M
Net Profit
$89.6M
$8.5M
Gross Margin
60.4%
Operating Margin
33.7%
5.3%
Net Margin
57.3%
4.2%
Revenue YoY
9.5%
Net Profit YoY
4.1%
EPS (diluted)
$0.34

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FIGR
FIGR
HVT
HVT
Q4 25
$201.9M
Q3 25
$156.4M
$194.5M
Q2 25
$181.0M
Q1 25
$181.6M
Q4 24
$184.4M
Q3 24
$175.9M
Q2 24
$178.6M
Q1 24
$184.0M
Net Profit
FIGR
FIGR
HVT
HVT
Q4 25
$8.5M
Q3 25
$89.6M
$4.7M
Q2 25
$2.7M
Q1 25
$3.8M
Q4 24
$8.2M
Q3 24
$4.9M
Q2 24
$4.4M
Q1 24
$2.4M
Gross Margin
FIGR
FIGR
HVT
HVT
Q4 25
60.4%
Q3 25
60.3%
Q2 25
60.8%
Q1 25
61.2%
Q4 24
61.9%
Q3 24
60.2%
Q2 24
60.4%
Q1 24
60.3%
Operating Margin
FIGR
FIGR
HVT
HVT
Q4 25
5.3%
Q3 25
33.7%
3.3%
Q2 25
2.4%
Q1 25
2.9%
Q4 24
5.2%
Q3 24
3.9%
Q2 24
3.6%
Q1 24
1.7%
Net Margin
FIGR
FIGR
HVT
HVT
Q4 25
4.2%
Q3 25
57.3%
2.4%
Q2 25
1.5%
Q1 25
2.1%
Q4 24
4.4%
Q3 24
2.8%
Q2 24
2.5%
Q1 24
1.3%
EPS (diluted)
FIGR
FIGR
HVT
HVT
Q4 25
Q3 25
$0.34
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FIGR
FIGR
HVT
HVT
Cash + ST InvestmentsLiquidity on hand
$1.1B
$125.3M
Total DebtLower is stronger
$466.8M
Stockholders' EquityBook value
$1.2B
$307.9M
Total Assets
$2.2B
$649.1M
Debt / EquityLower = less leverage
0.40×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FIGR
FIGR
HVT
HVT
Q4 25
$125.3M
Q3 25
$1.1B
$130.5M
Q2 25
$107.4M
Q1 25
$111.9M
Q4 24
$120.0M
Q3 24
$121.2M
Q2 24
$109.9M
Q1 24
$111.8M
Total Debt
FIGR
FIGR
HVT
HVT
Q4 25
Q3 25
$466.8M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FIGR
FIGR
HVT
HVT
Q4 25
$307.9M
Q3 25
$1.2B
$306.0M
Q2 25
$304.9M
Q1 25
$305.4M
Q4 24
$307.6M
Q3 24
$307.8M
Q2 24
$307.1M
Q1 24
$306.7M
Total Assets
FIGR
FIGR
HVT
HVT
Q4 25
$649.1M
Q3 25
$2.2B
$651.7M
Q2 25
$642.7M
Q1 25
$642.7M
Q4 24
$648.7M
Q3 24
$659.3M
Q2 24
$642.1M
Q1 24
$640.5M
Debt / Equity
FIGR
FIGR
HVT
HVT
Q4 25
Q3 25
0.40×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FIGR
FIGR
HVT
HVT
Operating Cash FlowLast quarter
$49.3M
$7.4M
Free Cash FlowOCF − Capex
$3.0M
FCF MarginFCF / Revenue
1.5%
Capex IntensityCapex / Revenue
2.2%
Cash ConversionOCF / Net Profit
0.55×
0.86×
TTM Free Cash FlowTrailing 4 quarters
$33.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FIGR
FIGR
HVT
HVT
Q4 25
$7.4M
Q3 25
$49.3M
$31.9M
Q2 25
$7.2M
Q1 25
$6.2M
Q4 24
$16.9M
Q3 24
$24.4M
Q2 24
$14.4M
Q1 24
$3.1M
Free Cash Flow
FIGR
FIGR
HVT
HVT
Q4 25
$3.0M
Q3 25
$28.3M
Q2 25
$1.6M
Q1 25
$27.0K
Q4 24
$9.1M
Q3 24
$16.1M
Q2 24
$4.9M
Q1 24
$-3.3M
FCF Margin
FIGR
FIGR
HVT
HVT
Q4 25
1.5%
Q3 25
14.6%
Q2 25
0.9%
Q1 25
0.0%
Q4 24
4.9%
Q3 24
9.2%
Q2 24
2.7%
Q1 24
-1.8%
Capex Intensity
FIGR
FIGR
HVT
HVT
Q4 25
2.2%
Q3 25
1.8%
Q2 25
3.1%
Q1 25
3.4%
Q4 24
4.2%
Q3 24
4.7%
Q2 24
5.3%
Q1 24
3.5%
Cash Conversion
FIGR
FIGR
HVT
HVT
Q4 25
0.86×
Q3 25
0.55×
6.75×
Q2 25
2.69×
Q1 25
1.63×
Q4 24
2.06×
Q3 24
4.96×
Q2 24
3.25×
Q1 24
1.31×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FIGR
FIGR

Segment breakdown not available.

HVT
HVT

Upholstery$91.0M45%
Bedroom Furniture$29.2M14%
Accessories And Other$28.4M14%
Dining Room Furniture$22.8M11%
Mattresses$16.1M8%
Occasional$14.4M7%

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