vs

Side-by-side financial comparison of Figure Technology Solutions, Inc. (FIGR) and SHOE CARNIVAL INC (SCVL). Click either name above to swap in a different company.

SHOE CARNIVAL INC is the larger business by last-quarter revenue ($297.2M vs $156.4M, roughly 1.9× Figure Technology Solutions, Inc.). Figure Technology Solutions, Inc. runs the higher net margin — 57.3% vs 4.9%, a 52.4% gap on every dollar of revenue.

Figure Technology Solutions, Inc. is a financial technology company in Reno, Nevada, United States. Established in 2018, it develops and operates blockchain-based platforms used in lending, capital markets, and asset management.

Shoe Carnival Inc. is an American retailer of family footwear. The company operates 429 stores throughout the midwest, south, and southeast regions, and Puerto Rico. It was founded by David Russell in 1978 and is headquartered in Fort Mill, South Carolina as of 2025.

FIGR vs SCVL — Head-to-Head

Bigger by revenue
SCVL
SCVL
1.9× larger
SCVL
$297.2M
$156.4M
FIGR
Higher net margin
FIGR
FIGR
52.4% more per $
FIGR
57.3%
4.9%
SCVL

Income Statement — Q3 FY2025 vs Q3 FY2026

Metric
FIGR
FIGR
SCVL
SCVL
Revenue
$156.4M
$297.2M
Net Profit
$89.6M
$14.6M
Gross Margin
37.6%
Operating Margin
33.7%
6.3%
Net Margin
57.3%
4.9%
Revenue YoY
-3.2%
Net Profit YoY
-23.9%
EPS (diluted)
$0.34
$0.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FIGR
FIGR
SCVL
SCVL
Q4 25
$297.2M
Q3 25
$156.4M
$306.4M
Q2 25
$277.7M
Q1 25
$262.9M
Q4 24
$306.9M
Q3 24
$332.7M
Q2 24
$300.4M
Q1 24
$280.2M
Net Profit
FIGR
FIGR
SCVL
SCVL
Q4 25
$14.6M
Q3 25
$89.6M
$19.2M
Q2 25
$9.3M
Q1 25
$14.7M
Q4 24
$19.2M
Q3 24
$22.6M
Q2 24
$17.3M
Q1 24
$15.5M
Gross Margin
FIGR
FIGR
SCVL
SCVL
Q4 25
37.6%
Q3 25
38.8%
Q2 25
34.5%
Q1 25
34.9%
Q4 24
36.0%
Q3 24
36.1%
Q2 24
35.6%
Q1 24
35.6%
Operating Margin
FIGR
FIGR
SCVL
SCVL
Q4 25
6.3%
Q3 25
33.7%
8.2%
Q2 25
4.3%
Q1 25
5.3%
Q4 24
8.0%
Q3 24
9.0%
Q2 24
7.5%
Q1 24
7.1%
Net Margin
FIGR
FIGR
SCVL
SCVL
Q4 25
4.9%
Q3 25
57.3%
6.3%
Q2 25
3.4%
Q1 25
5.6%
Q4 24
6.3%
Q3 24
6.8%
Q2 24
5.8%
Q1 24
5.5%
EPS (diluted)
FIGR
FIGR
SCVL
SCVL
Q4 25
$0.53
Q3 25
$0.34
$0.70
Q2 25
$0.34
Q1 25
$0.53
Q4 24
$0.70
Q3 24
$0.82
Q2 24
$0.63
Q1 24
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FIGR
FIGR
SCVL
SCVL
Cash + ST InvestmentsLiquidity on hand
$1.1B
$107.7M
Total DebtLower is stronger
$466.8M
Stockholders' EquityBook value
$1.2B
$683.2M
Total Assets
$2.2B
$1.2B
Debt / EquityLower = less leverage
0.40×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FIGR
FIGR
SCVL
SCVL
Q4 25
$107.7M
Q3 25
$1.1B
$91.9M
Q2 25
$93.0M
Q1 25
$123.1M
Q4 24
$91.1M
Q3 24
$84.5M
Q2 24
$69.5M
Q1 24
$111.2M
Total Debt
FIGR
FIGR
SCVL
SCVL
Q4 25
Q3 25
$466.8M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FIGR
FIGR
SCVL
SCVL
Q4 25
$683.2M
Q3 25
$1.2B
$670.7M
Q2 25
$653.6M
Q1 25
$649.0M
Q4 24
$635.7M
Q3 24
$618.5M
Q2 24
$597.8M
Q1 24
$583.4M
Total Assets
FIGR
FIGR
SCVL
SCVL
Q4 25
$1.2B
Q3 25
$2.2B
$1.2B
Q2 25
$1.1B
Q1 25
$1.1B
Q4 24
$1.1B
Q3 24
$1.1B
Q2 24
$1.1B
Q1 24
$1.0B
Debt / Equity
FIGR
FIGR
SCVL
SCVL
Q4 25
Q3 25
0.40×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FIGR
FIGR
SCVL
SCVL
Operating Cash FlowLast quarter
$49.3M
$33.6M
Free Cash FlowOCF − Capex
$19.7M
FCF MarginFCF / Revenue
6.6%
Capex IntensityCapex / Revenue
4.7%
Cash ConversionOCF / Net Profit
0.55×
2.30×
TTM Free Cash FlowTrailing 4 quarters
$35.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FIGR
FIGR
SCVL
SCVL
Q4 25
$33.6M
Q3 25
$49.3M
$13.3M
Q2 25
$-9.6M
Q1 25
$44.5M
Q4 24
$17.3M
Q3 24
$23.7M
Q2 24
$17.1M
Q1 24
$53.4M
Free Cash Flow
FIGR
FIGR
SCVL
SCVL
Q4 25
$19.7M
Q3 25
$2.2M
Q2 25
$-23.0M
Q1 25
$36.2M
Q4 24
$8.3M
Q3 24
$18.2M
Q2 24
$6.9M
Q1 24
$40.7M
FCF Margin
FIGR
FIGR
SCVL
SCVL
Q4 25
6.6%
Q3 25
0.7%
Q2 25
-8.3%
Q1 25
13.8%
Q4 24
2.7%
Q3 24
5.5%
Q2 24
2.3%
Q1 24
14.5%
Capex Intensity
FIGR
FIGR
SCVL
SCVL
Q4 25
4.7%
Q3 25
3.6%
Q2 25
4.8%
Q1 25
3.2%
Q4 24
3.0%
Q3 24
1.7%
Q2 24
3.4%
Q1 24
4.5%
Cash Conversion
FIGR
FIGR
SCVL
SCVL
Q4 25
2.30×
Q3 25
0.55×
0.69×
Q2 25
-1.03×
Q1 25
3.04×
Q4 24
0.90×
Q3 24
1.05×
Q2 24
0.99×
Q1 24
3.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons