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Side-by-side financial comparison of Figure Technology Solutions, Inc. (FIGR) and UNITED STATES LIME & MINERALS INC (USLM). Click either name above to swap in a different company.

Figure Technology Solutions, Inc. is the larger business by last-quarter revenue ($156.4M vs $87.9M, roughly 1.8× UNITED STATES LIME & MINERALS INC). Figure Technology Solutions, Inc. runs the higher net margin — 57.3% vs 34.7%, a 22.5% gap on every dollar of revenue.

Figure Technology Solutions, Inc. is a financial technology company in Reno, Nevada, United States. Established in 2018, it develops and operates blockchain-based platforms used in lending, capital markets, and asset management.

United States Lime & Minerals Inc is a leading US-based natural resources enterprise that produces high-calcium lime, dolomitic lime, limestone and related mineral products. Its core client segments cover infrastructure construction, steel manufacturing, agricultural soil amendment, environmental emission control and industrial processing, serving customers across North America.

FIGR vs USLM — Head-to-Head

Bigger by revenue
FIGR
FIGR
1.8× larger
FIGR
$156.4M
$87.9M
USLM
Higher net margin
FIGR
FIGR
22.5% more per $
FIGR
57.3%
34.7%
USLM

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
FIGR
FIGR
USLM
USLM
Revenue
$156.4M
$87.9M
Net Profit
$89.6M
$30.5M
Gross Margin
48.0%
Operating Margin
33.7%
41.0%
Net Margin
57.3%
34.7%
Revenue YoY
9.8%
Net Profit YoY
13.2%
EPS (diluted)
$0.34
$1.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FIGR
FIGR
USLM
USLM
Q4 25
$87.9M
Q3 25
$156.4M
$102.0M
Q2 25
$91.5M
Q1 25
$91.3M
Q4 24
$80.1M
Q3 24
$89.4M
Q2 24
$76.5M
Q1 24
$71.7M
Net Profit
FIGR
FIGR
USLM
USLM
Q4 25
$30.5M
Q3 25
$89.6M
$38.8M
Q2 25
$30.8M
Q1 25
$34.1M
Q4 24
$27.0M
Q3 24
$33.4M
Q2 24
$26.1M
Q1 24
$22.4M
Gross Margin
FIGR
FIGR
USLM
USLM
Q4 25
48.0%
Q3 25
51.2%
Q2 25
45.8%
Q1 25
50.6%
Q4 24
44.3%
Q3 24
48.2%
Q2 24
45.5%
Q1 24
42.7%
Operating Margin
FIGR
FIGR
USLM
USLM
Q4 25
41.0%
Q3 25
33.7%
45.3%
Q2 25
39.0%
Q1 25
43.7%
Q4 24
38.8%
Q3 24
42.6%
Q2 24
39.1%
Q1 24
35.9%
Net Margin
FIGR
FIGR
USLM
USLM
Q4 25
34.7%
Q3 25
57.3%
38.0%
Q2 25
33.7%
Q1 25
37.4%
Q4 24
33.7%
Q3 24
37.3%
Q2 24
34.0%
Q1 24
31.3%
EPS (diluted)
FIGR
FIGR
USLM
USLM
Q4 25
$1.06
Q3 25
$0.34
$1.35
Q2 25
$1.07
Q1 25
$1.19
Q4 24
$-2.20
Q3 24
$1.16
Q2 24
$0.91
Q1 24
$3.92

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FIGR
FIGR
USLM
USLM
Cash + ST InvestmentsLiquidity on hand
$1.1B
$371.1M
Total DebtLower is stronger
$466.8M
$0
Stockholders' EquityBook value
$1.2B
$630.8M
Total Assets
$2.2B
$681.0M
Debt / EquityLower = less leverage
0.40×
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FIGR
FIGR
USLM
USLM
Q4 25
$371.1M
Q3 25
$1.1B
$349.5M
Q2 25
$319.9M
Q1 25
$300.6M
Q4 24
$278.0M
Q3 24
$255.0M
Q2 24
$222.5M
Q1 24
$207.0M
Total Debt
FIGR
FIGR
USLM
USLM
Q4 25
$0
Q3 25
$466.8M
$0
Q2 25
$0
Q1 25
$0
Q4 24
$0
Q3 24
$0
Q2 24
$0
Q1 24
$0
Stockholders' Equity
FIGR
FIGR
USLM
USLM
Q4 25
$630.8M
Q3 25
$1.2B
$602.3M
Q2 25
$563.3M
Q1 25
$532.2M
Q4 24
$497.7M
Q3 24
$474.2M
Q2 24
$441.1M
Q1 24
$415.3M
Total Assets
FIGR
FIGR
USLM
USLM
Q4 25
$681.0M
Q3 25
$2.2B
$652.8M
Q2 25
$607.4M
Q1 25
$585.3M
Q4 24
$543.2M
Q3 24
$521.8M
Q2 24
$484.2M
Q1 24
$464.0M
Debt / Equity
FIGR
FIGR
USLM
USLM
Q4 25
0.00×
Q3 25
0.40×
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FIGR
FIGR
USLM
USLM
Operating Cash FlowLast quarter
$49.3M
$45.6M
Free Cash FlowOCF − Capex
$25.7M
FCF MarginFCF / Revenue
29.2%
Capex IntensityCapex / Revenue
22.6%
Cash ConversionOCF / Net Profit
0.55×
1.49×
TTM Free Cash FlowTrailing 4 quarters
$102.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FIGR
FIGR
USLM
USLM
Q4 25
$45.6M
Q3 25
$49.3M
$45.9M
Q2 25
$34.0M
Q1 25
$39.4M
Q4 24
$38.6M
Q3 24
$39.0M
Q2 24
$21.2M
Q1 24
$27.2M
Free Cash Flow
FIGR
FIGR
USLM
USLM
Q4 25
$25.7M
Q3 25
$31.3M
Q2 25
$20.8M
Q1 25
$24.6M
Q4 24
$27.6M
Q3 24
$33.9M
Q2 24
$16.8M
Q1 24
$20.3M
FCF Margin
FIGR
FIGR
USLM
USLM
Q4 25
29.2%
Q3 25
30.7%
Q2 25
22.7%
Q1 25
26.9%
Q4 24
34.4%
Q3 24
37.9%
Q2 24
21.9%
Q1 24
28.4%
Capex Intensity
FIGR
FIGR
USLM
USLM
Q4 25
22.6%
Q3 25
14.4%
Q2 25
14.5%
Q1 25
16.3%
Q4 24
13.8%
Q3 24
5.8%
Q2 24
5.7%
Q1 24
9.5%
Cash Conversion
FIGR
FIGR
USLM
USLM
Q4 25
1.49×
Q3 25
0.55×
1.18×
Q2 25
1.10×
Q1 25
1.16×
Q4 24
1.43×
Q3 24
1.17×
Q2 24
0.81×
Q1 24
1.21×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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