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Side-by-side financial comparison of Fidelis Insurance Holdings Ltd (FIHL) and Regency Centers (REG). Click either name above to swap in a different company.

Fidelis Insurance Holdings Ltd is the larger business by last-quarter revenue ($651.9M vs $404.2M, roughly 1.6× Regency Centers). Regency Centers runs the higher net margin — 50.1% vs 20.0%, a 30.1% gap on every dollar of revenue. On growth, Regency Centers posted the faster year-over-year revenue change (8.5% vs -5.0%).

Fidelis Insurance Holdings Ltd is a global specialty insurance and reinsurance firm headquartered in Bermuda. It offers tailored coverage solutions across property, casualty, marine, aviation, and specialty risk segments, serving corporate and institutional clients across North America, Europe, and other international markets.

Regency Centers Corporation is a real estate investment trust based in Jacksonville, Florida, and is one of the largest operators of shopping centers with grocery stores as anchor tenants. As of October 21, 2020, the company owned 415 properties comprising 56-million-square feet of space. Notable properties owned by the company include Serramonte Center and a 30% interest in Village District.

FIHL vs REG — Head-to-Head

Bigger by revenue
FIHL
FIHL
1.6× larger
FIHL
$651.9M
$404.2M
REG
Growing faster (revenue YoY)
REG
REG
+13.5% gap
REG
8.5%
-5.0%
FIHL
Higher net margin
REG
REG
30.1% more per $
REG
50.1%
20.0%
FIHL

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
FIHL
FIHL
REG
REG
Revenue
$651.9M
$404.2M
Net Profit
$130.5M
$202.5M
Gross Margin
Operating Margin
24.7%
71.0%
Net Margin
20.0%
50.1%
Revenue YoY
-5.0%
8.5%
Net Profit YoY
29.7%
134.1%
EPS (diluted)
$1.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FIHL
FIHL
REG
REG
Q4 25
$404.2M
Q3 25
$651.9M
$387.6M
Q2 25
$589.3M
$380.8M
Q1 25
$658.4M
$380.9M
Q4 24
$372.5M
Q3 24
$686.1M
$360.3M
Q2 24
$540.1M
$357.3M
Q1 24
$520.0M
$363.9M
Net Profit
FIHL
FIHL
REG
REG
Q4 25
$202.5M
Q3 25
$130.5M
$109.4M
Q2 25
$19.7M
$106.0M
Q1 25
$-42.5M
$109.6M
Q4 24
$86.5M
Q3 24
$100.6M
$101.5M
Q2 24
$53.7M
$102.7M
Q1 24
$81.2M
$109.8M
Operating Margin
FIHL
FIHL
REG
REG
Q4 25
71.0%
Q3 25
24.7%
72.7%
Q2 25
3.8%
73.8%
Q1 25
-7.6%
71.8%
Q4 24
71.1%
Q3 24
17.2%
72.5%
Q2 24
11.6%
72.3%
Q1 24
18.3%
72.3%
Net Margin
FIHL
FIHL
REG
REG
Q4 25
50.1%
Q3 25
20.0%
28.2%
Q2 25
3.3%
27.8%
Q1 25
-6.5%
28.8%
Q4 24
23.2%
Q3 24
14.7%
28.2%
Q2 24
9.9%
28.7%
Q1 24
15.6%
30.2%
EPS (diluted)
FIHL
FIHL
REG
REG
Q4 25
Q3 25
$1.24
Q2 25
$0.18
Q1 25
$-0.38
Q4 24
Q3 24
$0.88
Q2 24
$0.46
Q1 24
$0.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FIHL
FIHL
REG
REG
Cash + ST InvestmentsLiquidity on hand
$892.5M
Total DebtLower is stronger
$842.9M
$4.7B
Stockholders' EquityBook value
$2.4B
$6.9B
Total Assets
$12.5B
$13.0B
Debt / EquityLower = less leverage
0.35×
0.69×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FIHL
FIHL
REG
REG
Q4 25
Q3 25
$892.5M
Q2 25
$919.4M
Q1 25
$733.4M
Q4 24
Q3 24
$806.8M
Q2 24
$628.6M
Q1 24
$671.7M
Total Debt
FIHL
FIHL
REG
REG
Q4 25
$4.7B
Q3 25
$842.9M
$4.9B
Q2 25
$842.6M
$4.8B
Q1 25
$449.1M
$4.6B
Q4 24
$4.4B
Q3 24
$448.8M
$4.4B
Q2 24
$448.6M
$4.4B
Q1 24
$448.4M
$4.4B
Stockholders' Equity
FIHL
FIHL
REG
REG
Q4 25
$6.9B
Q3 25
$2.4B
$6.8B
Q2 25
$2.3B
$6.7B
Q1 25
$2.4B
$6.7B
Q4 24
$6.7B
Q3 24
$2.6B
$6.8B
Q2 24
$2.5B
$6.8B
Q1 24
$2.5B
$7.0B
Total Assets
FIHL
FIHL
REG
REG
Q4 25
$13.0B
Q3 25
$12.5B
$13.1B
Q2 25
$13.0B
$12.7B
Q1 25
$12.8B
$12.6B
Q4 24
$12.4B
Q3 24
$11.7B
$12.4B
Q2 24
$11.9B
$12.4B
Q1 24
$11.3B
$12.7B
Debt / Equity
FIHL
FIHL
REG
REG
Q4 25
0.69×
Q3 25
0.35×
0.72×
Q2 25
0.36×
0.72×
Q1 25
0.19×
0.69×
Q4 24
0.66×
Q3 24
0.17×
0.65×
Q2 24
0.18×
0.64×
Q1 24
0.18×
0.63×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FIHL
FIHL
REG
REG
Operating Cash FlowLast quarter
$155.2M
$203.9M
Free Cash FlowOCF − Capex
$154.6M
FCF MarginFCF / Revenue
23.7%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
1.19×
1.01×
TTM Free Cash FlowTrailing 4 quarters
$-320.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FIHL
FIHL
REG
REG
Q4 25
$203.9M
Q3 25
$155.2M
$218.7M
Q2 25
$-359.2M
$244.0M
Q1 25
$-433.1M
$161.0M
Q4 24
$191.4M
Q3 24
$318.9M
$227.6M
Q2 24
$208.5M
$203.5M
Q1 24
$-35.3M
$167.8M
Free Cash Flow
FIHL
FIHL
REG
REG
Q4 25
Q3 25
$154.6M
Q2 25
$-359.3M
Q1 25
$-433.4M
Q4 24
Q3 24
$317.2M
Q2 24
$206.6M
Q1 24
$-35.6M
FCF Margin
FIHL
FIHL
REG
REG
Q4 25
Q3 25
23.7%
Q2 25
-61.0%
Q1 25
-65.8%
Q4 24
Q3 24
46.2%
Q2 24
38.3%
Q1 24
-6.8%
Capex Intensity
FIHL
FIHL
REG
REG
Q4 25
Q3 25
0.1%
Q2 25
0.0%
Q1 25
0.0%
Q4 24
Q3 24
0.2%
Q2 24
0.4%
Q1 24
0.1%
Cash Conversion
FIHL
FIHL
REG
REG
Q4 25
1.01×
Q3 25
1.19×
2.00×
Q2 25
-18.23×
2.30×
Q1 25
1.47×
Q4 24
2.21×
Q3 24
3.17×
2.24×
Q2 24
3.88×
1.98×
Q1 24
-0.43×
1.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FIHL
FIHL

Segment breakdown not available.

REG
REG

Shopping Centers$418.0M103%
Propertymanagementservices$4.1M1%
Assetmanagementservices$1.7M0%

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