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Side-by-side financial comparison of FinVolution Group (FINV) and Trip.com Group Ltd (TCOM). Click either name above to swap in a different company.

FinVolution Group is the larger business by last-quarter revenue ($479.7M vs $304.6M, roughly 1.6× Trip.com Group Ltd). Trip.com Group Ltd runs the higher net margin — 27.8% vs 21.2%, a 6.6% gap on every dollar of revenue.

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

Trip.com Group Limited is a multinational travel agency headquartered in Shanghai, China. It is the largest online travel service provider in the world.

FINV vs TCOM — Head-to-Head

Bigger by revenue
FINV
FINV
1.6× larger
FINV
$479.7M
$304.6M
TCOM
Higher net margin
TCOM
TCOM
6.6% more per $
TCOM
27.8%
21.2%
FINV

Income Statement — Q1 FY2025 vs Q4 FY2025

Metric
FINV
FINV
TCOM
TCOM
Revenue
$479.7M
$304.6M
Net Profit
$101.7M
$84.6M
Gross Margin
78.8%
Operating Margin
44.6%
16.5%
Net Margin
21.2%
27.8%
Revenue YoY
Net Profit YoY
EPS (diluted)
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINV
FINV
TCOM
TCOM
Q4 25
$304.6M
Q1 25
$479.7M
Q2 24
$242.7M
Q2 23
$214.5M
Q4 22
$100.7M
Q3 22
$82.7M
Net Profit
FINV
FINV
TCOM
TCOM
Q4 25
$84.6M
Q1 25
$101.7M
Q2 24
$73.8M
Q2 23
$12.6M
Q4 22
$41.5M
Q3 22
$152.6M
Gross Margin
FINV
FINV
TCOM
TCOM
Q4 25
78.8%
Q1 25
Q2 24
81.8%
Q2 23
82.0%
Q4 22
76.0%
Q3 22
75.5%
Operating Margin
FINV
FINV
TCOM
TCOM
Q4 25
16.5%
Q1 25
44.6%
Q2 24
27.8%
Q2 23
26.4%
Q4 22
Q3 22
-4.2%
Net Margin
FINV
FINV
TCOM
TCOM
Q4 25
27.8%
Q1 25
21.2%
Q2 24
30.4%
Q2 23
5.9%
Q4 22
41.2%
Q3 22
184.6%
EPS (diluted)
FINV
FINV
TCOM
TCOM
Q4 25
$0.12
Q1 25
Q2 24
$0.11
Q2 23
$0.02
Q4 22
$0.06
Q3 22
$0.00

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
TCOM
TCOM
Cash + ST InvestmentsLiquidity on hand
$745.0M
$10.8B
Total DebtLower is stronger
$4.2B
Stockholders' EquityBook value
$23.8B
Total Assets
$3.4B
$36.9B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
TCOM
TCOM
Q4 25
$10.8B
Q1 25
$745.0M
Q2 24
$12.4B
Q2 23
$7.6B
Q4 22
$6.2B
Q3 22
$7.4B
Total Debt
FINV
FINV
TCOM
TCOM
Q4 25
$4.2B
Q1 25
Q2 24
$8.2B
Q2 23
$7.2B
Q4 22
$1.8B
Q3 22
$7.4B
Stockholders' Equity
FINV
FINV
TCOM
TCOM
Q4 25
$23.8B
Q1 25
Q2 24
$18.1B
Q2 23
$16.3B
Q4 22
$16.3B
Q3 22
$15.2B
Total Assets
FINV
FINV
TCOM
TCOM
Q4 25
$36.9B
Q1 25
$3.4B
Q2 24
$34.2B
Q2 23
$30.1B
Q4 22
$27.8B
Q3 22
$26.9B
Debt / Equity
FINV
FINV
TCOM
TCOM
Q4 25
0.18×
Q1 25
Q2 24
0.45×
Q2 23
0.44×
Q4 22
0.11×
Q3 22
0.49×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
TCOM
TCOM
Operating Cash FlowLast quarter
$72.0M
Free Cash FlowOCF − Capex
$70.6M
FCF MarginFCF / Revenue
14.7%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
0.71×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
TCOM
TCOM
Q4 25
Q1 25
$72.0M
Q2 24
Q2 23
Q4 22
$380.0M
Q3 22
Free Cash Flow
FINV
FINV
TCOM
TCOM
Q4 25
Q1 25
$70.6M
Q2 24
Q2 23
Q4 22
$308.0M
Q3 22
FCF Margin
FINV
FINV
TCOM
TCOM
Q4 25
Q1 25
14.7%
Q2 24
Q2 23
Q4 22
305.7%
Q3 22
Capex Intensity
FINV
FINV
TCOM
TCOM
Q4 25
Q1 25
0.3%
Q2 24
Q2 23
Q4 22
71.5%
Q3 22
Cash Conversion
FINV
FINV
TCOM
TCOM
Q4 25
Q1 25
0.71×
Q2 24
Q2 23
Q4 22
9.15×
Q3 22

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINV
FINV

Segment breakdown not available.

TCOM
TCOM

Others$273.0M90%
Other$31.6M10%

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