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Side-by-side financial comparison of Finwise Bancorp (FINW) and MicroAlgo Inc. (MLGO). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $26.3M, roughly 1.6× MicroAlgo Inc.).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
MicroAlgo Inc. is a technology enterprise specializing in custom algorithm optimization solutions. It mainly serves clients across smart city management, industrial internet, and e-commerce sectors, helping enterprises improve operational efficiency, reduce operating costs, and optimize data processing performance for real business scenarios.
FINW vs MLGO — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $26.3M |
| Net Profit | $2.7M | — |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 6.4% | — |
| Revenue YoY | — | -35.5% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.20 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | — | ||
| Q3 25 | $36.7M | — | ||
| Q2 25 | $25.1M | $26.3M | ||
| Q1 25 | $22.1M | — | ||
| Q4 24 | $21.1M | $34.6M | ||
| Q3 24 | $20.8M | — | ||
| Q2 24 | $19.8M | $40.8M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | — | ||
| Q3 25 | $4.9M | — | ||
| Q2 25 | $4.1M | — | ||
| Q1 25 | $3.2M | — | ||
| Q4 24 | $2.8M | $4.2M | ||
| Q3 24 | $3.5M | — | ||
| Q2 24 | $3.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 26.4% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | — | ||
| Q3 25 | 17.5% | — | ||
| Q2 25 | 21.7% | — | ||
| Q1 25 | 20.1% | — | ||
| Q4 24 | 17.5% | 7.0% | ||
| Q3 24 | 22.2% | — | ||
| Q2 24 | 21.1% | — |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | — | ||
| Q3 25 | 13.3% | — | ||
| Q2 25 | 16.3% | — | ||
| Q1 25 | 14.4% | — | ||
| Q4 24 | 13.2% | 12.1% | ||
| Q3 24 | 16.6% | — | ||
| Q2 24 | 16.1% | — |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | — | ||
| Q3 25 | $0.34 | — | ||
| Q2 25 | $0.29 | — | ||
| Q1 25 | $0.23 | — | ||
| Q4 24 | $0.19 | $0.56 | ||
| Q3 24 | $0.25 | — | ||
| Q2 24 | $0.24 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $319.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $196.6M | $317.6M |
| Total Assets | $899.4M | $330.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | — | ||
| Q3 25 | $105.6M | — | ||
| Q2 25 | $90.1M | $319.4M | ||
| Q1 25 | $120.3M | — | ||
| Q4 24 | $109.2M | $164.9M | ||
| Q3 24 | $85.8M | — | ||
| Q2 24 | $89.0M | $66.7M |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | — | ||
| Q3 25 | $187.8M | — | ||
| Q2 25 | $182.0M | $317.6M | ||
| Q1 25 | $177.4M | — | ||
| Q4 24 | $173.7M | $144.9M | ||
| Q3 24 | $170.4M | — | ||
| Q2 24 | $165.8M | $76.0M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | — | ||
| Q3 25 | $899.9M | — | ||
| Q2 25 | $842.5M | $330.8M | ||
| Q1 25 | $804.1M | — | ||
| Q4 24 | $746.0M | $176.3M | ||
| Q3 24 | $683.0M | — | ||
| Q2 24 | $617.8M | $107.6M |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
MLGO
Segment breakdown not available.
