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Side-by-side financial comparison of Finwise Bancorp (FINW) and NIP Group Inc. (NIPG). Click either name above to swap in a different company.

Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $39.3M, roughly 1.1× NIP Group Inc.). Finwise Bancorp runs the higher net margin — 6.4% vs -11.9%, a 18.3% gap on every dollar of revenue.

Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.

FINW vs NIPG — Head-to-Head

Bigger by revenue
FINW
FINW
1.1× larger
FINW
$42.7M
$39.3M
NIPG
Higher net margin
FINW
FINW
18.3% more per $
FINW
6.4%
-11.9%
NIPG

Income Statement — Q1 FY2026 vs Q2 FY2024

Metric
FINW
FINW
NIPG
NIPG
Revenue
$42.7M
$39.3M
Net Profit
$2.7M
$-4.7M
Gross Margin
6.0%
Operating Margin
-13.0%
Net Margin
6.4%
-11.9%
Revenue YoY
Net Profit YoY
EPS (diluted)
$0.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINW
FINW
NIPG
NIPG
Q1 26
$42.7M
Q4 25
$46.9M
Q3 25
$36.7M
Q2 25
$25.1M
Q1 25
$22.1M
Q4 24
$21.1M
Q3 24
$20.8M
Q2 24
$19.8M
$39.3M
Net Profit
FINW
FINW
NIPG
NIPG
Q1 26
$2.7M
Q4 25
$3.9M
Q3 25
$4.9M
Q2 25
$4.1M
Q1 25
$3.2M
Q4 24
$2.8M
Q3 24
$3.5M
Q2 24
$3.2M
$-4.7M
Gross Margin
FINW
FINW
NIPG
NIPG
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
6.0%
Operating Margin
FINW
FINW
NIPG
NIPG
Q1 26
Q4 25
11.7%
Q3 25
17.5%
Q2 25
21.7%
Q1 25
20.1%
Q4 24
17.5%
Q3 24
22.2%
Q2 24
21.1%
-13.0%
Net Margin
FINW
FINW
NIPG
NIPG
Q1 26
6.4%
Q4 25
8.4%
Q3 25
13.3%
Q2 25
16.3%
Q1 25
14.4%
Q4 24
13.2%
Q3 24
16.6%
Q2 24
16.1%
-11.9%
EPS (diluted)
FINW
FINW
NIPG
NIPG
Q1 26
$0.20
Q4 25
$0.27
Q3 25
$0.34
Q2 25
$0.29
Q1 25
$0.23
Q4 24
$0.19
Q3 24
$0.25
Q2 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINW
FINW
NIPG
NIPG
Cash + ST InvestmentsLiquidity on hand
$6.8M
Total DebtLower is stronger
$3.8M
Stockholders' EquityBook value
$196.6M
Total Assets
$899.4M
$305.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINW
FINW
NIPG
NIPG
Q1 26
Q4 25
$163.4M
Q3 25
$105.6M
Q2 25
$90.1M
Q1 25
$120.3M
Q4 24
$109.2M
Q3 24
$85.8M
Q2 24
$89.0M
$6.8M
Total Debt
FINW
FINW
NIPG
NIPG
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$3.8M
Stockholders' Equity
FINW
FINW
NIPG
NIPG
Q1 26
$196.6M
Q4 25
$193.2M
Q3 25
$187.8M
Q2 25
$182.0M
Q1 25
$177.4M
Q4 24
$173.7M
Q3 24
$170.4M
Q2 24
$165.8M
Total Assets
FINW
FINW
NIPG
NIPG
Q1 26
$899.4M
Q4 25
$977.1M
Q3 25
$899.9M
Q2 25
$842.5M
Q1 25
$804.1M
Q4 24
$746.0M
Q3 24
$683.0M
Q2 24
$617.8M
$305.3M

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINW
FINW

Net Interest Income$28.1M66%
Noninterest Income$14.6M34%

NIPG
NIPG

Segment breakdown not available.

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