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Side-by-side financial comparison of Finwise Bancorp (FINW) and NPK International Inc. (NPKI). Click either name above to swap in a different company.
NPK International Inc. is the larger business by last-quarter revenue ($75.2M vs $42.7M, roughly 1.8× Finwise Bancorp). Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs 23.9%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
FINW vs NPKI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $75.2M |
| Net Profit | $2.7M | — |
| Gross Margin | — | 37.7% |
| Operating Margin | — | 16.7% |
| Net Margin | 6.4% | — |
| Revenue YoY | — | 30.7% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.20 | $0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $75.2M | ||
| Q3 25 | $36.7M | $68.8M | ||
| Q2 25 | $25.1M | $68.2M | ||
| Q1 25 | $22.1M | $64.8M | ||
| Q4 24 | $21.1M | $57.5M | ||
| Q3 24 | $20.8M | $44.2M | ||
| Q2 24 | $19.8M | $66.8M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | — | ||
| Q3 25 | $4.9M | $5.7M | ||
| Q2 25 | $4.1M | $8.7M | ||
| Q1 25 | $3.2M | $10.0M | ||
| Q4 24 | $2.8M | — | ||
| Q3 24 | $3.5M | $-174.3M | ||
| Q2 24 | $3.2M | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 37.7% | ||
| Q3 25 | — | 31.9% | ||
| Q2 25 | — | 36.9% | ||
| Q1 25 | — | 39.0% | ||
| Q4 24 | — | 39.2% | ||
| Q3 24 | — | 27.5% | ||
| Q2 24 | — | 37.2% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 16.7% | ||
| Q3 25 | 17.5% | 13.2% | ||
| Q2 25 | 21.7% | 17.0% | ||
| Q1 25 | 20.1% | 20.9% | ||
| Q4 24 | 17.5% | 20.2% | ||
| Q3 24 | 22.2% | 2.8% | ||
| Q2 24 | 21.1% | 18.7% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | — | ||
| Q3 25 | 13.3% | 8.2% | ||
| Q2 25 | 16.3% | 12.7% | ||
| Q1 25 | 14.4% | 15.4% | ||
| Q4 24 | 13.2% | — | ||
| Q3 24 | 16.6% | -394.3% | ||
| Q2 24 | 16.1% | 12.0% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | $0.17 | ||
| Q3 25 | $0.34 | $0.07 | ||
| Q2 25 | $0.29 | $0.10 | ||
| Q1 25 | $0.23 | $0.11 | ||
| Q4 24 | $0.19 | $0.10 | ||
| Q3 24 | $0.25 | $-1.99 | ||
| Q2 24 | $0.24 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $5.1M |
| Total DebtLower is stronger | — | $16.9M |
| Stockholders' EquityBook value | $196.6M | $351.2M |
| Total Assets | $899.4M | $441.8M |
| Debt / EquityLower = less leverage | — | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | $5.1M | ||
| Q3 25 | $105.6M | $35.6M | ||
| Q2 25 | $90.1M | $26.0M | ||
| Q1 25 | $120.3M | $20.8M | ||
| Q4 24 | $109.2M | $17.8M | ||
| Q3 24 | $85.8M | $42.9M | ||
| Q2 24 | $89.0M | $35.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $16.9M | ||
| Q3 25 | — | $9.5M | ||
| Q2 25 | — | $9.3M | ||
| Q1 25 | — | $8.1M | ||
| Q4 24 | — | $7.7M | ||
| Q3 24 | — | $14.0M | ||
| Q2 24 | — | $58.0M |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $351.2M | ||
| Q3 25 | $187.8M | $333.9M | ||
| Q2 25 | $182.0M | $328.8M | ||
| Q1 25 | $177.4M | $326.9M | ||
| Q4 24 | $173.7M | $326.5M | ||
| Q3 24 | $170.4M | $316.5M | ||
| Q2 24 | $165.8M | $426.6M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $441.8M | ||
| Q3 25 | $899.9M | $404.5M | ||
| Q2 25 | $842.5M | $393.7M | ||
| Q1 25 | $804.1M | $390.0M | ||
| Q4 24 | $746.0M | $393.7M | ||
| Q3 24 | $683.0M | $389.6M | ||
| Q2 24 | $617.8M | $624.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.14× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $18.0M |
| Free Cash FlowOCF − Capex | — | $5.8M |
| FCF MarginFCF / Revenue | — | 7.6% |
| Capex IntensityCapex / Revenue | — | 16.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $26.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $18.0M | ||
| Q3 25 | $3.5M | $24.7M | ||
| Q2 25 | $-18.3M | $21.4M | ||
| Q1 25 | $-21.6M | $8.8M | ||
| Q4 24 | $-15.0M | $-4.1M | ||
| Q3 24 | $-9.8M | $2.8M | ||
| Q2 24 | $-7.6M | $27.6M |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | $5.8M | ||
| Q3 25 | $3.4M | $12.0M | ||
| Q2 25 | $-19.8M | $9.7M | ||
| Q1 25 | $-23.3M | $-1.2M | ||
| Q4 24 | $-16.1M | $-17.7M | ||
| Q3 24 | $-13.4M | $-6.7M | ||
| Q2 24 | $-7.7M | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | 7.6% | ||
| Q3 25 | 9.4% | 17.4% | ||
| Q2 25 | -79.0% | 14.3% | ||
| Q1 25 | -105.3% | -1.8% | ||
| Q4 24 | -76.0% | -30.8% | ||
| Q3 24 | -64.3% | -15.2% | ||
| Q2 24 | -38.7% | 31.4% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 16.3% | ||
| Q3 25 | 0.1% | 18.5% | ||
| Q2 25 | 5.8% | 17.1% | ||
| Q1 25 | 7.4% | 15.5% | ||
| Q4 24 | 5.1% | 23.6% | ||
| Q3 24 | 17.2% | 21.4% | ||
| Q2 24 | 0.3% | 9.9% |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | — | ||
| Q3 25 | 0.71× | 4.37× | ||
| Q2 25 | -4.48× | 2.47× | ||
| Q1 25 | -6.78× | 0.88× | ||
| Q4 24 | -5.37× | — | ||
| Q3 24 | -2.84× | — | ||
| Q2 24 | -2.39× | 3.43× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
NPKI
| Rental Revenue | $34.8M | 46% |
| Products | $25.5M | 34% |
| Services | $14.9M | 20% |
