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Side-by-side financial comparison of Finwise Bancorp (FINW) and SANDRIDGE ENERGY INC (SD). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $39.4M, roughly 1.1× SANDRIDGE ENERGY INC). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs 6.4%, a 48.5% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs 14.1%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.
FINW vs SD — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $39.4M |
| Net Profit | $2.7M | $21.6M |
| Gross Margin | — | — |
| Operating Margin | — | 38.5% |
| Net Margin | 6.4% | 54.9% |
| Revenue YoY | — | 1.1% |
| Net Profit YoY | — | 23.1% |
| EPS (diluted) | $0.20 | $0.59 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $39.4M | ||
| Q3 25 | $36.7M | $39.8M | ||
| Q2 25 | $25.1M | $34.5M | ||
| Q1 25 | $22.1M | $42.6M | ||
| Q4 24 | $21.1M | $39.0M | ||
| Q3 24 | $20.8M | $30.1M | ||
| Q2 24 | $19.8M | $26.0M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | $21.6M | ||
| Q3 25 | $4.9M | $16.0M | ||
| Q2 25 | $4.1M | $19.6M | ||
| Q1 25 | $3.2M | $13.0M | ||
| Q4 24 | $2.8M | $17.6M | ||
| Q3 24 | $3.5M | $25.5M | ||
| Q2 24 | $3.2M | $8.8M |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 38.5% | ||
| Q3 25 | 17.5% | 37.8% | ||
| Q2 25 | 21.7% | 53.7% | ||
| Q1 25 | 20.1% | 28.6% | ||
| Q4 24 | 17.5% | 25.9% | ||
| Q3 24 | 22.2% | 28.3% | ||
| Q2 24 | 21.1% | 23.9% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | 54.9% | ||
| Q3 25 | 13.3% | 40.1% | ||
| Q2 25 | 16.3% | 56.6% | ||
| Q1 25 | 14.4% | 30.6% | ||
| Q4 24 | 13.2% | 45.1% | ||
| Q3 24 | 16.6% | 84.8% | ||
| Q2 24 | 16.1% | 33.9% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | $0.59 | ||
| Q3 25 | $0.34 | $0.43 | ||
| Q2 25 | $0.29 | $0.53 | ||
| Q1 25 | $0.23 | $0.35 | ||
| Q4 24 | $0.19 | $0.46 | ||
| Q3 24 | $0.25 | $0.69 | ||
| Q2 24 | $0.24 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $111.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $196.6M | $510.9M |
| Total Assets | $899.4M | $644.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | $111.0M | ||
| Q3 25 | $105.6M | $101.2M | ||
| Q2 25 | $90.1M | $102.8M | ||
| Q1 25 | $120.3M | $99.7M | ||
| Q4 24 | $109.2M | $98.1M | ||
| Q3 24 | $85.8M | $92.7M | ||
| Q2 24 | $89.0M | $209.9M |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $510.9M | ||
| Q3 25 | $187.8M | $492.4M | ||
| Q2 25 | $182.0M | $480.2M | ||
| Q1 25 | $177.4M | $464.9M | ||
| Q4 24 | $173.7M | $460.5M | ||
| Q3 24 | $170.4M | $446.8M | ||
| Q2 24 | $165.8M | $424.8M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $644.0M | ||
| Q3 25 | $899.9M | $619.0M | ||
| Q2 25 | $842.5M | $602.3M | ||
| Q1 25 | $804.1M | $588.3M | ||
| Q4 24 | $746.0M | $581.5M | ||
| Q3 24 | $683.0M | $565.2M | ||
| Q2 24 | $617.8M | $529.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $31.7M |
| Free Cash FlowOCF − Capex | — | $14.4M |
| FCF MarginFCF / Revenue | — | 36.6% |
| Capex IntensityCapex / Revenue | — | 43.8% |
| Cash ConversionOCF / Net Profit | — | 1.46× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $31.7M | ||
| Q3 25 | $3.5M | $25.3M | ||
| Q2 25 | $-18.3M | $22.9M | ||
| Q1 25 | $-21.6M | $20.3M | ||
| Q4 24 | $-15.0M | $26.0M | ||
| Q3 24 | $-9.8M | $20.8M | ||
| Q2 24 | $-7.6M | $11.4M |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | $14.4M | ||
| Q3 25 | $3.4M | $5.9M | ||
| Q2 25 | $-19.8M | $7.3M | ||
| Q1 25 | $-23.3M | $13.9M | ||
| Q4 24 | $-16.1M | $13.2M | ||
| Q3 24 | $-13.4M | $10.8M | ||
| Q2 24 | $-7.7M | $9.0M |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | 36.6% | ||
| Q3 25 | 9.4% | 14.9% | ||
| Q2 25 | -79.0% | 21.0% | ||
| Q1 25 | -105.3% | 32.7% | ||
| Q4 24 | -76.0% | 33.8% | ||
| Q3 24 | -64.3% | 36.1% | ||
| Q2 24 | -38.7% | 34.5% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 43.8% | ||
| Q3 25 | 0.1% | 48.6% | ||
| Q2 25 | 5.8% | 45.2% | ||
| Q1 25 | 7.4% | 15.0% | ||
| Q4 24 | 5.1% | 32.9% | ||
| Q3 24 | 17.2% | 33.3% | ||
| Q2 24 | 0.3% | 9.4% |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | 1.46× | ||
| Q3 25 | 0.71× | 1.58× | ||
| Q2 25 | -4.48× | 1.17× | ||
| Q1 25 | -6.78× | 1.56× | ||
| Q4 24 | -5.37× | 1.48× | ||
| Q3 24 | -2.84× | 0.82× | ||
| Q2 24 | -2.39× | 1.30× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
SD
| Oil Reserves | $19.0M | 48% |
| Natural Gas Reserves | $11.6M | 30% |
| Natural Gas Liquids Reserves | $8.7M | 22% |
