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Side-by-side financial comparison of Finwise Bancorp (FINW) and SolarMax Technology, Inc. (SMXT). Click either name above to swap in a different company.
SolarMax Technology, Inc. is the larger business by last-quarter revenue ($46.6M vs $42.7M, roughly 1.1× Finwise Bancorp). Finwise Bancorp runs the higher net margin — 6.4% vs -1.9%, a 8.3% gap on every dollar of revenue.
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
SolarMax Technology, Inc. develops, manufactures and sells high-efficiency solar PV modules and clean energy systems. It serves residential, commercial and industrial clients in North America and key Asia-Pacific markets, offering installation and after-sales support to boost low-carbon energy use.
FINW vs SMXT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $46.6M |
| Net Profit | $2.7M | $-872.2K |
| Gross Margin | — | 2.7% |
| Operating Margin | — | -2.7% |
| Net Margin | 6.4% | -1.9% |
| Revenue YoY | — | 623.5% |
| Net Profit YoY | — | 77.7% |
| EPS (diluted) | $0.20 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $46.6M | ||
| Q3 25 | $36.7M | $30.6M | ||
| Q2 25 | $25.1M | $6.9M | ||
| Q1 25 | $22.1M | $6.9M | ||
| Q4 24 | $21.1M | $6.4M | ||
| Q3 24 | $20.8M | $6.3M | ||
| Q2 24 | $19.8M | — |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | $-872.2K | ||
| Q3 25 | $4.9M | $-2.3M | ||
| Q2 25 | $4.1M | $-1.9M | ||
| Q1 25 | $3.2M | $-1.3M | ||
| Q4 24 | $2.8M | $-3.9M | ||
| Q3 24 | $3.5M | $-9.6M | ||
| Q2 24 | $3.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.7% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 8.8% | ||
| Q1 25 | — | 20.5% | ||
| Q4 24 | — | 14.5% | ||
| Q3 24 | — | 19.9% | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | -2.7% | ||
| Q3 25 | 17.5% | -6.9% | ||
| Q2 25 | 21.7% | -25.7% | ||
| Q1 25 | 20.1% | -16.7% | ||
| Q4 24 | 17.5% | -27.9% | ||
| Q3 24 | 22.2% | -158.4% | ||
| Q2 24 | 21.1% | — |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | -1.9% | ||
| Q3 25 | 13.3% | -7.4% | ||
| Q2 25 | 16.3% | -27.6% | ||
| Q1 25 | 14.4% | -18.7% | ||
| Q4 24 | 13.2% | -60.6% | ||
| Q3 24 | 16.6% | -152.0% | ||
| Q2 24 | 16.1% | — |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | $-0.02 | ||
| Q3 25 | $0.34 | $-0.04 | ||
| Q2 25 | $0.29 | $-0.04 | ||
| Q1 25 | $0.23 | $-0.03 | ||
| Q4 24 | $0.19 | $-0.07 | ||
| Q3 24 | $0.25 | $-0.21 | ||
| Q2 24 | $0.24 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $196.6M | $-12.2M |
| Total Assets | $899.4M | $91.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | $8.0M | ||
| Q3 25 | $105.6M | $5.7M | ||
| Q2 25 | $90.1M | $1.9M | ||
| Q1 25 | $120.3M | $6.8M | ||
| Q4 24 | $109.2M | $7.1M | ||
| Q3 24 | $85.8M | $8.6M | ||
| Q2 24 | $89.0M | — |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $-12.2M | ||
| Q3 25 | $187.8M | $-11.8M | ||
| Q2 25 | $182.0M | $-15.1M | ||
| Q1 25 | $177.4M | $-15.9M | ||
| Q4 24 | $173.7M | $-15.1M | ||
| Q3 24 | $170.4M | $-10.9M | ||
| Q2 24 | $165.8M | — |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $91.3M | ||
| Q3 25 | $899.9M | $58.7M | ||
| Q2 25 | $842.5M | $38.2M | ||
| Q1 25 | $804.1M | $38.6M | ||
| Q4 24 | $746.0M | $38.6M | ||
| Q3 24 | $683.0M | $43.0M | ||
| Q2 24 | $617.8M | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-2.5M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $-2.5M | ||
| Q3 25 | $3.5M | $3.4M | ||
| Q2 25 | $-18.3M | $220.7K | ||
| Q1 25 | $-21.6M | $-601.1K | ||
| Q4 24 | $-15.0M | $-1.3M | ||
| Q3 24 | $-9.8M | $203.6K | ||
| Q2 24 | $-7.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | — | ||
| Q3 25 | $3.4M | — | ||
| Q2 25 | $-19.8M | — | ||
| Q1 25 | $-23.3M | — | ||
| Q4 24 | $-16.1M | — | ||
| Q3 24 | $-13.4M | — | ||
| Q2 24 | $-7.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | — | ||
| Q3 25 | 9.4% | — | ||
| Q2 25 | -79.0% | — | ||
| Q1 25 | -105.3% | — | ||
| Q4 24 | -76.0% | — | ||
| Q3 24 | -64.3% | — | ||
| Q2 24 | -38.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 5.8% | — | ||
| Q1 25 | 7.4% | — | ||
| Q4 24 | 5.1% | — | ||
| Q3 24 | 17.2% | 0.0% | ||
| Q2 24 | 0.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | — | ||
| Q3 25 | 0.71× | — | ||
| Q2 25 | -4.48× | — | ||
| Q1 25 | -6.78× | — | ||
| Q4 24 | -5.37× | — | ||
| Q3 24 | -2.84× | — | ||
| Q2 24 | -2.39× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
SMXT
| Yabucoa | $35.9M | 77% |
| Other | $10.7M | 23% |
