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Side-by-side financial comparison of Finwise Bancorp (FINW) and Snail, Inc. (SNAL). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $25.1M, roughly 1.7× Snail, Inc.). Finwise Bancorp runs the higher net margin — 6.4% vs -3.4%, a 9.8% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs 33.4%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....
FINW vs SNAL — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $25.1M |
| Net Profit | $2.7M | $-862.2K |
| Gross Margin | — | 38.3% |
| Operating Margin | — | -6.0% |
| Net Margin | 6.4% | -3.4% |
| Revenue YoY | — | -4.2% |
| Net Profit YoY | — | -177.0% |
| EPS (diluted) | $0.20 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $25.1M | ||
| Q3 25 | $36.7M | $13.8M | ||
| Q2 25 | $25.1M | $22.2M | ||
| Q1 25 | $22.1M | $20.1M | ||
| Q4 24 | $21.1M | $26.2M | ||
| Q3 24 | $20.8M | $22.5M | ||
| Q2 24 | $19.8M | $21.6M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | $-862.2K | ||
| Q3 25 | $4.9M | $-7.9M | ||
| Q2 25 | $4.1M | $-16.6M | ||
| Q1 25 | $3.2M | $-1.9M | ||
| Q4 24 | $2.8M | $1.1M | ||
| Q3 24 | $3.5M | $235.1K | ||
| Q2 24 | $3.2M | $2.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 38.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 31.3% | ||
| Q1 25 | — | 29.1% | ||
| Q4 24 | — | 43.3% | ||
| Q3 24 | — | 38.6% | ||
| Q2 24 | — | 37.5% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | -6.0% | ||
| Q3 25 | 17.5% | -71.3% | ||
| Q2 25 | 21.7% | -8.2% | ||
| Q1 25 | 20.1% | -20.4% | ||
| Q4 24 | 17.5% | 11.5% | ||
| Q3 24 | 22.2% | 1.8% | ||
| Q2 24 | 21.1% | 12.4% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | -3.4% | ||
| Q3 25 | 13.3% | -56.9% | ||
| Q2 25 | 16.3% | -74.7% | ||
| Q1 25 | 14.4% | -9.7% | ||
| Q4 24 | 13.2% | 4.3% | ||
| Q3 24 | 16.6% | 1.0% | ||
| Q2 24 | 16.1% | 10.4% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | — | ||
| Q3 25 | $0.34 | — | ||
| Q2 25 | $0.29 | $-0.44 | ||
| Q1 25 | $0.23 | $-0.06 | ||
| Q4 24 | $0.19 | $0.03 | ||
| Q3 24 | $0.25 | $0.01 | ||
| Q2 24 | $0.24 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.6M |
| Total DebtLower is stronger | — | $14.6M |
| Stockholders' EquityBook value | $196.6M | $-16.4M |
| Total Assets | $899.4M | $59.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | $8.6M | ||
| Q3 25 | $105.6M | $12.3M | ||
| Q2 25 | $90.1M | $7.9M | ||
| Q1 25 | $120.3M | $9.4M | ||
| Q4 24 | $109.2M | $7.3M | ||
| Q3 24 | $85.8M | $10.6M | ||
| Q2 24 | $89.0M | $15.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $14.6M | ||
| Q3 25 | — | $10.5M | ||
| Q2 25 | — | $11.8M | ||
| Q1 25 | — | $9.0M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $5.7M | ||
| Q2 24 | — | $5.8M |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $-16.4M | ||
| Q3 25 | $187.8M | $-15.6M | ||
| Q2 25 | $182.0M | $-8.0M | ||
| Q1 25 | $177.4M | $9.1M | ||
| Q4 24 | $173.7M | $9.7M | ||
| Q3 24 | $170.4M | $8.2M | ||
| Q2 24 | $165.8M | $7.9M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $59.3M | ||
| Q3 25 | $899.9M | $51.1M | ||
| Q2 25 | $842.5M | $58.0M | ||
| Q1 25 | $804.1M | $64.5M | ||
| Q4 24 | $746.0M | $62.2M | ||
| Q3 24 | $683.0M | $66.8M | ||
| Q2 24 | $617.8M | $75.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.99× | ||
| Q4 24 | — | 0.59× | ||
| Q3 24 | — | 0.70× | ||
| Q2 24 | — | 0.73× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-5.3M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $-5.3M | ||
| Q3 25 | $3.5M | $6.6M | ||
| Q2 25 | $-18.3M | $-3.2M | ||
| Q1 25 | $-21.6M | $764.5K | ||
| Q4 24 | $-15.0M | $-3.6M | ||
| Q3 24 | $-9.8M | $-5.0M | ||
| Q2 24 | $-7.6M | $206.6K |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | — | ||
| Q3 25 | $3.4M | — | ||
| Q2 25 | $-19.8M | — | ||
| Q1 25 | $-23.3M | — | ||
| Q4 24 | $-16.1M | — | ||
| Q3 24 | $-13.4M | — | ||
| Q2 24 | $-7.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | — | ||
| Q3 25 | 9.4% | — | ||
| Q2 25 | -79.0% | — | ||
| Q1 25 | -105.3% | — | ||
| Q4 24 | -76.0% | — | ||
| Q3 24 | -64.3% | — | ||
| Q2 24 | -38.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 5.8% | — | ||
| Q1 25 | 7.4% | — | ||
| Q4 24 | 5.1% | — | ||
| Q3 24 | 17.2% | — | ||
| Q2 24 | 0.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | — | ||
| Q3 25 | 0.71× | — | ||
| Q2 25 | -4.48× | — | ||
| Q1 25 | -6.78× | — | ||
| Q4 24 | -5.37× | -3.21× | ||
| Q3 24 | -2.84× | -21.05× | ||
| Q2 24 | -2.39× | 0.09× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
SNAL
| Pc | $14.7M | 59% |
| Platform Three | $5.2M | 21% |
| Platform Two | $3.3M | 13% |
| Sales Channel Directly To Consumer Mobile Sale | $1.6M | 6% |
