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Side-by-side financial comparison of Finwise Bancorp (FINW) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $41.8M, roughly 1.0× Neuronetics, Inc.). Finwise Bancorp runs the higher net margin — 6.4% vs -17.2%, a 23.7% gap on every dollar of revenue. Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 47.0%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology.
FINW vs STIM — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $41.8M |
| Net Profit | $2.7M | $-7.2M |
| Gross Margin | — | 52.0% |
| Operating Margin | — | -12.1% |
| Net Margin | 6.4% | -17.2% |
| Revenue YoY | — | 85.7% |
| Net Profit YoY | — | 43.2% |
| EPS (diluted) | $0.20 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $41.8M | ||
| Q3 25 | $36.7M | $37.3M | ||
| Q2 25 | $25.1M | $38.1M | ||
| Q1 25 | $22.1M | $32.0M | ||
| Q4 24 | $21.1M | $22.5M | ||
| Q3 24 | $20.8M | $18.5M | ||
| Q2 24 | $19.8M | $16.4M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | $-7.2M | ||
| Q3 25 | $4.9M | $-9.0M | ||
| Q2 25 | $4.1M | $-10.1M | ||
| Q1 25 | $3.2M | $-12.7M | ||
| Q4 24 | $2.8M | $-12.7M | ||
| Q3 24 | $3.5M | $-13.3M | ||
| Q2 24 | $3.2M | $-9.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | -12.1% | ||
| Q3 25 | 17.5% | -19.6% | ||
| Q2 25 | 21.7% | -21.1% | ||
| Q1 25 | 20.1% | -34.4% | ||
| Q4 24 | 17.5% | -51.0% | ||
| Q3 24 | 22.2% | -41.7% | ||
| Q2 24 | 21.1% | -51.7% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | -17.2% | ||
| Q3 25 | 13.3% | -24.3% | ||
| Q2 25 | 16.3% | -26.6% | ||
| Q1 25 | 14.4% | -39.6% | ||
| Q4 24 | 13.2% | -56.4% | ||
| Q3 24 | 16.6% | -72.0% | ||
| Q2 24 | 16.1% | -59.8% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | $-0.10 | ||
| Q3 25 | $0.34 | $-0.13 | ||
| Q2 25 | $0.29 | $-0.15 | ||
| Q1 25 | $0.23 | $-0.21 | ||
| Q4 24 | $0.19 | $-0.34 | ||
| Q3 24 | $0.25 | $-0.44 | ||
| Q2 24 | $0.24 | $-0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $28.1M |
| Total DebtLower is stronger | — | $65.8M |
| Stockholders' EquityBook value | $196.6M | $22.4M |
| Total Assets | $899.4M | $141.6M |
| Debt / EquityLower = less leverage | — | 2.94× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | $28.1M | ||
| Q3 25 | $105.6M | $28.0M | ||
| Q2 25 | $90.1M | $11.0M | ||
| Q1 25 | $120.3M | $20.2M | ||
| Q4 24 | $109.2M | $18.5M | ||
| Q3 24 | $85.8M | $20.9M | ||
| Q2 24 | $89.0M | $42.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | $65.8M | ||
| Q3 25 | — | $65.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $55.3M | ||
| Q4 24 | — | $55.2M | ||
| Q3 24 | — | $46.0M | ||
| Q2 24 | — | $59.8M |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $22.4M | ||
| Q3 25 | $187.8M | $27.4M | ||
| Q2 25 | $182.0M | $27.1M | ||
| Q1 25 | $177.4M | $35.5M | ||
| Q4 24 | $173.7M | $27.7M | ||
| Q3 24 | $170.4M | $9.4M | ||
| Q2 24 | $165.8M | $19.4M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $141.6M | ||
| Q3 25 | $899.9M | $145.5M | ||
| Q2 25 | $842.5M | $134.7M | ||
| Q1 25 | $804.1M | $142.0M | ||
| Q4 24 | $746.0M | $140.9M | ||
| Q3 24 | $683.0M | — | ||
| Q2 24 | $617.8M | $96.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.94× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.05× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | 1.99× | ||
| Q3 24 | — | 4.90× | ||
| Q2 24 | — | 3.08× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $908.0K |
| Free Cash FlowOCF − Capex | — | $692.0K |
| FCF MarginFCF / Revenue | — | 1.7% |
| Capex IntensityCapex / Revenue | — | 0.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-21.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $908.0K | ||
| Q3 25 | $3.5M | $-785.0K | ||
| Q2 25 | $-18.3M | $-3.5M | ||
| Q1 25 | $-21.6M | $-17.0M | ||
| Q4 24 | $-15.0M | $-8.6M | ||
| Q3 24 | $-9.8M | $-5.4M | ||
| Q2 24 | $-7.6M | $-5.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | $692.0K | ||
| Q3 25 | $3.4M | $-899.0K | ||
| Q2 25 | $-19.8M | $-3.8M | ||
| Q1 25 | $-23.3M | $-17.2M | ||
| Q4 24 | $-16.1M | $-8.7M | ||
| Q3 24 | $-13.4M | $-5.8M | ||
| Q2 24 | $-7.7M | $-5.6M |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | 1.7% | ||
| Q3 25 | 9.4% | -2.4% | ||
| Q2 25 | -79.0% | -9.9% | ||
| Q1 25 | -105.3% | -53.8% | ||
| Q4 24 | -76.0% | -38.6% | ||
| Q3 24 | -64.3% | -31.3% | ||
| Q2 24 | -38.7% | -34.0% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 0.5% | ||
| Q3 25 | 0.1% | 0.3% | ||
| Q2 25 | 5.8% | 0.7% | ||
| Q1 25 | 7.4% | 0.7% | ||
| Q4 24 | 5.1% | 0.4% | ||
| Q3 24 | 17.2% | 2.1% | ||
| Q2 24 | 0.3% | 3.7% |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | — | ||
| Q3 25 | 0.71× | — | ||
| Q2 25 | -4.48× | — | ||
| Q1 25 | -6.78× | — | ||
| Q4 24 | -5.37× | — | ||
| Q3 24 | -2.84× | — | ||
| Q2 24 | -2.39× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
STIM
Segment breakdown not available.
