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Side-by-side financial comparison of Finwise Bancorp (FINW) and Veritone, Inc. (VERI). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $26.6M, roughly 1.6× Veritone, Inc.). Finwise Bancorp runs the higher net margin — 6.4% vs -109.8%, a 116.2% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs 39.0%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
Veritone, Inc. is an American artificial intelligence technology company based in Irvine, California founded in 2014. It serves a variety of industries including media, professional sports teams, federal government agencies, energy utilities, and state and local police departments.
FINW vs VERI — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $26.6M |
| Net Profit | $2.7M | $-29.2M |
| Gross Margin | — | — |
| Operating Margin | — | -68.2% |
| Net Margin | 6.4% | -109.8% |
| Revenue YoY | — | 21.1% |
| Net Profit YoY | — | -34.5% |
| EPS (diluted) | $0.20 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | — | ||
| Q3 25 | $36.7M | $26.6M | ||
| Q2 25 | $25.1M | $23.2M | ||
| Q1 25 | $22.1M | $22.5M | ||
| Q4 24 | $21.1M | $22.4M | ||
| Q3 24 | $20.8M | $22.0M | ||
| Q2 24 | $19.8M | $24.1M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | — | ||
| Q3 25 | $4.9M | $-29.2M | ||
| Q2 25 | $4.1M | $-26.5M | ||
| Q1 25 | $3.2M | $-19.9M | ||
| Q4 24 | $2.8M | $31.8M | ||
| Q3 24 | $3.5M | $-21.7M | ||
| Q2 24 | $3.2M | $-22.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 72.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 71.2% | ||
| Q2 24 | — | 72.6% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | — | ||
| Q3 25 | 17.5% | -68.2% | ||
| Q2 25 | 21.7% | -82.0% | ||
| Q1 25 | 20.1% | -96.3% | ||
| Q4 24 | 17.5% | -93.8% | ||
| Q3 24 | 22.2% | -102.3% | ||
| Q2 24 | 21.1% | -84.4% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | — | ||
| Q3 25 | 13.3% | -109.8% | ||
| Q2 25 | 16.3% | -114.2% | ||
| Q1 25 | 14.4% | -88.5% | ||
| Q4 24 | 13.2% | 141.7% | ||
| Q3 24 | 16.6% | -98.9% | ||
| Q2 24 | 16.1% | -92.4% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | — | ||
| Q3 25 | $0.34 | — | ||
| Q2 25 | $0.29 | $-0.53 | ||
| Q1 25 | $0.23 | $-0.41 | ||
| Q4 24 | $0.19 | $0.85 | ||
| Q3 24 | $0.25 | $-0.57 | ||
| Q2 24 | $0.24 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $36.2M |
| Total DebtLower is stronger | — | $35.4M |
| Stockholders' EquityBook value | $196.6M | $15.5M |
| Total Assets | $899.4M | $198.6M |
| Debt / EquityLower = less leverage | — | 2.28× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | — | ||
| Q3 25 | $105.6M | $36.2M | ||
| Q2 25 | $90.1M | $13.6M | ||
| Q1 25 | $120.3M | $16.1M | ||
| Q4 24 | $109.2M | $16.9M | ||
| Q3 24 | $85.8M | $11.4M | ||
| Q2 24 | $89.0M | $46.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $35.4M | ||
| Q2 25 | — | $37.3M | ||
| Q1 25 | — | $39.2M | ||
| Q4 24 | — | $41.2M | ||
| Q3 24 | — | $73.6M | ||
| Q2 24 | — | $75.6M |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | — | ||
| Q3 25 | $187.8M | $15.5M | ||
| Q2 25 | $182.0M | $3.5M | ||
| Q1 25 | $177.4M | $14.8M | ||
| Q4 24 | $173.7M | $13.5M | ||
| Q3 24 | $170.4M | $-25.2M | ||
| Q2 24 | $165.8M | $-5.7M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | — | ||
| Q3 25 | $899.9M | $198.6M | ||
| Q2 25 | $842.5M | $188.1M | ||
| Q1 25 | $804.1M | $199.6M | ||
| Q4 24 | $746.0M | $198.1M | ||
| Q3 24 | $683.0M | $336.4M | ||
| Q2 24 | $617.8M | $321.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 2.28× | ||
| Q2 25 | — | 10.71× | ||
| Q1 25 | — | 2.66× | ||
| Q4 24 | — | 3.06× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-15.9M |
| Free Cash FlowOCF − Capex | — | $-17.1M |
| FCF MarginFCF / Revenue | — | -64.2% |
| Capex IntensityCapex / Revenue | — | 4.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-46.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | — | ||
| Q3 25 | $3.5M | $-15.9M | ||
| Q2 25 | $-18.3M | $-8.2M | ||
| Q1 25 | $-21.6M | $-17.0M | ||
| Q4 24 | $-15.0M | $-500.0K | ||
| Q3 24 | $-9.8M | $3.6M | ||
| Q2 24 | $-7.6M | $-42.7M |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | — | ||
| Q3 25 | $3.4M | $-17.1M | ||
| Q2 25 | $-19.8M | $-9.2M | ||
| Q1 25 | $-23.3M | $-18.4M | ||
| Q4 24 | $-16.1M | $-1.7M | ||
| Q3 24 | $-13.4M | $1.9M | ||
| Q2 24 | $-7.7M | $-44.1M |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | — | ||
| Q3 25 | 9.4% | -64.2% | ||
| Q2 25 | -79.0% | -39.6% | ||
| Q1 25 | -105.3% | -81.9% | ||
| Q4 24 | -76.0% | -7.4% | ||
| Q3 24 | -64.3% | 8.6% | ||
| Q2 24 | -38.7% | -183.4% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.1% | 4.6% | ||
| Q2 25 | 5.8% | 4.1% | ||
| Q1 25 | 7.4% | 6.0% | ||
| Q4 24 | 5.1% | 5.2% | ||
| Q3 24 | 17.2% | 7.7% | ||
| Q2 24 | 0.3% | 5.9% |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | — | ||
| Q3 25 | 0.71× | — | ||
| Q2 25 | -4.48× | — | ||
| Q1 25 | -6.78× | — | ||
| Q4 24 | -5.37× | -0.02× | ||
| Q3 24 | -2.84× | — | ||
| Q2 24 | -2.39× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
VERI
| Software Products And Services | $20.9M | 78% |
| Other | $2.3M | 9% |
| Public Sector | $2.0M | 7% |
| Representation Services | $1.5M | 6% |
