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Side-by-side financial comparison of FTAI Infrastructure Inc. (FIP) and OppFi Inc. (OPFI). Click either name above to swap in a different company.
FTAI Infrastructure Inc. is the larger business by last-quarter revenue ($143.5M vs $85.6M, roughly 1.7× OppFi Inc.). OppFi Inc. runs the higher net margin — 19.7% vs -68.1%, a 87.8% gap on every dollar of revenue. On growth, FTAI Infrastructure Inc. posted the faster year-over-year revenue change (77.7% vs 5.9%). OppFi Inc. produced more free cash flow last quarter ($382.2M vs $-68.6M). Over the past eight quarters, FTAI Infrastructure Inc.'s revenue compounded faster (31.9% CAGR vs 16.3%).
FTAI Infrastructure Inc. owns, operates and invests in high-quality critical infrastructure assets across core sectors including transportation logistics, midstream energy, and power generation. It primarily serves North American markets, focusing on assets with stable long-term cash flows, contracted revenue streams, and strong market positions to deliver sustainable returns for stakeholders.
OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.
FIP vs OPFI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $143.5M | $85.6M |
| Net Profit | $-97.7M | $16.8M |
| Gross Margin | — | — |
| Operating Margin | -45.7% | 36.1% |
| Net Margin | -68.1% | 19.7% |
| Revenue YoY | 77.7% | 5.9% |
| Net Profit YoY | 21.6% | 400.3% |
| EPS (diluted) | $-1.04 | $1.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $143.5M | $85.6M | ||
| Q3 25 | $140.6M | $104.6M | ||
| Q2 25 | $122.3M | $100.2M | ||
| Q1 25 | $96.2M | $90.8M | ||
| Q4 24 | $80.8M | $80.8M | ||
| Q3 24 | $83.3M | $91.2M | ||
| Q2 24 | $84.9M | $86.3M | ||
| Q1 24 | $82.5M | $63.2M |
| Q4 25 | $-97.7M | $16.8M | ||
| Q3 25 | $-104.5M | $41.6M | ||
| Q2 25 | $-70.0M | $-20.8M | ||
| Q1 25 | $120.2M | $-11.4M | ||
| Q4 24 | $-124.7M | $-5.6M | ||
| Q3 24 | $-43.0M | $4.3M | ||
| Q2 24 | $-48.1M | $3.1M | ||
| Q1 24 | $-50.3M | $5.5M |
| Q4 25 | -45.7% | 36.1% | ||
| Q3 25 | -70.8% | 46.3% | ||
| Q2 25 | -56.4% | 44.7% | ||
| Q1 25 | 81.8% | 46.8% | ||
| Q4 24 | -152.7% | 30.5% | ||
| Q3 24 | -51.7% | 38.5% | ||
| Q2 24 | -56.4% | 34.2% | ||
| Q1 24 | -58.8% | 8.4% |
| Q4 25 | -68.1% | 19.7% | ||
| Q3 25 | -74.4% | 39.8% | ||
| Q2 25 | -57.2% | -20.7% | ||
| Q1 25 | 125.0% | -12.5% | ||
| Q4 24 | -154.4% | -6.9% | ||
| Q3 24 | -51.6% | 4.7% | ||
| Q2 24 | -56.7% | 3.6% | ||
| Q1 24 | -60.9% | 8.8% |
| Q4 25 | $-1.04 | $1.48 | ||
| Q3 25 | $-1.38 | $0.77 | ||
| Q2 25 | $-0.73 | $-0.78 | ||
| Q1 25 | $0.89 | $-0.48 | ||
| Q4 24 | $-1.21 | $-0.11 | ||
| Q3 24 | $-0.45 | $0.21 | ||
| Q2 24 | $-0.52 | $0.16 | ||
| Q1 24 | $-0.54 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $57.4M | $49.5M |
| Total DebtLower is stronger | $3.8B | — |
| Stockholders' EquityBook value | $21.3M | $58.5M |
| Total Assets | $5.7B | $754.1M |
| Debt / EquityLower = less leverage | 176.99× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $57.4M | $49.5M | ||
| Q3 25 | $34.7M | $45.5M | ||
| Q2 25 | $33.6M | $45.2M | ||
| Q1 25 | $26.3M | $58.0M | ||
| Q4 24 | $27.8M | $61.3M | ||
| Q3 24 | $20.3M | $44.8M | ||
| Q2 24 | $33.1M | $46.6M | ||
| Q1 24 | $23.0M | $47.2M |
| Q4 25 | $3.8B | — | ||
| Q3 25 | $3.7B | — | ||
| Q2 25 | $3.1B | — | ||
| Q1 25 | $2.8B | — | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.6B | — | ||
| Q1 24 | $1.3B | — |
| Q4 25 | $21.3M | $58.5M | ||
| Q3 25 | $181.1M | $49.4M | ||
| Q2 25 | $375.5M | $13.4M | ||
| Q1 25 | $476.2M | $22.6M | ||
| Q4 24 | $202.7M | $32.8M | ||
| Q3 24 | $370.8M | $34.9M | ||
| Q2 24 | $394.8M | $18.6M | ||
| Q1 24 | $402.5M | $18.2M |
| Q4 25 | $5.7B | $754.1M | ||
| Q3 25 | $5.5B | $720.6M | ||
| Q2 25 | $4.4B | $673.4M | ||
| Q1 25 | $4.1B | $640.1M | ||
| Q4 24 | $2.4B | $641.2M | ||
| Q3 24 | $2.4B | $619.3M | ||
| Q2 24 | $2.5B | $573.1M | ||
| Q1 24 | $2.3B | $563.2M |
| Q4 25 | 176.99× | — | ||
| Q3 25 | 20.59× | — | ||
| Q2 25 | 8.21× | — | ||
| Q1 25 | 5.79× | — | ||
| Q4 24 | 7.84× | — | ||
| Q3 24 | 4.14× | — | ||
| Q2 24 | 3.94× | — | ||
| Q1 24 | 3.34× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-2.8M | $401.3M |
| Free Cash FlowOCF − Capex | $-68.6M | $382.2M |
| FCF MarginFCF / Revenue | -47.8% | 446.6% |
| Capex IntensityCapex / Revenue | 45.9% | 22.3% |
| Cash ConversionOCF / Net Profit | — | 23.82× |
| TTM Free Cash FlowTrailing 4 quarters | $-398.5M | $652.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-2.8M | $401.3M | ||
| Q3 25 | $-24.4M | $105.1M | ||
| Q2 25 | $-5.2M | $95.6M | ||
| Q1 25 | $-85.7M | $83.7M | ||
| Q4 24 | $-8.1M | $323.8M | ||
| Q3 24 | $14.2M | $77.6M | ||
| Q2 24 | $-17.6M | $77.3M | ||
| Q1 24 | $-3.9M | $74.4M |
| Q4 25 | $-68.6M | $382.2M | ||
| Q3 25 | $-90.7M | $99.9M | ||
| Q2 25 | $-87.5M | $91.0M | ||
| Q1 25 | $-151.7M | $79.3M | ||
| Q4 24 | $-34.3M | $310.8M | ||
| Q3 24 | $-11.7M | $73.7M | ||
| Q2 24 | $-32.1M | $74.7M | ||
| Q1 24 | $-16.7M | $72.3M |
| Q4 25 | -47.8% | 446.6% | ||
| Q3 25 | -64.5% | 95.6% | ||
| Q2 25 | -71.6% | 90.8% | ||
| Q1 25 | -157.7% | 87.4% | ||
| Q4 24 | -42.4% | 384.6% | ||
| Q3 24 | -14.0% | 80.8% | ||
| Q2 24 | -37.9% | 86.6% | ||
| Q1 24 | -20.3% | 114.4% |
| Q4 25 | 45.9% | 22.3% | ||
| Q3 25 | 47.2% | 5.0% | ||
| Q2 25 | 67.3% | 4.6% | ||
| Q1 25 | 68.6% | 4.8% | ||
| Q4 24 | 32.5% | 16.1% | ||
| Q3 24 | 31.1% | 4.3% | ||
| Q2 24 | 17.2% | 3.0% | ||
| Q1 24 | 15.6% | 3.4% |
| Q4 25 | — | 23.82× | ||
| Q3 25 | — | 2.52× | ||
| Q2 25 | — | — | ||
| Q1 25 | -0.71× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 18.19× | ||
| Q2 24 | — | 25.21× | ||
| Q1 24 | — | 13.44× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FIP
| Power Revenues | $45.9M | 32% |
| Rail Revenue | $44.6M | 31% |
| Service Other | $22.8M | 16% |
| Gas Revenues | $15.3M | 11% |
| Roadside Services Revenues | $11.5M | 8% |
| Rapauno | $1.2M | 1% |
OPFI
Segment breakdown not available.
