vs
Side-by-side financial comparison of Fidelity National Information Services (FIS) and Royal Caribbean Group (RCL). Click either name above to swap in a different company.
Royal Caribbean Group is the larger business by last-quarter revenue ($4.5B vs $2.8B, roughly 1.6× Fidelity National Information Services). Royal Caribbean Group runs the higher net margin — 21.3% vs 18.2%, a 3.2% gap on every dollar of revenue. On growth, Royal Caribbean Group posted the faster year-over-year revenue change (11.3% vs 8.1%). Over the past eight quarters, Fidelity National Information Services's revenue compounded faster (6.8% CAGR vs 4.1%).
Fidelity National Information Services, Inc. (FIS) is an American multinational corporation which offers a wide range of financial products and services. FIS is most known for its development of Financial Technology, or FinTech. Annually, FIS facilitates the movement of roughly US$9 trillion through the processing of approximately 75 billion transactions in service to more than 20,000 clients around the globe.
Royal Caribbean Group, formerly known as Royal Caribbean Cruises Ltd., is a cruise holding company headquartered in Miami, Florida, United States and incorporated in Liberia. It is the world's second-largest cruise line operator, after Carnival Corporation & plc. As of September 2025, Royal Caribbean Group fully owns three cruise lines: Royal Caribbean International, Celebrity Cruises, and Silversea Cruises. It also holds a 50% stake in TUI Cruises, which operates Mein Schiff and Hapag-Lloyd ...
FIS vs RCL — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.8B | $4.5B |
| Net Profit | $511.0M | $950.0M |
| Gross Margin | 38.3% | — |
| Operating Margin | 18.8% | 26.1% |
| Net Margin | 18.2% | 21.3% |
| Revenue YoY | 8.1% | 11.3% |
| Net Profit YoY | 97.3% | 29.1% |
| EPS (diluted) | $0.98 | $3.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $4.5B | ||
| Q4 25 | $2.8B | $4.3B | ||
| Q3 25 | $2.7B | $5.1B | ||
| Q2 25 | $2.6B | $4.5B | ||
| Q1 25 | $2.5B | $4.0B | ||
| Q4 24 | $2.6B | $3.8B | ||
| Q3 24 | $2.6B | $4.9B | ||
| Q2 24 | $2.5B | $4.1B |
| Q1 26 | — | $950.0M | ||
| Q4 25 | $511.0M | $753.0M | ||
| Q3 25 | $264.0M | $1.6B | ||
| Q2 25 | $-470.0M | $1.2B | ||
| Q1 25 | $77.0M | $730.0M | ||
| Q4 24 | $259.0M | $552.0M | ||
| Q3 24 | $224.0M | $1.1B | ||
| Q2 24 | $243.0M | $854.0M |
| Q1 26 | — | — | ||
| Q4 25 | 38.3% | 47.4% | ||
| Q3 25 | 37.8% | 51.8% | ||
| Q2 25 | 36.4% | 49.7% | ||
| Q1 25 | 34.7% | 48.0% | ||
| Q4 24 | 36.9% | 45.4% | ||
| Q3 24 | 38.0% | 51.1% | ||
| Q2 24 | 38.2% | 47.6% |
| Q1 26 | — | 26.1% | ||
| Q4 25 | 18.8% | 21.9% | ||
| Q3 25 | 16.8% | 33.1% | ||
| Q2 25 | 15.6% | 29.3% | ||
| Q1 25 | 13.7% | 23.6% | ||
| Q4 24 | 18.5% | 16.6% | ||
| Q3 24 | 19.1% | 33.4% | ||
| Q2 24 | 15.2% | 26.7% |
| Q1 26 | — | 21.3% | ||
| Q4 25 | 18.2% | 17.7% | ||
| Q3 25 | 9.7% | 30.6% | ||
| Q2 25 | -18.0% | 26.7% | ||
| Q1 25 | 3.0% | 18.3% | ||
| Q4 24 | 10.0% | 14.7% | ||
| Q3 24 | 8.7% | 22.7% | ||
| Q2 24 | 9.8% | 20.8% |
| Q1 26 | — | $3.48 | ||
| Q4 25 | $0.98 | $2.76 | ||
| Q3 25 | $0.50 | $5.74 | ||
| Q2 25 | $-0.90 | $4.41 | ||
| Q1 25 | $0.15 | $2.70 | ||
| Q4 24 | $0.51 | $2.27 | ||
| Q3 24 | $0.41 | $4.21 | ||
| Q2 24 | $0.44 | $3.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $599.0M | $512.0M |
| Total DebtLower is stronger | $9.1B | $21.1B |
| Stockholders' EquityBook value | $13.9B | $10.0B |
| Total Assets | $33.5B | $42.0B |
| Debt / EquityLower = less leverage | 0.65× | 2.11× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $512.0M | ||
| Q4 25 | $599.0M | $825.0M | ||
| Q3 25 | $571.0M | $432.0M | ||
| Q2 25 | $581.0M | $735.0M | ||
| Q1 25 | $805.0M | $386.0M | ||
| Q4 24 | $834.0M | $388.0M | ||
| Q3 24 | $1.3B | $418.0M | ||
| Q2 24 | $2.1B | $391.0M |
| Q1 26 | — | $21.1B | ||
| Q4 25 | $9.1B | $18.2B | ||
| Q3 25 | $8.9B | $17.2B | ||
| Q2 25 | $8.9B | $17.6B | ||
| Q1 25 | $8.7B | $18.0B | ||
| Q4 24 | $9.7B | $18.5B | ||
| Q3 24 | $10.5B | $19.0B | ||
| Q2 24 | $10.6B | $19.8B |
| Q1 26 | — | $10.0B | ||
| Q4 25 | $13.9B | $10.0B | ||
| Q3 25 | $13.9B | $10.1B | ||
| Q2 25 | $14.2B | $9.2B | ||
| Q1 25 | $15.1B | $8.0B | ||
| Q4 24 | $15.7B | $7.6B | ||
| Q3 24 | $16.6B | $7.0B | ||
| Q2 24 | $17.0B | $6.0B |
| Q1 26 | — | $42.0B | ||
| Q4 25 | $33.5B | $41.6B | ||
| Q3 25 | $33.0B | $40.1B | ||
| Q2 25 | $33.4B | $38.5B | ||
| Q1 25 | $32.8B | $37.5B | ||
| Q4 24 | $33.8B | $37.1B | ||
| Q3 24 | $34.3B | $37.1B | ||
| Q2 24 | $34.6B | $37.0B |
| Q1 26 | — | 2.11× | ||
| Q4 25 | 0.65× | 1.81× | ||
| Q3 25 | 0.64× | 1.70× | ||
| Q2 25 | 0.63× | 1.92× | ||
| Q1 25 | 0.57× | 2.26× | ||
| Q4 24 | 0.62× | 2.44× | ||
| Q3 24 | 0.63× | 2.69× | ||
| Q2 24 | 0.62× | 3.29× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $758.0M | $1.8B |
| Free Cash FlowOCF − Capex | $739.0M | — |
| FCF MarginFCF / Revenue | 26.3% | — |
| Capex IntensityCapex / Revenue | 0.7% | — |
| Cash ConversionOCF / Net Profit | 1.48× | 1.93× |
| TTM Free Cash FlowTrailing 4 quarters | $2.5B | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.8B | ||
| Q4 25 | $758.0M | $1.6B | ||
| Q3 25 | $1.0B | $1.5B | ||
| Q2 25 | $382.0M | $1.7B | ||
| Q1 25 | $457.0M | $1.6B | ||
| Q4 24 | $782.0M | $1.5B | ||
| Q3 24 | $641.0M | $897.0M | ||
| Q2 24 | $546.0M | $1.6B |
| Q1 26 | — | — | ||
| Q4 25 | $739.0M | $116.0M | ||
| Q3 25 | $952.0M | $-989.0M | ||
| Q2 25 | $343.0M | $910.0M | ||
| Q1 25 | $420.0M | $1.2B | ||
| Q4 24 | $764.0M | $915.0M | ||
| Q3 24 | $605.0M | $563.0M | ||
| Q2 24 | $530.0M | $-567.0M |
| Q1 26 | — | — | ||
| Q4 25 | 26.3% | 2.7% | ||
| Q3 25 | 35.0% | -19.2% | ||
| Q2 25 | 13.1% | 20.1% | ||
| Q1 25 | 16.6% | 30.0% | ||
| Q4 24 | 29.4% | 24.3% | ||
| Q3 24 | 23.5% | 11.5% | ||
| Q2 24 | 21.3% | -13.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.7% | 35.4% | ||
| Q3 25 | 2.2% | 47.8% | ||
| Q2 25 | 1.5% | 18.4% | ||
| Q1 25 | 1.5% | 10.7% | ||
| Q4 24 | 0.7% | 14.7% | ||
| Q3 24 | 1.4% | 6.8% | ||
| Q2 24 | 0.6% | 52.1% |
| Q1 26 | — | 1.93× | ||
| Q4 25 | 1.48× | 2.16× | ||
| Q3 25 | 3.83× | 0.93× | ||
| Q2 25 | — | 1.44× | ||
| Q1 25 | 5.94× | 2.23× | ||
| Q4 24 | 3.02× | 2.66× | ||
| Q3 24 | 2.86× | 0.81× | ||
| Q2 24 | 2.25× | 1.84× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FIS
| Banking Solutions | $1.6B | 57% |
| Other | $701.0M | 25% |
| Capital Market Solutions | $508.0M | 18% |
RCL
| Passenger ticket revenues | $3.0B | 68% |
| Onboard and other revenues | $1.4B | 32% |
