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Side-by-side financial comparison of FINANCIAL INSTITUTIONS INC (FISI) and Quipt Home Medical Corp. (QIPT). Click either name above to swap in a different company.

FINANCIAL INSTITUTIONS INC is the larger business by last-quarter revenue ($62.7M vs $49.0M, roughly 1.3× Quipt Home Medical Corp.). FINANCIAL INSTITUTIONS INC runs the higher net margin — 33.5% vs -2.1%, a 35.6% gap on every dollar of revenue.

The Mizuho Financial Group, Inc. , known from 2000 to 2003 as Mizuho Holdings and abbreviated as MHFG or simply Mizuho, is a Japanese banking holding company headquartered in the Ōtemachi district of Chiyoda, Tokyo, Japan. The group was formed in 2000–2002 by merger of Dai-Ichi Kangyo Bank, Fuji Bank, and Industrial Bank of Japan. The name mizuho (瑞穂) literally means "abundant rice" in Japanese and "harvest" in the figurative sense.

Quipt Home Medical Corp is a U.S.-based home medical equipment provider specializing in respiratory care, sleep therapy supplies, and chronic disease management products. It serves patients with long-term health conditions, partners with healthcare providers and insurance payers across operating regions to deliver accessible in-home medical solutions.

FISI vs QIPT — Head-to-Head

Bigger by revenue
FISI
FISI
1.3× larger
FISI
$62.7M
$49.0M
QIPT
Higher net margin
FISI
FISI
35.6% more per $
FISI
33.5%
-2.1%
QIPT

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FISI
FISI
QIPT
QIPT
Revenue
$62.7M
$49.0M
Net Profit
$21.0M
$-1.1M
Gross Margin
53.5%
Operating Margin
2.1%
Net Margin
33.5%
-2.1%
Revenue YoY
32.3%
Net Profit YoY
24.3%
2.9%
EPS (diluted)
$1.04
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FISI
FISI
QIPT
QIPT
Q1 26
$62.7M
Q4 25
$64.1M
$49.0M
Q3 25
$63.8M
$39.8M
Q2 25
$59.7M
$35.1M
Q1 25
$57.2M
$33.3M
Q4 24
$41.6M
$37.1M
Q3 24
$50.1M
Q2 24
$65.2M
Net Profit
FISI
FISI
QIPT
QIPT
Q1 26
$21.0M
Q4 25
$20.0M
$-1.1M
Q3 25
$20.5M
$-3.5M
Q2 25
$17.5M
$-3.0M
Q1 25
$16.9M
$-3.0M
Q4 24
$-82.8M
$-1.1M
Q3 24
$13.5M
Q2 24
$25.6M
Gross Margin
FISI
FISI
QIPT
QIPT
Q1 26
Q4 25
53.5%
Q3 25
48.7%
Q2 25
57.6%
Q1 25
54.6%
Q4 24
52.1%
Q3 24
Q2 24
Operating Margin
FISI
FISI
QIPT
QIPT
Q1 26
Q4 25
37.4%
2.1%
Q3 25
39.5%
-3.6%
Q2 25
36.0%
-5.2%
Q1 25
36.0%
-3.0%
Q4 24
-276.9%
1.2%
Q3 24
29.0%
Q2 24
46.2%
Net Margin
FISI
FISI
QIPT
QIPT
Q1 26
33.5%
Q4 25
38.3%
-2.1%
Q3 25
32.1%
-8.9%
Q2 25
29.3%
-8.6%
Q1 25
29.5%
-9.1%
Q4 24
-198.9%
-2.9%
Q3 24
26.9%
Q2 24
39.3%
EPS (diluted)
FISI
FISI
QIPT
QIPT
Q1 26
$1.04
Q4 25
$0.96
$-0.02
Q3 25
$0.99
$-0.07
Q2 25
$0.85
$-0.07
Q1 25
$0.81
$-0.07
Q4 24
$-5.32
$-0.03
Q3 24
$0.84
Q2 24
$1.62

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FISI
FISI
QIPT
QIPT
Cash + ST InvestmentsLiquidity on hand
$85.5M
$10.5M
Total DebtLower is stronger
$114.0M
$84.0M
Stockholders' EquityBook value
$113.0M
Total Assets
$6.3B
$280.7M
Debt / EquityLower = less leverage
0.74×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FISI
FISI
QIPT
QIPT
Q1 26
$85.5M
Q4 25
$108.8M
$10.5M
Q3 25
$185.9M
$12.9M
Q2 25
$93.0M
$11.3M
Q1 25
$167.4M
$17.1M
Q4 24
$87.3M
$15.5M
Q3 24
Q2 24
Total Debt
FISI
FISI
QIPT
QIPT
Q1 26
$114.0M
Q4 25
$193.7M
$84.0M
Q3 25
$115.0M
$87.6M
Q2 25
$115.0M
$66.0M
Q1 25
$124.9M
$71.5M
Q4 24
$124.8M
$70.6M
Q3 24
$124.8M
Q2 24
$124.7M
Stockholders' Equity
FISI
FISI
QIPT
QIPT
Q1 26
Q4 25
$628.9M
$113.0M
Q3 25
$621.7M
$112.1M
Q2 25
$601.7M
$102.5M
Q1 25
$589.9M
$103.6M
Q4 24
$569.0M
$106.3M
Q3 24
$500.3M
Q2 24
$467.7M
Total Assets
FISI
FISI
QIPT
QIPT
Q1 26
$6.3B
Q4 25
$6.3B
$280.7M
Q3 25
$6.3B
$283.3M
Q2 25
$6.1B
$236.1M
Q1 25
$6.3B
$244.6M
Q4 24
$6.1B
$242.8M
Q3 24
$6.2B
Q2 24
$6.1B
Debt / Equity
FISI
FISI
QIPT
QIPT
Q1 26
Q4 25
0.31×
0.74×
Q3 25
0.18×
0.78×
Q2 25
0.19×
0.64×
Q1 25
0.21×
0.69×
Q4 24
0.22×
0.66×
Q3 24
0.25×
Q2 24
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FISI
FISI
QIPT
QIPT
Operating Cash FlowLast quarter
$8.9M
Free Cash FlowOCF − Capex
$6.9M
FCF MarginFCF / Revenue
14.0%
Capex IntensityCapex / Revenue
4.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$26.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FISI
FISI
QIPT
QIPT
Q1 26
Q4 25
$18.8M
$8.9M
Q3 25
$-6.9M
$9.8M
Q2 25
$-5.7M
$9.7M
Q1 25
$10.0M
$8.9M
Q4 24
$77.1M
$9.3M
Q3 24
$2.1M
Q2 24
$35.7M
Free Cash Flow
FISI
FISI
QIPT
QIPT
Q1 26
Q4 25
$13.3M
$6.9M
Q3 25
$-7.9M
$8.0M
Q2 25
$-7.3M
$4.4M
Q1 25
$9.2M
$7.3M
Q4 24
$72.2M
$5.6M
Q3 24
$-299.0K
Q2 24
$34.7M
FCF Margin
FISI
FISI
QIPT
QIPT
Q1 26
Q4 25
20.7%
14.0%
Q3 25
-12.4%
20.0%
Q2 25
-12.3%
12.6%
Q1 25
16.1%
22.0%
Q4 24
173.3%
15.2%
Q3 24
-0.6%
Q2 24
53.3%
Capex Intensity
FISI
FISI
QIPT
QIPT
Q1 26
Q4 25
8.7%
4.2%
Q3 25
1.6%
4.6%
Q2 25
2.7%
14.9%
Q1 25
1.4%
4.8%
Q4 24
11.9%
9.9%
Q3 24
4.9%
Q2 24
1.5%
Cash Conversion
FISI
FISI
QIPT
QIPT
Q1 26
Q4 25
0.94×
Q3 25
-0.34×
Q2 25
-0.33×
Q1 25
0.59×
Q4 24
Q3 24
0.16×
Q2 24
1.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FISI
FISI

Net Interest Income$52.0M83%
Noninterest Income$10.7M17%

QIPT
QIPT

Segment breakdown not available.

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