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Side-by-side financial comparison of FINANCIAL INSTITUTIONS INC (FISI) and SANDRIDGE ENERGY INC (SD). Click either name above to swap in a different company.

FINANCIAL INSTITUTIONS INC is the larger business by last-quarter revenue ($62.7M vs $39.4M, roughly 1.6× SANDRIDGE ENERGY INC). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs 33.5%, a 21.4% gap on every dollar of revenue. Over the past eight quarters, SANDRIDGE ENERGY INC's revenue compounded faster (14.1% CAGR vs -2.0%).

The Mizuho Financial Group, Inc. , known from 2000 to 2003 as Mizuho Holdings and abbreviated as MHFG or simply Mizuho, is a Japanese banking holding company headquartered in the Ōtemachi district of Chiyoda, Tokyo, Japan. The group was formed in 2000–2002 by merger of Dai-Ichi Kangyo Bank, Fuji Bank, and Industrial Bank of Japan. The name mizuho (瑞穂) literally means "abundant rice" in Japanese and "harvest" in the figurative sense.

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

FISI vs SD — Head-to-Head

Bigger by revenue
FISI
FISI
1.6× larger
FISI
$62.7M
$39.4M
SD
Higher net margin
SD
SD
21.4% more per $
SD
54.9%
33.5%
FISI
Faster 2-yr revenue CAGR
SD
SD
Annualised
SD
14.1%
-2.0%
FISI

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FISI
FISI
SD
SD
Revenue
$62.7M
$39.4M
Net Profit
$21.0M
$21.6M
Gross Margin
Operating Margin
38.5%
Net Margin
33.5%
54.9%
Revenue YoY
1.1%
Net Profit YoY
24.3%
23.1%
EPS (diluted)
$1.04
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FISI
FISI
SD
SD
Q1 26
$62.7M
Q4 25
$64.1M
$39.4M
Q3 25
$63.8M
$39.8M
Q2 25
$59.7M
$34.5M
Q1 25
$57.2M
$42.6M
Q4 24
$41.6M
$39.0M
Q3 24
$50.1M
$30.1M
Q2 24
$65.2M
$26.0M
Net Profit
FISI
FISI
SD
SD
Q1 26
$21.0M
Q4 25
$20.0M
$21.6M
Q3 25
$20.5M
$16.0M
Q2 25
$17.5M
$19.6M
Q1 25
$16.9M
$13.0M
Q4 24
$-82.8M
$17.6M
Q3 24
$13.5M
$25.5M
Q2 24
$25.6M
$8.8M
Operating Margin
FISI
FISI
SD
SD
Q1 26
Q4 25
37.4%
38.5%
Q3 25
39.5%
37.8%
Q2 25
36.0%
53.7%
Q1 25
36.0%
28.6%
Q4 24
-276.9%
25.9%
Q3 24
29.0%
28.3%
Q2 24
46.2%
23.9%
Net Margin
FISI
FISI
SD
SD
Q1 26
33.5%
Q4 25
38.3%
54.9%
Q3 25
32.1%
40.1%
Q2 25
29.3%
56.6%
Q1 25
29.5%
30.6%
Q4 24
-198.9%
45.1%
Q3 24
26.9%
84.8%
Q2 24
39.3%
33.9%
EPS (diluted)
FISI
FISI
SD
SD
Q1 26
$1.04
Q4 25
$0.96
$0.59
Q3 25
$0.99
$0.43
Q2 25
$0.85
$0.53
Q1 25
$0.81
$0.35
Q4 24
$-5.32
$0.46
Q3 24
$0.84
$0.69
Q2 24
$1.62
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FISI
FISI
SD
SD
Cash + ST InvestmentsLiquidity on hand
$85.5M
$111.0M
Total DebtLower is stronger
$114.0M
Stockholders' EquityBook value
$510.9M
Total Assets
$6.3B
$644.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FISI
FISI
SD
SD
Q1 26
$85.5M
Q4 25
$108.8M
$111.0M
Q3 25
$185.9M
$101.2M
Q2 25
$93.0M
$102.8M
Q1 25
$167.4M
$99.7M
Q4 24
$87.3M
$98.1M
Q3 24
$92.7M
Q2 24
$209.9M
Total Debt
FISI
FISI
SD
SD
Q1 26
$114.0M
Q4 25
$193.7M
Q3 25
$115.0M
Q2 25
$115.0M
Q1 25
$124.9M
Q4 24
$124.8M
Q3 24
$124.8M
Q2 24
$124.7M
Stockholders' Equity
FISI
FISI
SD
SD
Q1 26
Q4 25
$628.9M
$510.9M
Q3 25
$621.7M
$492.4M
Q2 25
$601.7M
$480.2M
Q1 25
$589.9M
$464.9M
Q4 24
$569.0M
$460.5M
Q3 24
$500.3M
$446.8M
Q2 24
$467.7M
$424.8M
Total Assets
FISI
FISI
SD
SD
Q1 26
$6.3B
Q4 25
$6.3B
$644.0M
Q3 25
$6.3B
$619.0M
Q2 25
$6.1B
$602.3M
Q1 25
$6.3B
$588.3M
Q4 24
$6.1B
$581.5M
Q3 24
$6.2B
$565.2M
Q2 24
$6.1B
$529.6M
Debt / Equity
FISI
FISI
SD
SD
Q1 26
Q4 25
0.31×
Q3 25
0.18×
Q2 25
0.19×
Q1 25
0.21×
Q4 24
0.22×
Q3 24
0.25×
Q2 24
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FISI
FISI
SD
SD
Operating Cash FlowLast quarter
$31.7M
Free Cash FlowOCF − Capex
$14.4M
FCF MarginFCF / Revenue
36.6%
Capex IntensityCapex / Revenue
43.8%
Cash ConversionOCF / Net Profit
1.46×
TTM Free Cash FlowTrailing 4 quarters
$41.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FISI
FISI
SD
SD
Q1 26
Q4 25
$18.8M
$31.7M
Q3 25
$-6.9M
$25.3M
Q2 25
$-5.7M
$22.9M
Q1 25
$10.0M
$20.3M
Q4 24
$77.1M
$26.0M
Q3 24
$2.1M
$20.8M
Q2 24
$35.7M
$11.4M
Free Cash Flow
FISI
FISI
SD
SD
Q1 26
Q4 25
$13.3M
$14.4M
Q3 25
$-7.9M
$5.9M
Q2 25
$-7.3M
$7.3M
Q1 25
$9.2M
$13.9M
Q4 24
$72.2M
$13.2M
Q3 24
$-299.0K
$10.8M
Q2 24
$34.7M
$9.0M
FCF Margin
FISI
FISI
SD
SD
Q1 26
Q4 25
20.7%
36.6%
Q3 25
-12.4%
14.9%
Q2 25
-12.3%
21.0%
Q1 25
16.1%
32.7%
Q4 24
173.3%
33.8%
Q3 24
-0.6%
36.1%
Q2 24
53.3%
34.5%
Capex Intensity
FISI
FISI
SD
SD
Q1 26
Q4 25
8.7%
43.8%
Q3 25
1.6%
48.6%
Q2 25
2.7%
45.2%
Q1 25
1.4%
15.0%
Q4 24
11.9%
32.9%
Q3 24
4.9%
33.3%
Q2 24
1.5%
9.4%
Cash Conversion
FISI
FISI
SD
SD
Q1 26
Q4 25
0.94×
1.46×
Q3 25
-0.34×
1.58×
Q2 25
-0.33×
1.17×
Q1 25
0.59×
1.56×
Q4 24
1.48×
Q3 24
0.16×
0.82×
Q2 24
1.39×
1.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FISI
FISI

Net Interest Income$52.0M83%
Noninterest Income$10.7M17%

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

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