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Side-by-side financial comparison of Fifth Third Bancorp (FITB) and FIRST NATIONAL CORP (FXNC). Click either name above to swap in a different company.

Fifth Third Bancorp is the larger business by last-quarter revenue ($1.5B vs $3.5M, roughly 439.8× FIRST NATIONAL CORP). FIRST NATIONAL CORP runs the higher net margin — 158.2% vs 47.7%, a 110.5% gap on every dollar of revenue. On growth, Fifth Third Bancorp posted the faster year-over-year revenue change (6.4% vs -46.3%). Fifth Third Bancorp produced more free cash flow last quarter ($765.0M vs $6.9M). Over the past eight quarters, Fifth Third Bancorp's revenue compounded faster (218.3% CAGR vs 17.0%).

Fifth Third Bancorp is a bank holding company headquartered in Cincinnati, Ohio. It is the parent company of Fifth Third Bank, which operates 1,087 branches and 2,400 automated teller machines, across 12 states: Ohio, Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, South Carolina, Tennessee, and West Virginia. It is on the list of largest banks in the United States and is ranked 321st on the Fortune 500. The name "Fifth Third" is derived from the names of the...

VA Tech Wabag Ltd. is an Indian multinational company focussed on desalination and water treatment for municipal and industrial users. Founded in Breslau in 1924, the company is headquartered in Chennai.

FITB vs FXNC — Head-to-Head

Bigger by revenue
FITB
FITB
439.8× larger
FITB
$1.5B
$3.5M
FXNC
Growing faster (revenue YoY)
FITB
FITB
+52.7% gap
FITB
6.4%
-46.3%
FXNC
Higher net margin
FXNC
FXNC
110.5% more per $
FXNC
158.2%
47.7%
FITB
More free cash flow
FITB
FITB
$758.1M more FCF
FITB
$765.0M
$6.9M
FXNC
Faster 2-yr revenue CAGR
FITB
FITB
Annualised
FITB
218.3%
17.0%
FXNC

Income Statement — Q4 2025 vs Q4 2025

Metric
FITB
FITB
FXNC
FXNC
Revenue
$1.5B
$3.5M
Net Profit
$730.0M
$5.5M
Gross Margin
Operating Margin
59.7%
Net Margin
47.7%
158.2%
Revenue YoY
6.4%
-46.3%
Net Profit YoY
17.7%
689.9%
EPS (diluted)
$1.03
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FITB
FITB
FXNC
FXNC
Q4 25
$1.5B
$3.5M
Q3 25
$1.5B
$4.1M
Q2 25
$1.5B
$3.4M
Q1 25
$1.4B
$3.3M
Q4 24
$1.4B
$6.5M
Q3 24
$161.0M
$2.7M
Q2 24
$156.0M
$2.5M
Q1 24
$151.0M
$2.5M
Net Profit
FITB
FITB
FXNC
FXNC
Q4 25
$730.0M
$5.5M
Q3 25
$649.0M
$5.5M
Q2 25
$628.0M
$5.1M
Q1 25
$515.0M
$1.6M
Q4 24
$620.0M
$-933.0K
Q3 24
$573.0M
$2.2M
Q2 24
$601.0M
$2.4M
Q1 24
$520.0M
$3.2M
Operating Margin
FITB
FITB
FXNC
FXNC
Q4 25
59.7%
Q3 25
55.1%
Q2 25
54.0%
Q1 25
45.4%
57.9%
Q4 24
53.3%
-29.0%
Q3 24
Q2 24
Q1 24
Net Margin
FITB
FITB
FXNC
FXNC
Q4 25
47.7%
158.2%
Q3 25
42.7%
135.1%
Q2 25
42.0%
147.3%
Q1 25
35.8%
48.8%
Q4 24
43.1%
-14.4%
Q3 24
355.9%
84.7%
Q2 24
385.3%
97.3%
Q1 24
344.4%
126.3%
EPS (diluted)
FITB
FITB
FXNC
FXNC
Q4 25
$1.03
$0.60
Q3 25
$0.91
$0.62
Q2 25
$0.88
$0.56
Q1 25
$0.71
$0.18
Q4 24
$0.85
$-0.26
Q3 24
$0.78
$0.36
Q2 24
$0.81
$0.39
Q1 24
$0.70
$0.51

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FITB
FITB
FXNC
FXNC
Cash + ST InvestmentsLiquidity on hand
$160.9M
Total DebtLower is stronger
$13.6B
Stockholders' EquityBook value
$21.7B
$186.2M
Total Assets
$214.4B
$2.0B
Debt / EquityLower = less leverage
0.63×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FITB
FITB
FXNC
FXNC
Q4 25
$160.9M
Q3 25
$189.3M
Q2 25
$194.3M
Q1 25
$206.0M
Q4 24
$162.9M
Q3 24
$126.5M
Q2 24
$135.6M
Q1 24
Total Debt
FITB
FITB
FXNC
FXNC
Q4 25
$13.6B
Q3 25
$13.7B
Q2 25
$14.5B
Q1 25
$14.5B
Q4 24
$14.3B
Q3 24
$17.1B
Q2 24
$16.3B
Q1 24
$15.4B
Stockholders' Equity
FITB
FITB
FXNC
FXNC
Q4 25
$21.7B
$186.2M
Q3 25
$21.1B
$181.2M
Q2 25
$21.1B
$173.5M
Q1 25
$20.4B
$168.7M
Q4 24
$19.6B
$166.5M
Q3 24
$20.8B
$125.1M
Q2 24
$19.2B
$119.9M
Q1 24
$19.0B
$117.8M
Total Assets
FITB
FITB
FXNC
FXNC
Q4 25
$214.4B
$2.0B
Q3 25
$212.9B
$2.0B
Q2 25
$210.0B
$2.0B
Q1 25
$212.7B
$2.0B
Q4 24
$212.9B
$2.0B
Q3 24
$214.3B
$1.5B
Q2 24
$213.3B
$1.5B
Q1 24
$214.5B
$1.4B
Debt / Equity
FITB
FITB
FXNC
FXNC
Q4 25
0.63×
Q3 25
0.65×
Q2 25
0.69×
Q1 25
0.71×
Q4 24
0.73×
Q3 24
0.82×
Q2 24
0.85×
Q1 24
0.81×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FITB
FITB
FXNC
FXNC
Operating Cash FlowLast quarter
$929.0M
$8.4M
Free Cash FlowOCF − Capex
$765.0M
$6.9M
FCF MarginFCF / Revenue
50.0%
199.4%
Capex IntensityCapex / Revenue
10.7%
43.3%
Cash ConversionOCF / Net Profit
1.27×
1.53×
TTM Free Cash FlowTrailing 4 quarters
$3.9B
$20.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FITB
FITB
FXNC
FXNC
Q4 25
$929.0M
$8.4M
Q3 25
$1.0B
$8.4M
Q2 25
$1.3B
$4.7M
Q1 25
$1.2B
$3.5M
Q4 24
$-101.0M
$-36.7M
Q3 24
$1.9B
$6.1M
Q2 24
$679.0M
$3.6M
Q1 24
$386.0M
$4.7M
Free Cash Flow
FITB
FITB
FXNC
FXNC
Q4 25
$765.0M
$6.9M
Q3 25
$886.0M
$6.8M
Q2 25
$1.2B
$4.1M
Q1 25
$1.1B
$3.0M
Q4 24
$-246.0M
$-37.8M
Q3 24
$1.7B
$4.9M
Q2 24
$588.0M
$3.0M
Q1 24
$321.0M
$4.4M
FCF Margin
FITB
FITB
FXNC
FXNC
Q4 25
50.0%
199.4%
Q3 25
58.3%
166.4%
Q2 25
77.8%
120.0%
Q1 25
77.7%
92.9%
Q4 24
-17.1%
-583.7%
Q3 24
1085.1%
186.1%
Q2 24
376.9%
118.7%
Q1 24
212.6%
173.1%
Capex Intensity
FITB
FITB
FXNC
FXNC
Q4 25
10.7%
43.3%
Q3 25
10.5%
39.0%
Q2 25
9.6%
17.2%
Q1 25
8.1%
14.7%
Q4 24
10.1%
17.5%
Q3 24
70.2%
45.4%
Q2 24
58.3%
26.0%
Q1 24
43.0%
12.0%
Cash Conversion
FITB
FITB
FXNC
FXNC
Q4 25
1.27×
1.53×
Q3 25
1.61×
1.52×
Q2 25
2.08×
0.93×
Q1 25
2.39×
2.21×
Q4 24
-0.16×
Q3 24
3.25×
2.73×
Q2 24
1.13×
1.49×
Q1 24
0.74×
1.47×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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