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Side-by-side financial comparison of Fifth Third Bancorp (FITB) and Meritage Homes CORP (MTH). Click either name above to swap in a different company.

Fifth Third Bancorp is the larger business by last-quarter revenue ($1.5B vs $1.4B, roughly 1.1× Meritage Homes CORP). Fifth Third Bancorp runs the higher net margin — 47.7% vs 17.7%, a 30.0% gap on every dollar of revenue. On growth, Meritage Homes CORP posted the faster year-over-year revenue change (10.5% vs 6.4%). Fifth Third Bancorp produced more free cash flow last quarter ($765.0M vs $-225.4M).

Fifth Third Bancorp is a bank holding company headquartered in Cincinnati, Ohio. It is the parent company of Fifth Third Bank, which operates 1,087 branches and 2,400 automated teller machines, across 12 states: Ohio, Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, South Carolina, Tennessee, and West Virginia. It is on the list of largest banks in the United States and is ranked 321st on the Fortune 500. The name "Fifth Third" is derived from the names of the...

Meritage Homes Corporation is a publicly traded American real estate development company that constructs a variety of single-family detached homes across the United States. It is the fifth largest home builder in the United States, based on 2023 home sales. The company also develops active adult communities and luxury real estate in Arizona.

FITB vs MTH — Head-to-Head

Bigger by revenue
FITB
FITB
1.1× larger
FITB
$1.5B
$1.4B
MTH
Growing faster (revenue YoY)
MTH
MTH
+4.2% gap
MTH
10.5%
6.4%
FITB
Higher net margin
FITB
FITB
30.0% more per $
FITB
47.7%
17.7%
MTH
More free cash flow
FITB
FITB
$990.4M more FCF
FITB
$765.0M
$-225.4M
MTH

Income Statement — Q4 FY2025 vs Q2 FY2022

Metric
FITB
FITB
MTH
MTH
Revenue
$1.5B
$1.4B
Net Profit
$730.0M
$250.1M
Gross Margin
31.5%
Operating Margin
59.7%
23.5%
Net Margin
47.7%
17.7%
Revenue YoY
6.4%
10.5%
Net Profit YoY
17.7%
49.4%
EPS (diluted)
$1.03
$6.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FITB
FITB
MTH
MTH
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.5B
Q1 25
$1.4B
Q4 24
$1.4B
Q2 22
$1.4B
Net Profit
FITB
FITB
MTH
MTH
Q4 25
$730.0M
Q3 25
$649.0M
Q2 25
$628.0M
Q1 25
$515.0M
Q4 24
$620.0M
Q2 22
$250.1M
Gross Margin
FITB
FITB
MTH
MTH
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q2 22
31.5%
Operating Margin
FITB
FITB
MTH
MTH
Q4 25
59.7%
Q3 25
55.1%
Q2 25
54.0%
Q1 25
45.4%
Q4 24
53.3%
Q2 22
23.5%
Net Margin
FITB
FITB
MTH
MTH
Q4 25
47.7%
Q3 25
42.7%
Q2 25
42.0%
Q1 25
35.8%
Q4 24
43.1%
Q2 22
17.7%
EPS (diluted)
FITB
FITB
MTH
MTH
Q4 25
$1.03
Q3 25
$0.91
Q2 25
$0.88
Q1 25
$0.71
Q4 24
$0.85
Q2 22
$6.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FITB
FITB
MTH
MTH
Cash + ST InvestmentsLiquidity on hand
$272.1M
Total DebtLower is stronger
$13.6B
Stockholders' EquityBook value
$21.7B
$3.4B
Total Assets
$214.4B
$5.3B
Debt / EquityLower = less leverage
0.63×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FITB
FITB
MTH
MTH
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q2 22
$272.1M
Total Debt
FITB
FITB
MTH
MTH
Q4 25
$13.6B
Q3 25
$13.7B
Q2 25
$14.5B
Q1 25
$14.5B
Q4 24
$14.3B
Q2 22
Stockholders' Equity
FITB
FITB
MTH
MTH
Q4 25
$21.7B
Q3 25
$21.1B
Q2 25
$21.1B
Q1 25
$20.4B
Q4 24
$19.6B
Q2 22
$3.4B
Total Assets
FITB
FITB
MTH
MTH
Q4 25
$214.4B
Q3 25
$212.9B
Q2 25
$210.0B
Q1 25
$212.7B
Q4 24
$212.9B
Q2 22
$5.3B
Debt / Equity
FITB
FITB
MTH
MTH
Q4 25
0.63×
Q3 25
0.65×
Q2 25
0.69×
Q1 25
0.71×
Q4 24
0.73×
Q2 22

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FITB
FITB
MTH
MTH
Operating Cash FlowLast quarter
$929.0M
$-219.0M
Free Cash FlowOCF − Capex
$765.0M
$-225.4M
FCF MarginFCF / Revenue
50.0%
-16.0%
Capex IntensityCapex / Revenue
10.7%
0.5%
Cash ConversionOCF / Net Profit
1.27×
-0.88×
TTM Free Cash FlowTrailing 4 quarters
$3.9B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FITB
FITB
MTH
MTH
Q4 25
$929.0M
Q3 25
$1.0B
Q2 25
$1.3B
Q1 25
$1.2B
Q4 24
$-101.0M
Q2 22
$-219.0M
Free Cash Flow
FITB
FITB
MTH
MTH
Q4 25
$765.0M
Q3 25
$886.0M
Q2 25
$1.2B
Q1 25
$1.1B
Q4 24
$-246.0M
Q2 22
$-225.4M
FCF Margin
FITB
FITB
MTH
MTH
Q4 25
50.0%
Q3 25
58.3%
Q2 25
77.8%
Q1 25
77.7%
Q4 24
-17.1%
Q2 22
-16.0%
Capex Intensity
FITB
FITB
MTH
MTH
Q4 25
10.7%
Q3 25
10.5%
Q2 25
9.6%
Q1 25
8.1%
Q4 24
10.1%
Q2 22
0.5%
Cash Conversion
FITB
FITB
MTH
MTH
Q4 25
1.27×
Q3 25
1.61×
Q2 25
2.08×
Q1 25
2.39×
Q4 24
-0.16×
Q2 22
-0.88×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FITB
FITB

Segment breakdown not available.

MTH
MTH

Home Building$1.4B100%
Equity Method Investment Nonconsolidated Investee Or Group Of Investees$9.8M1%
Financial Service$5.1M0%
Land Closing$3.4M0%

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