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Side-by-side financial comparison of Fifth Third Bancorp (FITB) and Owens Corning (OC). Click either name above to swap in a different company.
Owens Corning is the larger business by last-quarter revenue ($2.1B vs $1.5B, roughly 1.4× Fifth Third Bancorp). Fifth Third Bancorp runs the higher net margin — 47.7% vs -13.9%, a 61.6% gap on every dollar of revenue. On growth, Fifth Third Bancorp posted the faster year-over-year revenue change (6.4% vs -24.6%). Fifth Third Bancorp produced more free cash flow last quarter ($765.0M vs $333.0M).
Fifth Third Bancorp is a bank holding company headquartered in Cincinnati, Ohio. It is the parent company of Fifth Third Bank, which operates 1,087 branches and 2,400 automated teller machines, across 12 states: Ohio, Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, South Carolina, Tennessee, and West Virginia. It is on the list of largest banks in the United States and is ranked 321st on the Fortune 500. The name "Fifth Third" is derived from the names of the...
Owens Corning is an American company that develops and produces insulation, roofing, and fiberglass composites and related products. It is the world's largest manufacturer of fiberglass composites. It was formed in 1935 as a partnership between two major American glassworks, Corning Glass Works and Owens-Illinois. The company employs approximately 19,000 people around the world. Owens Corning has been a Fortune 500 company every year since the list was created in 1955. The Pink Panther is the...
FITB vs OC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $1.5B | $2.1B |
| Net Profit | $730.0M | $-298.0M |
| Gross Margin | — | 23.2% |
| Operating Margin | 59.7% | -10.5% |
| Net Margin | 47.7% | -13.9% |
| Revenue YoY | 6.4% | -24.6% |
| Net Profit YoY | 17.7% | -15.5% |
| EPS (diluted) | $1.03 | $-3.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.5B | $2.1B | ||
| Q3 25 | $1.5B | $2.7B | ||
| Q2 25 | $1.5B | $2.7B | ||
| Q1 25 | $1.4B | $2.5B | ||
| Q4 24 | $1.4B | $2.8B | ||
| Q3 24 | — | $3.0B | ||
| Q2 24 | — | $2.8B | ||
| Q1 24 | — | $2.3B |
| Q4 25 | $730.0M | $-298.0M | ||
| Q3 25 | $649.0M | $-494.0M | ||
| Q2 25 | $628.0M | $363.0M | ||
| Q1 25 | $515.0M | $-93.0M | ||
| Q4 24 | $620.0M | $-258.0M | ||
| Q3 24 | — | $321.0M | ||
| Q2 24 | — | $285.0M | ||
| Q1 24 | — | $299.0M |
| Q4 25 | — | 23.2% | ||
| Q3 25 | — | 28.2% | ||
| Q2 25 | — | 31.2% | ||
| Q1 25 | — | 28.7% | ||
| Q4 24 | — | 28.1% | ||
| Q3 24 | — | 29.8% | ||
| Q2 24 | — | 31.1% | ||
| Q1 24 | — | 29.6% |
| Q4 25 | 59.7% | -10.5% | ||
| Q3 25 | 55.1% | -12.2% | ||
| Q2 25 | 54.0% | 18.4% | ||
| Q1 25 | 45.4% | 16.1% | ||
| Q4 24 | 53.3% | -8.5% | ||
| Q3 24 | — | 16.7% | ||
| Q2 24 | — | 16.4% | ||
| Q1 24 | — | 17.5% |
| Q4 25 | 47.7% | -13.9% | ||
| Q3 25 | 42.7% | -18.4% | ||
| Q2 25 | 42.0% | 13.2% | ||
| Q1 25 | 35.8% | -3.7% | ||
| Q4 24 | 43.1% | -9.1% | ||
| Q3 24 | — | 10.5% | ||
| Q2 24 | — | 10.2% | ||
| Q1 24 | — | 13.0% |
| Q4 25 | $1.03 | $-3.47 | ||
| Q3 25 | $0.91 | $-5.92 | ||
| Q2 25 | $0.88 | $4.25 | ||
| Q1 25 | $0.71 | $-1.08 | ||
| Q4 24 | $0.85 | $-2.92 | ||
| Q3 24 | — | $3.65 | ||
| Q2 24 | — | $3.24 | ||
| Q1 24 | — | $3.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $345.0M |
| Total DebtLower is stronger | $13.6B | $4.7B |
| Stockholders' EquityBook value | $21.7B | $3.9B |
| Total Assets | $214.4B | $13.0B |
| Debt / EquityLower = less leverage | 0.63× | 1.22× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $345.0M | ||
| Q3 25 | — | $286.0M | ||
| Q2 25 | — | $230.0M | ||
| Q1 25 | — | $400.0M | ||
| Q4 24 | — | $361.0M | ||
| Q3 24 | — | $499.0M | ||
| Q2 24 | — | $254.0M | ||
| Q1 24 | — | $1.3B |
| Q4 25 | $13.6B | $4.7B | ||
| Q3 25 | $13.7B | $4.7B | ||
| Q2 25 | $14.5B | $5.1B | ||
| Q1 25 | $14.5B | $5.0B | ||
| Q4 24 | $14.3B | $5.1B | ||
| Q3 24 | — | $5.0B | ||
| Q2 24 | — | $5.0B | ||
| Q1 24 | — | $2.6B |
| Q4 25 | $21.7B | $3.9B | ||
| Q3 25 | $21.1B | $4.4B | ||
| Q2 25 | $21.1B | $5.2B | ||
| Q1 25 | $20.4B | $4.9B | ||
| Q4 24 | $19.6B | $5.1B | ||
| Q3 24 | — | $5.6B | ||
| Q2 24 | — | $5.5B | ||
| Q1 24 | — | $5.2B |
| Q4 25 | $214.4B | $13.0B | ||
| Q3 25 | $212.9B | $13.5B | ||
| Q2 25 | $210.0B | $14.5B | ||
| Q1 25 | $212.7B | $14.3B | ||
| Q4 24 | $212.9B | $14.1B | ||
| Q3 24 | — | $15.1B | ||
| Q2 24 | — | $15.0B | ||
| Q1 24 | — | $11.3B |
| Q4 25 | 0.63× | 1.22× | ||
| Q3 25 | 0.65× | 1.06× | ||
| Q2 25 | 0.69× | 0.98× | ||
| Q1 25 | 0.71× | 1.03× | ||
| Q4 24 | 0.73× | 1.01× | ||
| Q3 24 | — | 0.89× | ||
| Q2 24 | — | 0.92× | ||
| Q1 24 | — | 0.51× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $929.0M | $590.0M |
| Free Cash FlowOCF − Capex | $765.0M | $333.0M |
| FCF MarginFCF / Revenue | 50.0% | 15.5% |
| Capex IntensityCapex / Revenue | 10.7% | 12.0% |
| Cash ConversionOCF / Net Profit | 1.27× | — |
| TTM Free Cash FlowTrailing 4 quarters | $3.9B | $962.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $929.0M | $590.0M | ||
| Q3 25 | $1.0B | $918.0M | ||
| Q2 25 | $1.3B | $327.0M | ||
| Q1 25 | $1.2B | $-49.0M | ||
| Q4 24 | $-101.0M | $676.0M | ||
| Q3 24 | — | $699.0M | ||
| Q2 24 | — | $493.0M | ||
| Q1 24 | — | $24.0M |
| Q4 25 | $765.0M | $333.0M | ||
| Q3 25 | $886.0M | $752.0M | ||
| Q2 25 | $1.2B | $129.0M | ||
| Q1 25 | $1.1B | $-252.0M | ||
| Q4 24 | $-246.0M | $479.0M | ||
| Q3 24 | — | $558.0M | ||
| Q2 24 | — | $336.0M | ||
| Q1 24 | — | $-128.0M |
| Q4 25 | 50.0% | 15.5% | ||
| Q3 25 | 58.3% | 28.0% | ||
| Q2 25 | 77.8% | 4.7% | ||
| Q1 25 | 77.7% | -10.0% | ||
| Q4 24 | -17.1% | 16.9% | ||
| Q3 24 | — | 18.3% | ||
| Q2 24 | — | 12.0% | ||
| Q1 24 | — | -5.6% |
| Q4 25 | 10.7% | 12.0% | ||
| Q3 25 | 10.5% | 6.2% | ||
| Q2 25 | 9.6% | 7.2% | ||
| Q1 25 | 8.1% | 8.0% | ||
| Q4 24 | 10.1% | 6.9% | ||
| Q3 24 | — | 4.6% | ||
| Q2 24 | — | 5.6% | ||
| Q1 24 | — | 6.6% |
| Q4 25 | 1.27× | — | ||
| Q3 25 | 1.61× | — | ||
| Q2 25 | 2.08× | 0.90× | ||
| Q1 25 | 2.39× | — | ||
| Q4 24 | -0.16× | — | ||
| Q3 24 | — | 2.18× | ||
| Q2 24 | — | 1.73× | ||
| Q1 24 | — | 0.08× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FITB
Segment breakdown not available.
OC
| Insulation | $724.0M | 34% |
| Residential | $625.0M | 29% |
| Doors | $427.0M | 20% |
| Discontinued Operations Disposed Of By Sale | $299.0M | 14% |
| Commercial And Industrial Sector | $101.0M | 5% |