vs

Side-by-side financial comparison of Fifth Third Bancorp (FITB) and Xylem Inc. (XYL). Click either name above to swap in a different company.

Xylem Inc. is the larger business by last-quarter revenue ($2.1B vs $1.5B, roughly 1.4× Fifth Third Bancorp). Fifth Third Bancorp runs the higher net margin — 47.7% vs 8.9%, a 38.8% gap on every dollar of revenue. On growth, Fifth Third Bancorp posted the faster year-over-year revenue change (6.4% vs 2.7%).

Fifth Third Bancorp is a bank holding company headquartered in Cincinnati, Ohio. It is the parent company of Fifth Third Bank, which operates 1,087 branches and 2,400 automated teller machines, across 12 states: Ohio, Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, South Carolina, Tennessee, and West Virginia. It is on the list of largest banks in the United States and is ranked 321st on the Fortune 500. The name "Fifth Third" is derived from the names of the...

Xylem is one of the two types of transport tissue in vascular plants, the other being phloem; both of these are part of the vascular bundle. The basic function of the xylem is to transport water upward from the roots to parts of the plants such as stems and leaves, but it also transports nutrients. The word xylem is derived from the Ancient Greek word ξύλον (xúlon), meaning "wood"; the best-known xylem tissue is wood, though it is found throughout a plant.

FITB vs XYL — Head-to-Head

Bigger by revenue
XYL
XYL
1.4× larger
XYL
$2.1B
$1.5B
FITB
Growing faster (revenue YoY)
FITB
FITB
+3.7% gap
FITB
6.4%
2.7%
XYL
Higher net margin
FITB
FITB
38.8% more per $
FITB
47.7%
8.9%
XYL

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FITB
FITB
XYL
XYL
Revenue
$1.5B
$2.1B
Net Profit
$730.0M
$189.0M
Gross Margin
37.8%
Operating Margin
59.7%
11.5%
Net Margin
47.7%
8.9%
Revenue YoY
6.4%
2.7%
Net Profit YoY
17.7%
13.2%
EPS (diluted)
$1.03
$0.79

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FITB
FITB
XYL
XYL
Q1 26
$2.1B
Q4 25
$1.5B
$2.4B
Q3 25
$1.5B
$2.3B
Q2 25
$1.5B
$2.3B
Q1 25
$1.4B
$2.1B
Q4 24
$1.4B
$2.3B
Q3 24
$2.1B
Q2 24
$2.2B
Net Profit
FITB
FITB
XYL
XYL
Q1 26
$189.0M
Q4 25
$730.0M
$335.0M
Q3 25
$649.0M
$227.0M
Q2 25
$628.0M
$226.0M
Q1 25
$515.0M
$169.0M
Q4 24
$620.0M
$326.0M
Q3 24
$217.0M
Q2 24
$194.0M
Gross Margin
FITB
FITB
XYL
XYL
Q1 26
37.8%
Q4 25
38.9%
Q3 25
38.9%
Q2 25
38.8%
Q1 25
37.1%
Q4 24
38.0%
Q3 24
37.3%
Q2 24
37.8%
Operating Margin
FITB
FITB
XYL
XYL
Q1 26
11.5%
Q4 25
59.7%
14.7%
Q3 25
55.1%
14.7%
Q2 25
54.0%
13.3%
Q1 25
45.4%
11.2%
Q4 24
53.3%
11.8%
Q3 24
13.3%
Q2 24
11.7%
Net Margin
FITB
FITB
XYL
XYL
Q1 26
8.9%
Q4 25
47.7%
14.0%
Q3 25
42.7%
10.0%
Q2 25
42.0%
9.8%
Q1 25
35.8%
8.2%
Q4 24
43.1%
14.5%
Q3 24
10.3%
Q2 24
8.9%
EPS (diluted)
FITB
FITB
XYL
XYL
Q1 26
$0.79
Q4 25
$1.03
$1.37
Q3 25
$0.91
$0.93
Q2 25
$0.88
$0.93
Q1 25
$0.71
$0.69
Q4 24
$0.85
$1.33
Q3 24
$0.89
Q2 24
$0.80

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FITB
FITB
XYL
XYL
Cash + ST InvestmentsLiquidity on hand
$808.0M
Total DebtLower is stronger
$13.6B
$1.9B
Stockholders' EquityBook value
$21.7B
$11.0B
Total Assets
$214.4B
$17.0B
Debt / EquityLower = less leverage
0.63×
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FITB
FITB
XYL
XYL
Q1 26
$808.0M
Q4 25
$1.5B
Q3 25
$1.2B
Q2 25
$1.2B
Q1 25
$1.1B
Q4 24
$1.1B
Q3 24
$989.0M
Q2 24
$815.0M
Total Debt
FITB
FITB
XYL
XYL
Q1 26
$1.9B
Q4 25
$13.6B
$2.0B
Q3 25
$13.7B
$2.0B
Q2 25
$14.5B
$2.0B
Q1 25
$14.5B
$2.0B
Q4 24
$14.3B
$2.0B
Q3 24
Q2 24
Stockholders' Equity
FITB
FITB
XYL
XYL
Q1 26
$11.0B
Q4 25
$21.7B
$11.5B
Q3 25
$21.1B
$11.2B
Q2 25
$21.1B
$11.1B
Q1 25
$20.4B
$10.8B
Q4 24
$19.6B
$10.6B
Q3 24
$10.6B
Q2 24
$10.3B
Total Assets
FITB
FITB
XYL
XYL
Q1 26
$17.0B
Q4 25
$214.4B
$17.6B
Q3 25
$212.9B
$17.3B
Q2 25
$210.0B
$17.2B
Q1 25
$212.7B
$16.6B
Q4 24
$212.9B
$16.5B
Q3 24
$16.0B
Q2 24
$15.8B
Debt / Equity
FITB
FITB
XYL
XYL
Q1 26
0.18×
Q4 25
0.63×
0.17×
Q3 25
0.65×
0.18×
Q2 25
0.69×
0.18×
Q1 25
0.71×
0.19×
Q4 24
0.73×
0.19×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FITB
FITB
XYL
XYL
Operating Cash FlowLast quarter
$929.0M
Free Cash FlowOCF − Capex
$765.0M
FCF MarginFCF / Revenue
50.0%
Capex IntensityCapex / Revenue
10.7%
4.2%
Cash ConversionOCF / Net Profit
1.27×
TTM Free Cash FlowTrailing 4 quarters
$3.9B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FITB
FITB
XYL
XYL
Q1 26
Q4 25
$929.0M
$543.0M
Q3 25
$1.0B
$360.0M
Q2 25
$1.3B
$305.0M
Q1 25
$1.2B
$33.0M
Q4 24
$-101.0M
$575.0M
Q3 24
$311.0M
Q2 24
$288.0M
Free Cash Flow
FITB
FITB
XYL
XYL
Q1 26
Q4 25
$765.0M
$460.0M
Q3 25
$886.0M
$281.0M
Q2 25
$1.2B
$207.0M
Q1 25
$1.1B
$-38.0M
Q4 24
$-246.0M
$475.0M
Q3 24
$237.0M
Q2 24
$215.0M
FCF Margin
FITB
FITB
XYL
XYL
Q1 26
Q4 25
50.0%
19.2%
Q3 25
58.3%
12.4%
Q2 25
77.8%
9.0%
Q1 25
77.7%
-1.8%
Q4 24
-17.1%
21.1%
Q3 24
11.3%
Q2 24
9.9%
Capex Intensity
FITB
FITB
XYL
XYL
Q1 26
4.2%
Q4 25
10.7%
3.5%
Q3 25
10.5%
3.5%
Q2 25
9.6%
4.3%
Q1 25
8.1%
3.4%
Q4 24
10.1%
4.4%
Q3 24
3.5%
Q2 24
3.4%
Cash Conversion
FITB
FITB
XYL
XYL
Q1 26
Q4 25
1.27×
1.62×
Q3 25
1.61×
1.59×
Q2 25
2.08×
1.35×
Q1 25
2.39×
0.20×
Q4 24
-0.16×
1.76×
Q3 24
1.43×
Q2 24
1.48×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FITB
FITB

Segment breakdown not available.

XYL
XYL

Revenue from products$1.8B83%
Revenue from services$368.0M17%

Related Comparisons